Cheap Auto Insurance Quotes in Butte, MT (2021)

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Car Insurance in Butte, MT

The average cost of Montana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Butte, MT to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$44
$58
$70
$196
State FarmProgressiveTravelersThe General
Monthly $

Cheapest Car Insurance in Butte, MT

Here are the cheapest carriers in Butte for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$89
$81
$85
$89
$98
$92
MontanaBillingsMissoulaGreat FallsBozemanButte
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Butte, MT Driving Facts

montana

Minimum Car Insurance Requirements in MT

Understanding Montana car insurance requirements is the first step to getting low-cost car insurance. Every state has at least slightly different rules and regulations when it comes to car insurance, so it’s important to know the difference between required, recommended, and optional coverage limits.

According to the Montana Department of Justice, Montana auto insurance requirements include:

  • $25,000 bodily injury liability per person 
  • $50,000 bodily injury liability in total per accident
  • $20,000 property damage liability

In addition to these minimum coverage levels, drivers must be offered underinsured/uninsured motorist protection in the minimums of $25,000/$50,000 bodily injury coverage. While not required to carry underinsured or uninsured motorist coverageMontana drivers must reject these riders in writing if they want to remove it from their policy.

Insurify Insights: How Butte Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Butte, MT
suspended licenses
#1
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Butte drivers measure up to their fellow Montana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Butte

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Butte drivers rank 6 in the number of car accidents per driver across all cities in Montana.

  • Rank within state: #6
  • Percent of drivers in Butte with an accident: 9.45%
  • Drivers in Butte, MT with an accident in their driving history paid on average -88.02% more than drivers with a clean record

Speeding Butte

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Montana, Butte drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Butte with a speeding ticket: 6.91%
  • Drivers in Butte, MT with a speeding ticket in their driving history paid on average -95.21% more than drivers with a clean record

DUI/DWIs Butte

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Butte drivers rank 2 in the number of DUI’s per driver across all cities in Montana.

  • Rank within state: #2
  • Percent of drivers in Butte with a DUI: 5.09%
  • Drivers in Butte, MT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Butte

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Butte is the Ford F-Series Pickup.

Hybrid/Electric Vehicle Ownership Butte

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Butte drivers rank 3 in hybrid and electric vehicle ownership across all cities in Montana.

  • Rank within state: #3
  • Percent of drivers in Butte with a hybrid/electric vehicle: 0.52%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.