Courtney Washington is a Texas A&M University graduate. Her extensive knowledge and background in auto, home, and umbrella policies make her a one-stop shop for insurance advice and information. She loves to help her readers understand their insurance choices so they can make informed decisions about their coverage.
Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
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Cheapest recent rates near Brockton, Massachusetts
Recent Brockton, Massachusetts car insurance prices for Infiniti, Chrysler, Honda , and more.
*Quotes generated for Insurify users in and around Brockton, Massachusetts within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Brockton, Massachusetts within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Located in Plymouth County, Brockton is a relatively small town and home to New England’s largest high school. It’s also home to some of the most expensive car insurance rates in Massachusetts.
On average, car insurance in Brockton costs $173 per month which is comparable to the state average of $175. But, compared to neighboring towns, Brockton experiences high rates. For example, Quincy is also on the South Shore and has a similar population size, but drivers experience lower average rates of $93 per month.
Its higher rates of car thefts in a relatively small population may contribute to its expensive car insurance premiums.[1][2]
The average cost of car insurance in Brockton is $123 per month for liability insurance and $222 per month for full coverage.
Massachusetts is a no-fault state, which means everyone files claims for bodily injury through their own insurance companies after an accident.
Massachusetts uses a points system to reward safe drivers with cheaper car insurance rates.[3]
Cheapest car insurance companies in Brockton
It’s important to compare car insurance companies in your area to find the one that offers you the coverage you need for the best price possible. Remember, what’s cheap or best for your neighbor may not be the best car insurance company in Brockton for you.
Here are three of the top cheapest companies to start your search.
Insurance Company
▲▼
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
▲▼
Full Coverage
▲▼
Liability Only
▲▼
Best For
▲▼
Safeco
8.3
$204
$95
Safe drivers
Liberty Mutual
7.7
$245
$138
Discounts
Midvale Home & Auto
3.2
$129
$69
Low rates
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$87/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$205/mo
4.5
Best choiceBased on 768 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (429)
Arthur
December 23, 2024
Verified Review
Sometimes Change is Needed
Great! Until they raised my premium way too high. That's why I'm looking for other options. If it's true, it kind of upsets me that I was overpaying by thousands of dollars.
Jeffrey
December 23, 2024
Verified Review
Good Company
Very good.
William
December 16, 2024
Verified Review
Fair
The policy rate increased at the beginning of the coverage.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.08
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
Safeco’s coverages can help Brockton drivers save money on their deductible and get cash back on their policy. With the Claims-Free Cash Back program, drivers get 2.5% of their policy premium back for every six months they go without filing a claim, up to 5% per year. And through Safeco’s diminishing deductible, policyholders’ deductibles decrease by $50 for every six months they go without an accident. These coverages are standard with every Safeco policy, making it a solid choice for safe drivers.
Pros
Guaranteed Repair Network connects drivers with trusted repair shops
Offers new vehicle replacement coverage
Cons
Below-average J.D. Power insurance shopping satisfaction rating
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.7 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$133/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$251/mo
3.7
A solid optionBased on 2,720 verified guest reviews and ratings
How drivers feel about Liberty Mutual
Drivers appreciate the initial low prices, quick claims handling, and easy account access but dislike the significant price increases over time.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
How drivers feel about Liberty Mutual
Drivers appreciate the initial low prices, quick claims handling, and easy account access but dislike the significant price increases over time.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
Reviews (1,588)
Rodney
December 25, 2024
Verified Review
Extremely Unsatisfactory
I had a terrible experience with Liberty Mutual. Despite never having been involved in a car accident, they claimed that I had. When I followed up on this false accusation, Liberty Mutual increased my insurance premium and withdrew money from my bank account without my authorization. I demand my flawless record to be restored immediately.
Rodney
December 25, 2024
Verified Review
I was accused of hitting a car, but no claim was filed and no damage was done. I initiated a new claim because I thought the accuser was going to. However, I did not hit his car and tried to figure out how I was accused. There was no dent, no claim on the accuser's part because nothing happened. Despite this, Liberty Mutual stated that I hit a car, which I did not, and raised my insurance, tarnishing my perfect driving record. I was never informed about my insurance increase and had I been, I would never have renewed it. Liberty Mutual took money out of my bank without authorization. I have filed a claim with the state. I am not satisfied with Liberty Mutual.
I was accused of hitting a car, but no claim was filed and no damage was done. I initiated a new claim because I thought the accuser was going to. However, I did not hit his car and tried to figure out how I was accused. There was no dent, no claim on the accuser's part because nothing happened. Despite this, Liberty Mutual stated that I hit a car, which I did not, and raised my insurance, tarnishing my perfect driving record. I was never informed about my insurance increase and had I been, I would never have renewed it. Liberty Mutual took money out of my bank without authorization. I have filed a claim with the state. I am not satisfied with Liberty Mutual.
Sinisa
December 22, 2024
Verified Review
There's no appreciation for returning customers. The price is constantly increasing despite having no claims. If the rates go up in the next six months, which I believe they will, I'll switch.
