Other Special Auto Coverages Offered by State Auto Insurance
Customers who are looking for a more robust set of options can opt for enhancements that upgrade their base policy coverage and add even greater peace of mind. Depending on your needs and your budget, you might find that some of the following are essential:
Full Safety Glass **
** The more miles you put on your vehicle, the higher the chance is that you’ll end up with a chipped or cracked windshield, mirror, or light. With Full Safety Glass coverage, you can enjoy repairs and replacements at no out of pocket cost.
Minor Violation Forgiveness **
** Insurance rates tend to go up quickly after your first collision, but State Auto offers forgiveness for your first minor violation. Customers who meet specific policy requirements may be eligible for future accident forgiveness as well.
Accident Forgiveness Benefit **
** Similar to the coverage offered under your Minor Violation Forgiveness, your first at-fault accident will be waived. If you meet certain tenure stipulations, you might enjoy forgiveness on subsequent collisions as well.
Original Equipment Manufacturer Parts **
** Auto repair shops often utilize aftermarket parts when fixing vehicles. For some customers, it doesn’t make much of a difference, while others would prefer to have original equipment manufacturer parts. This coverage guarantees that vehicles 10 years old or newer will be repaired using only OEM parts.
Auto Replacement Cost Coverage Combined with Total Loss Plus **
** Totaling your car in an accident can be devastating, especially if it was new. State Auto ’s Auto Replacement Cost Coverage allows you to replace your vehicle, as long as it was less than two years old, with the same make and model. Vehicles that don’t meet this stipulation can still be replaced under Total Loss Plus.
Roadside Assistance **
** There’s nothing worse than getting stuck on the side of the road and not knowing who to call, but with this coverage, State Auto will be there when you need it most. This enhancement includes towing to the location of your choice, the delivery of gas, water, or oil, lockout service up to $100, and more.
Enhanced AutoXtended Coverages Endorsement **
** Drivers who want every possible option from State Auto will appreciate its Enhanced AutoXtended Coverages Endorsement, which provides allocations for bail bonds, reasonable attorney fees, pet coverage, and much more.