Cheap Auto Insurance Quotes in Lees Summit, MO (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Show Me State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Lees Summit, MO

The average cost of Missouri car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lees Summit, MO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$59
$104
$135
$141
$237
Direct AutoState FarmTravelersProgressiveThe General
Monthly $

Cheapest Car Insurance in Lees Summit, MO

Here are the cheapest carriers in Lees Summit for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$142
$171
$149
$135
$118
$135
MissouriKansas CitySpringfieldIndependenceColumbiaLees Summit
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Lees Summit, MO Driving Facts

missouri

Minimum Car Insurance Requirements in MO

All motor vehicles operated or parked on Missouri roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Missouri are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Missouri state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Missouri law.

  • $10,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Missouri is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in Missouri. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In Missouri, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury  

Find local Lees Summit agents

Awesome Insurance Consultants
622 SW 3rd St Ste F, Lees Summit, MO 64063
Andrew and Associates 
5806 Nw Plantation Cir, Lees Summit, MO 64064
Risk Innovations 
229 SE Douglas St Ste 220, Lees Summit, MO 64063-2301
Sidwell Baker Insurance dba Summit Insurance Group 
300 SE Wilson Street, Lees Summit, MO 64063-2716
Alscott 
24901 Woodland Cir, Lees Summit, MO 64086-9610
Commercial Insurance Associates 
410D SE 3rd St Ste 104, Lees Summit, MO 64063
Rhodes Insurance Agency, Inc. 
302 SE Independence Ave, Lees Summit, MO 64063-2828
Summit Insurance Group
'300 Wilson St, Lee''s Summit, MO 64063'
Epic Insurance, LLC
'4045 NE Lakewood Way #100, Lee''s Summit, MO 64064,'
Jason M. Park: Allstate Insurance
'623 NE Woods Chapel Rd, Lee''s Summit, MO 64064, '

Insurify Insights: How Lees Summit Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Lees Summit, MO
suspended licenses
#35
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Lees Summit drivers measure up to their fellow Missouri motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Lees Summit

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Lees Summit drivers rank 7 in the number of car accidents per driver across all cities in Missouri.

  • Rank within state: #7
  • Percent of drivers in Lees Summit with an accident: 12.42%
  • Drivers in Lees Summit, MO with an accident in their driving history paid on average 59.8% more than drivers with a clean record

Speeding Lees Summit

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Missouri, Lees Summit drivers rank 6 in the number of speeding infractions per driver.

  • Rank within state: #6
  • Percent of drivers in Lees Summit with a speeding ticket: 12.42%
  • Drivers in Lees Summit, MO with a speeding ticket in their driving history paid on average 48.24% more than drivers with a clean record

DUI/DWIs Lees Summit

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Lees Summit drivers rank 7 in the number of DUI’s per driver across all cities in Missouri.

  • Rank within state: #7
  • Percent of drivers in Lees Summit with a DUI: 2.87%
  • Drivers in Lees Summit, MO with a DUI in their driving history paid on average 30.15% more than drivers with a clean record

Most Popular Vehicle Lees Summit

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Lees Summit is the Honda Accord.

Rude Lees Summit

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Missouri, Lees Summit drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Lees Summit with a reckless driving violation: 2.07%
  • Drivers in Lees Summit, MO with a reckless driving violation in their driving history paid on average 25.13% more than drivers with a clean record.

Safest Drivers Lees Summit

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Lees Summit drivers rank 11 in clean driving records across all cities in Missouri.

  • Rank within state: #11
  • Percent of drivers in Lees Summit with clean record: 75.48%

Failure to Yield the Right of Way Lees Summit

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Lees Summit drivers rank 5 in failure to yield violations per driver across all cities in Missouri.

  • Rank within state: #5
  • Percent of drivers in Lees Summit with a failure to yield violation: 0.48%
  • Drivers in Lees Summit, MO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Lees Summit

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Missouri, Lees Summit drivers rank 11 in the number of reckless driving offenses per driver.

  • Rank within state: #11
  • Percent of drivers in Lees Summit with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Lees Summit

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Lees Summit drivers rank 2 in hybrid and electric vehicle ownership across all cities in Missouri.

  • Rank within state: #2
  • Percent of drivers in Lees Summit with a hybrid/electric vehicle: 1.62%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.