Cheap Auto Insurance Quotes in Havre, MT (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Treasure State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Havre, MT

The average cost of Montana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Havre, MT to find you the cheapest quotes in the area.
State FarmProgressiveTravelersThe General

Cheapest Car Insurance in Havre, MT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

MontanaBillingsMissoulaGreat FallsBozemanHavre
Click here to learn about car insurance quotes and save on your current policy.

Havre, MT Driving Facts


Minimum Car Insurance Requirements in MT

Understanding Montana car insurance requirements is the first step to getting low-cost car insurance. Every state has at least slightly different rules and regulations when it comes to car insurance, so it’s important to know the difference between required, recommended, and optional coverage limits.

According to the Montana Department of Justice, Montana auto insurance requirements include:

  • $25,000 bodily injury liability per person 
  • $50,000 bodily injury liability in total per accident
  • $20,000 property damage liability

In addition to these minimum coverage levels, drivers must be offered underinsured/uninsured motorist protection in the minimums of $25,000/$50,000 bodily injury coverage. While not required to carry underinsured or uninsured motorist coverageMontana drivers must reject these riders in writing if they want to remove it from their policy.

Find local Havre agents

Forshee Agency Inc. dba Havre Affordable Insurance 
220 3rd Ave, Ste 109, Havre, MT 59501
Erickson Insurance Group; MLE Inc 
3 First Street West, Havre, MT 59501
Hub International Mountain States Ltd. Havre 
640 1St St W, Havre, MT 59501-3416
Koefod Insurance Agency; Healy Enterprises LLC dba 
223 3Rd Ave Ste A, Havre, MT 59501-3588
Anthony Cammon - State Farm Insurance Agent
115 4th Ave W #100, Havre, MT 59501
Tom LaFond - State Farm Insurance Agent
145 4th Ave #4, Havre, MT 59501,
Baldwin Insurance Associates
1465 US Highway 2 NW, Suite C, Havre, MT 59501
Duchscher Kapperud Insurance, LLC
39 1st St, Havre, MT 59501
Farmers Insurance - Kathee Kalthoff
108 1st St #4, Havre, MT 59501,
Farm Bureau Insurance
302 4th St, Havre, MT 59501,

Insurify Insights: How Havre Drivers Measure Up

Ford F-Series Pickup
Most Popular Car in
Havre, MT
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Havre drivers measure up to their fellow Montana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Havre

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Havre is the Ford F-Series Pickup.

DUI/DWIs in Havre

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Havre drivers rank -- in the number of DUI’s per driver across all cities in Montana.

  • Rank within state: #--
  • Percent of drivers in Havre with a DUI: {{percentDrivers}}%
  • Drivers in Havre, MT with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Havre

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Montana, Havre drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Havre with a speeding ticket: {{percentDrivers}}%
  • Drivers in Havre, MT with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Full starFull starFull starFull starFull star
3689 Reviews

Insurify is rated 4.8 out of 5 based on 3689 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!