There's no appreciation for returning customers. The price is constantly increasing despite having no claims. If the rates go up in the next six months, which I believe they will, I'll switch.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
3.95
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
Liberty Mutual offers a host of discounts that Brockton drivers can take advantage of, such as multi-car, paperless policy, military, homeowner, and student-away-at-school discounts. This selection of savings makes it easy for anyone in Brockton to find at least one or two ways to reduce car insurance costs.
Pros
Accident forgiveness available
Plenty of discounts available to save money
Cons
Below-average JD. Power customer satisfaction rating in New England
More-than-expected number of complaints with the National Association of Insurance Commissioners (NAIC)
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
3.2 /10
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
Midvale Home & Auto may be a lesser-known auto insurer, but it offers a long list of discounts and coverage options to round out its car insurance. While it doesn’t have a mobile app or a usage-based insurance program, it has some of the lowest rates in Brockton for liability insurance coverage.
Pros
Low average rates in Brockton
Gap insurance available
Cons
No mobile app
Can’t get a quote online
How to get the cheapest car insurance in Brockton
The price of your car insurance depends on several factors, including where you store your car when it’s not in use, your driving record, and your general insurance needs.
Just because you think your car insurance rates are high doesn’t mean you’re stuck with them. Here are some steps you can take to get lower rates in Brockton, MA:
Shop around. Auto insurers offer different rates to drivers, so it’s important to compare quotes from at least three car insurance companies to find the one that offers you the lowest rate possible.
Bundle policies. Buying your homeowners, motorcycle, business, or another insurance policy from the same company as your auto insurance can get you lower rates on both products.
Increase your deductible. If you increase your deductible, you’ll generally pay lower premiums. Just make sure you can afford the out-of-pocket cost if you ever need to file a claim.
Look for discounts. Many car insurance companies offer long lists of discounts that drivers can qualify for. Research auto insurers and choose one that advertises as many discounts as you can find.
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Cheapest liability-only car insurance in Brockton: Safeco
Liability car insurance, also known as compulsory or mandatory coverage in Massachusetts, is the minimum amount of coverage drivers must carry to drive legally. This type of insurance covers the other parties’ injuries and property damages, as well as your injuries after an at-fault accident.
On average, Brockton drivers pay $123 per month for liability coverage, but the table below shows the cheapest insurers in the city for liability coverage.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
Safeco
$87
Liberty Mutual
$133
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Brockton: Safeco
Full-coverage insurance includes state-minimum liability insurance but adds comprehensive and collision coverages, which pay for vehicle damages and repairs, regardless of fault. In Brockton, drivers pay an average of $222 per month for full-coverage car insurance.
The table below includes the cheapest full-coverage car insurance companies in Brockton.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
Safeco
$205
Liberty Mutual
$251
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Brockton, Massachusetts
Recent Brockton, Massachusetts car insurance prices for Infiniti, Honda, Chrysler , and more.
*Quotes generated for Insurify users in and around Brockton, Massachusetts within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Brockton, Massachusetts within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Massachusetts
Massachusetts is a no-fault state, which means each party involved in an accident files injury claims with their insurance policy, regardless of fault.
Here are the minimum coverages all drivers must purchase and maintain in Massachusetts:[4]
Coverage
▲▼
Minimum Requirements
▲▼
Bodily injury liability
$20,000 per person / $40,000 per accident
Property damage liability
$5,000 per accident
Personal injury protection (PIP)
$8,000 per accident
Uninsured motorist bodily injury
$20,000 per person / $40,000 per accident
These minimum requirements are just that — minimums. Drivers may want to increase their liability limits or purchase additional coverages to round out their policies. Consider add-on coverages, such as:
Collision coverage
Collision coverage pays for vehicle damages and repairs when you hit a stationary object or another vehicle, regardless of fault.
Comprehensive coverage
Comprehensive coverage pays for vehicle damages from events other than collisions, including falling objects, theft, vandalism, severe weather, and more.
Gap coverage
If you finance or lease your vehicle, gap coverage pays the difference between your auto loan and the insurance settlement in the event of a total loss.
Rental car reimbursement coverage
Rental car reimbursement coverage pays for a rental car while a body shop or mechanic repairs your vehicle.
The Massachusetts Auto Insurance Plan (MAIP) is a program that assigns drivers to insurance companies through the involuntary market after their voluntary market insurance company denies them coverage.
An insurance agent can help you apply for the MAIP, and the program assigns an insurance company to provide you with coverage. You may have to contact the company assigned to you to choose add-on coverages and inquire about discounts you qualify for.
Cheapest car insurance for drivers with an incident
Incidents like speeding tickets, at-fault accidents, driving under the influence (DUI) convictions, and other moving violations can appear on your driving record. Because these incidents can lead to an accident or a claim, insurance companies see drivers with these incidents on their records as high-risk drivers.
High-risk drivers tend to pay more expensive car insurance premiums to offset the risk they pose to auto insurers. Brockton drivers with an incident on their record experience an average premium of $216 per month.
Here’s how your driving record affects your rates in Brockton, Massachusetts.
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Cheapest car insurance for drivers with a speeding ticket: Liberty Mutual
Speeding makes it harder for drivers to react and stop or slow down in time, which can lead to car accidents.[5] That’s why insurance companies view drivers who exceed the speed limit and get speeding tickets as high-risk, even if they didn’t cause an accident.
Brockton drivers with a speeding ticket on their record have average premiums of $232 per month.
Here are the cheapest car insurance companies in Brockton for drivers with a speeding ticket.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Speeding Ticket
▲▼
Safeco
$87
$112
Liberty Mutual
$133
$182
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Liberty Mutual
An at-fault accident on a Brockton driver’s record can increase their car insurance rates. While drivers with accident forgiveness won’t experience a rate increase after a single accident, other drivers may notice a price increase at renewal.
How much your premiums increase depends on the insurer and the severity of the accident, so it’s important to shop around at renewal. Drivers in Brockton with a speeding ticket on their record have an average liability rate of $165 per month, and an average full-coverage rate of $297 per month.
The table below shows the cheapest auto insurers in Brockton for drivers with an at-fault accident.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Accident
▲▼
Safeco
$87
$117
Liberty Mutual
$133
$191
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Liberty Mutual
Driving under the influence is one of the most dangerous and expensive moving violations a driver can receive. In Massachusetts, a DUI can result in a fine of $500 to $5,000 and an SR-22 form on file with the state for three years.[6]
Brockton drivers with a DUI on their record experience a high average premium of $183 per month.
Here’s how much companies charge on average for car insurance with a DUI on your record in Brockton.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With DUI
▲▼
Safeco
$87
$103
Liberty Mutual
$133
$180
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Liberty Mutual
While drivers can expect the most affordable rates between ages 35 and 70, rates for drivers older than 70 can start to rise again. Drivers 70 and older can have slower reflexes and age-related eyesight and hearing problems that make driving dangerous.[7] Insurance companies tend to charge senior drivers more for coverage because they have a higher accident mortality rate.
Senior drivers in Brockton have an average liability rate of $94 per month, and $169 per month for full coverage.
The table below shows the cheapest insurance companies for senior drivers in Brockton.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
Safeco
$72
$169
Liberty Mutual
$107
$202
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Liberty Mutual
Not only are teen drivers inexperienced, but they can also be reckless, impulsive, and more likely to participate in risky driving behavior. Because of this higher risk on the road, insurance companies typically charge teens and young drivers the most expensive rates of any other age group.
Teen drivers in Brockton experience an average liability rate of $244 per month, and $441 per month for full coverage.
But teens can still find affordable rates by staying on a parent’s policy or looking for discounts. Use the table below to start your search for cheap car insurance for Brockton teen drivers.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
Safeco
$178
$420
Liberty Mutual
$247
$466
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Is car insurance more expensive in Brockton?
Yes, car insurance is more expensive in Brockton than in nearby Massachusetts cities. In 2022, Brockton reported 500 motor vehicle thefts, which is more than areas like Cambridge and Fall River reported. It’s around half the amount that Boston reported, but Boston has six times as many residents.[1][2] The more claims a company has to pay out in a particular area, the more expensive that area is for policyholders.
More cities in Massachusetts
Here’s how the average cost of car insurance in Brockton compares to rates in other Massachusetts cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Brockton car insurance FAQs
Use Insurify’s guide to usage-based insurance to determine if it’s right for you, and check out the answers to common questions about auto coverage in Brockton below.
How much is car insurance in Brockton?
The average cost of car insurance in Brockton is $123 per month for liability insurance and $222 per month for full coverage.
Who has the cheapest car insurance in Brockton?
Safeco is one of the cheapest car insurance companies for liability insurance in Brockton, with a rate of $87 a month. But the best way to find the cheapest rates for you is to compare car insurance quotes at the same coverage levels. You’ll be able to see which company can offer you the best deal for the coverage you need.
What are the best car insurance companies in Brockton?
The best car insurance companies that Insurify identified in Brockton are Safeco, Liberty Mutual, and Midvale Home & Auto. These insurers have strong AM Best ratings and plenty of coverage options and discounts to help drivers find the right policy for the best price.
Can your credit score affect your car insurance rates in Massachusetts?
No. Massachusetts law doesn’t allow car insurance companies to use credit history or credit score information when setting car insurance rates.[8]
Do you legally have to carry auto insurance on your car in Massachusetts?
Yes. Massachusetts requires drivers to carry 20/40/5 liability limits. This translates to $20,000 per person and $40,000 per accident for bodily injury liability and $5,000 for property damage liability coverage. The state also requires $20,000 per person and $40,000 per accident for uninsured motorist bodily injury coverage and $8,000 in personal injury protection.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Courtney Washington is a Texas A&M University graduate. Her extensive knowledge and background in auto, home, and umbrella policies make her a one-stop shop for insurance advice and information. She loves to help her readers understand their insurance choices so they can make informed decisions about their coverage.
Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
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