Montana Car Insurance for High Risk Drivers (With Quotes)

Cheapest Insurance Companies for High Risk Drivers in Montana (2022)

For drivers that are high-risk in Montana, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Montana. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Montana.

What Makes a Driver High-Risk in Montana?

Getting behind the wheel isn't without its risks. Whether it's an accident or a speeding ticket, unfortunate situations can crop up whenever you hit the road. If a car insurance company looks at your driving record and feels you are at a higher risk of filing a claim, they might classify you as a high-risk driver—and potentially charge you higher car insurance rates.

Drivers who find themselves on the picturesque roads of Montana can become high-risk if they get in an at-fault accident, get caught speeding, earn a DUI, or drive recklessly. Each of these mistakes can stay on your record for years, so you should do your best to avoid them. But if you are a high-risk driver, you still have options when it comes to car insurance.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Montana?

When you get behind the wheel, you always want to make sure to avoid high-risk driving behaviors. These include, but are not limited to, speeding, reckless driving, and at-fault accidents.

And unfortunately, car insurance companies will usually require higher car insurance rates if you have such a charge on your record. For instance, Montana drivers with a reckless driving charge can see their rates go up by over 15 percent. Here is how some high-risk driving charges can affect your car insurance rates in Montana:

How Much Does a Speeding Ticket Impact Car Insurance Rates in Montana?

Going too fast on the roads of Montana doesn't just endanger you and other drivers—it also can lead to a steeper car insurance bill. Here are some typical rates you can expect to see if you have a speeding ticket on your record in Montana:

How Does an at-Fault Accident Impact Insurance Rates in Montana?

All drivers do their best to avoid accidents, but sometimes, mistakes happen. And if you find yourself at fault in an accident in Montana, you'll likely see an increase in your car insurance rates—a $14 increase on average. The table below outlines the impact of an at-fault accident in Montana:

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Montana?

Failing to stop at a red light or stop sign in Montana can lead to a car insurance bump of $35 per month—which adds up to over $400 over a year. While this mistake can lead to higher rates, you can still find an affordable policy if you shop smart. Here are typical rates for Montana drivers with this kind of offense on their record:

Does Driving With a Suspended License Impact Car Insurance Rates in Montana?

Getting behind the wheel isn't without its risks. Whether it's an accident or a speeding ticket, unfortunate situations can crop up whenever you hit the road. If a car insurance company looks at your driving record and feels you are at a higher risk of filing a claim, they might classify you as a high-risk driver—and potentially charge you higher car insurance rates.

Drivers who find themselves on the picturesque roads of Montana can become high-risk if they get in an at-fault accident, get caught speeding, earn a DUI, or drive recklessly. Each of these mistakes can stay on your record for years, so you should do your best to avoid them. But if you are a high-risk driver, you still have options when it comes to car insurance.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies