Cheapest Auto Insurance in Pompano Beach, Florida (2026)
With a monthly liability-only rate of $118, State Farm is the cheapest car insurance company in Pompano Beach.
Secure. Free. Easy-to-use.
Excellent
)
Written byJessica Martel
)
Jessica MartelInsurance Writer
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
)
Edited byAshley Cox
)
Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
){kind=logo}
){kind=small}
){kind=small}
){kind=small}
)
Reviewed byDavid Marlett
)
David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
The overall average monthly cost of auto insurance in Pompano Beach is $201, much higher than the state average of $183 and the national average of $136, according to Insurify data.
Florida’s high risk for severe weather events — including hurricanes, tornadoes, and flooding — contributes to its elevated insurance costs. As a popular tourist destination, Pompano Beach also has busy roads, which increases the risk of accidents and car insurance claims.
Here’s what you should know about comparing car insurance quotes and finding affordable coverage in Pompano Beach.
Quick Facts
Liability-only coverage in Pompano Beach costs an average of $176 per month, and full coverage costs $226 per month.
Pompano Beach drivers pay an average of $2,718 per year for full-coverage car insurance.
State Farm, Mile Auto, and Progressive offer the cheapest car insurance in Pompano Beach.
3 of the cheapest car insurance companies in Pompano Beach
If you’re looking for the cheapest car insurance policy in Pompano Beach, it’s a good idea to compare multiple insurance companies.
The cost of insurance can vary among insurers and also depends on a variety of personal factors including your age, gender, location, crime rate, driving history, and the type and amount of insurance you want. The best coverage and insurance company for you will depend on your individual needs, budget, and situation.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $115 | $106 | Affordable rates |
| GEICO | 9.2 | $179 | $159 | Discounts |
| Hugo | 6.3 | N/A | $199 | Pay-as-you-go coverage |
Disclaimer: Table data sourced from real-time Pompano Beach car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pompano Beach may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for affordable rates: State Farm
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $118/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $128/mo |
4.0
Best choiceBased on 15,019 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (7,044)
Claude
Verified Review
Average
Reviewed in New York on February 16, 2026
Fine. But the price keeps going up. Looking for better value insurance.
Michael
Verified Review
Overcharged
Reviewed in Indiana on February 16, 2026
My rates kept going up and up with fewer vehicles.
Shirley
Verified Review
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
Reviewed in South Carolina on February 16, 2026
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest auto insurance company in the U.S. by market share and has been in the insurance industry for more than 100 years. In addition to a variety of insurance products — including home insurance, life insurance, health insurance, and business insurance — it also offers banking and investment products.
If you’re looking for a company with great service, J.D. Power rated State Farm fifth for overall customer satisfaction and first in providing a satisfying insurance-shopping experience.
Pros
Some of the most affordable auto insurance premiums for liability and full coverage in Pompano Beach
Wide selection of available coverages
Cons
Gap insurance not available
Not as many discounts as some competitors
Best insurer for discounts: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $177/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $200/mo |
4.0
Best choiceBased on 15,321 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (7,316)
Steven
Verified Review
Greedy and we need to find a solution.
Reviewed in New Jersey on February 16, 2026
Our rates doubled within a few years, even though we have a clean driving record.
James
Verified Review
I have had to make two customer service calls, and they were great! The app is very easy to navigate and understand.
Reviewed in Florida on February 16, 2026
I have had to make two customer service calls, and they were great! The app is very easy to navigate and understand.
Susan
Verified Review
Too Expensive
Reviewed in Florida on February 16, 2026
Too expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO is the second-largest insurance company in the country by market share and is a wholly owned subsidiary of Berkshire Hathaway. In addition to car insurance, GEICO offers homeowners, renters, life, business, and travel insurance.
The company also offers a variety of car insurance discounts, including multi-policy, defensive driving, good student, military, and new-car discounts.
Pros
Above-average J.D. Power customer satisfaction rating in Florida
AM Best financial strength rating of A++ (Superior)
Cons
Rideshare insurance not available
Gap insurance coverage not available
Best insurer for pay-as-you-go coverage: Hugo
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 6.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $199/mo |
4.5
Best choiceBased on 185 verified driver reviews and ratings
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
Reviews (64)
Angela
Verified Purchase
Affordable
Reviewed in Texas on February 2, 2026
Love that you can pay it freely by the day, week, or month.
Theola
Verified Purchase
Awesome and Affordable
Reviewed in Illinois on February 1, 2026
Awesome price with coverage.
Peter
Verified Review
Excellent
Reviewed in Alabama on January 31, 2026
Hugo has the best liability insurance and the cheapest.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Hugo is a newer insurance company, founded in 2021. Hugo gives you the opportunity to pay for insurance only when you need it.
With Hugo micropayments, you can buy as little as three days of insurance at a time. Hugo gives customers who don’t drive every day and are working with a small budget the opportunity to pay as they go.
The company doesn’t charge up-front fees or a down payment to get coverage. While Hugo is currently available in only 13 states, it’s available in Florida. But it may not be for everyone — people with leased or financed cars won’t be able to use Hugo’s option to turn coverage off and on.
Pros
Budget-friendly with micropayment options
No down payment or up-front fees
Cons
Available in only 13 states
Limited insurance options
How to get the cheapest car insurance in Pompano Beach
How much you pay for car insurance in Pompano Beach depends on several factors, including your age, gender, ZIP code, the car you drive, your driving history, and the type of auto insurance coverage you need.[1]
If you want to save money on the best insurance coverage, consider the following tips:
Keep a clean driving record. A clean record with no tickets, accidents, or other incidents can help keep your premiums low.
Increase your deductible. Increasing your collision or comprehensive deductible can help lower your rates. But make sure you can afford your deductible if you need to file a claim.
Drive a safe car. In some cases, driving a car with high-quality safety equipment can help you qualify for discounts on your insurance premiums.
Compare insurance companies. Taking time to get quotes from several insurance companies can help you find the lowest prices and best company for your unique needs.
Find Cheap Car Insurance in Pompano Beach
Liability-only rates start at $118 per month
Excellent
4.7 out of 5 based on 11,866 reviews
Secure. Free. Easy-to-use.
Cheapest liability-only car insurance in Pompano Beach: State Farm
Most states require drivers to have liability-only coverage. Liability-only coverage typically includes bodily injury liability coverage and property damage liability.
Bodily injury insurance covers the injuries of someone else if you hurt them in an at-fault auto accident. Property damage insurance pays for damages that you cause to another person’s car or property, such as a fence or signpost.
Liability-only car insurance in Pompano Beach, Florida, costs an average of $176 per month. The table below outlines some average monthly quotes for liability-only car insurance.
The below rates in Pompano Beach, FL, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $118 |
| Mile Auto | $144 |
| Progressive | $156 |
| GAINSCO | $161 |
| Direct Auto | $173 |
| Mercury | $176 |
| GEICO | $177 |
| The General | $192 |
| Bristol West | $196 |
| Infinity | $197 |
| National General | $202 |
| AssuranceAmerica | $204 |
| Allstate | $206 |
| Travelers | $245 |
| Root | $252 |
| Liberty Mutual | $362 |
Disclaimer: Table data sourced from real-time Pompano Beach car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pompano Beach may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Pompano Beach: State Farm
If you want to ensure you and your vehicle are covered if you cause an accident, you can purchase additional car insurance. Full-coverage insurance includes liability, comprehensive, and collision insurance. Unlike liability-only insurance, full-coverage insurance covers damage to your vehicle and any injuries you suffer.
Full-coverage car insurance in Pompano Beach costs $226 per month, on average. The following table highlights the cheapest average monthly quotes for full-coverage car insurance.
The below rates in Pompano Beach, FL, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $128 |
| Mile Auto | $187 |
| GEICO | $200 |
| Progressive | $204 |
| Mercury | $213 |
| Allstate | $224 |
| Direct Auto | $234 |
| National General | $235 |
| Travelers | $266 |
| Bristol West | $269 |
| The General | $285 |
| Infinity | $290 |
| GAINSCO | $300 |
| AssuranceAmerica | $326 |
| Root | $328 |
| Liberty Mutual | $363 |
Disclaimer: Table data sourced from real-time Pompano Beach car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pompano Beach may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Pompano Beach, Florida
Drivers using Insurify have found quotes as cheap as $52/mo for liability only and $81/mo for full coverage in Pompano Beach and other Florida cities.
*Quotes generated for Insurify users in and around Pompano Beach, Florida within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Pompano Beach, Florida within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Florida
Before you can register your vehicle in the state of Florida, you must show proof of personal injury protection (PIP) and property damage liability (PDL) insurance. PIP insurance will cover 80% of medical expenses that result from a covered injury, up to $10,000.[2]
Florida is one of 12 no-fault states, which means you’ll use your own insurance to cover you and your passengers, regardless of who caused a car accident.[3] PDL insurance covers the cost of damages to another driver’s vehicle or property if you cause an accident.
You must have the minimum coverage outlined below — even if you aren’t driving your vehicle — and you must surrender your license plate before canceling your insurance coverage.[2]
Coverage | Minimum Requirements |
|---|---|
| Personal injury protection | $10,000 |
| Property damage liability | $10,000 |
You can also purchase additional coverage for more financial protection, such as:
Comprehensive coverage
Comprehensive insurance provides coverage for theft and damage to your vehicle that isn’t caused by an accident, such as vandalism, fire, hail, or flood.
Collision coverage
Collision insurance covers you if you cause a collision with a car or another object, such as a tree or sign post.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you’re in an accident with a driver who doesn’t have insurance. Underinsured motorist insurance covers you if the other driver doesn’t have enough insurance to pay for the accident.
Cheapest car insurance for drivers with an incident
Maintaining a clean driving record can help keep your insurance premiums low. Having incidents such as speeding tickets, driving under the influence, at-fault accidents, and other moving violations can cause your insurance to increase because insurance companies see you as a higher risk.[4]
The table below shows how different driving incidents can affect your monthly car insurance rates.
The below rates in Pompano Beach, FL, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $118 | $144 | $152 | $170 |
| Mile Auto | $144 | $169 | $189 | $207 |
| Progressive | $156 | $180 | $196 | $220 |
| GAINSCO | $161 | $184 | $201 | $231 |
| Direct Auto | $173 | $208 | $230 | $249 |
| Mercury | $176 | $237 | $259 | $265 |
| GEICO | $177 | $223 | $224 | $253 |
| The General | $192 | $247 | $258 | $276 |
| Bristol West | $196 | $237 | $251 | $282 |
| Infinity | $197 | $241 | $249 | $283 |
| National General | $202 | $242 | $261 | $290 |
| AssuranceAmerica | $204 | $249 | $265 | $293 |
| Allstate | $206 | $258 | $269 | $296 |
| Travelers | $245 | $306 | $321 | $352 |
| Root | $252 | $323 | $327 | $366 |
| Liberty Mutual | $362 | $443 | $469 | $520 |
Disclaimer: Table data sourced from real-time Pompano Beach car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Pompano Beach may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Your age also affects your cost of car insurance. Teen drivers pay the most expensive insurance premiums because they lack years of experience and pose the highest level of risk, with a crash rate almost four times as high as drivers 20 and older.[5]
Car insurance rates typically decrease around age 35 but increase again around age 70 as senior drivers’ cognitive and visual abilities often begin to decline.[6]
The following table shows average monthly quotes for Pompano Beach drivers of different ages.
Age | Average Monthly Quote |
|---|---|
| Teens | $553 |
| 20s | $411 |
| 30s | $358 |
| 40s | $345 |
| 50s | $321 |
| 60s | $297 |
| 70s | $309 |
Shop for Car Insurance in Pompano Beach, FL
Check quotes from 120+ top insurance companies
Excellent
4.7 out of 5 based on 11,866 reviews
Secure. Free. Easy-to-use.
Pompano Beach car insurance quotes by credit tier
In Florida, insurance companies can use your credit history as one of the factors in determining monthly premiums. Insurance companies use credit-based insurance scores to help predict the likelihood that you’ll file a claim. Industry data shows that people with excellent or good credit are less likely to file a claim than people with poor credit.
The table below provides average monthly insurance quotes for drivers in different credit tiers.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Pompano Beach car insurance FAQs
If you’re shopping for car insurance coverage in Pompano Beach, Florida, this additional information may help as you research your options.
How much is car insurance in Pompano Beach?
Car insurance in Pompano Beach costs $176 per month for liability coverage and $226 per month for full coverage, according to Insurify data.
Which companies have the cheapest car insurance in Pompano Beach?
State Farm has the cheapest car insurance in Pompano Beach, with a monthly liability-only rate of $118. Mile Auto and Progressive also offer affordable liability coverage, with respective monthly rates of $144 and $156.
But the cheapest car insurance company for you will depend on many factors, such as your age, ZIP code, driving record, chosen coverage levels, and type of car you drive.
What are the best car insurance companies in Pompano Beach?
With an AM Best financial strength rating of A++ (Superior), IQ Score of 9.3 out of 10, and competitive rates, State Farm is the best car insurance company in Pompano Beach.
Other top insurers include GEICO and Hugo.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
)
Cheap Car Insurance Quotes in Florida Starting at $106
February 17, 2026
)
Best Home and Auto Insurance Bundle in Florida
February 17, 2026
)
Cheapest Full-Coverage Car Insurance in Florida
February 17, 2026
)
Car Insurance Discounts for Florida Drivers
February 17, 2026
)
Find a Car Insurance Broker in Florida
February 17, 2026
)
Can I Drive in Florida With a Foreign License?
October 22, 2025
)
Best Car Insurance in Florida for Teen Drivers
February 17, 2026
)
Best Car Insurance in Florida for Senior Drivers
February 17, 2026
)
Best Insurance for Antique and Classic Cars in Florida
February 17, 2026
)
Why Is Car Insurance So Expensive in Florida?
October 22, 2025
)
Uninsured Motorist Coverage in Florida
October 15, 2025
)
Non-Owner Car Insurance in Florida
February 17, 2026
)
How to Get a Florida Driver’s License
February 26, 2025
)
Best Car Insurance in Florida
February 17, 2026
)
How to Get Car Insurance in Florida
July 8, 2025
)
How Much Is Car Insurance for an 18-Year-Old in Florida?
February 17, 2026
)
Is Florida a No-Fault State for Auto Insurance?
February 27, 2025
)
Cheapest Low-Income Car Insurance in Florida
February 17, 2026
)
Temporary Car Insurance in Florida
February 17, 2026
)
Cheap SR-22 and FR-44 Insurance in Florida
February 17, 2026
)
Rideshare Insurance in Florida
February 17, 2026
Car Insurance Requirements in Florida
February 17, 2026
)
High-Risk Car Insurance in Florida Starting at $126
February 17, 2026
)
Compare Cheap Gap Insurance Companies in Florida
February 17, 2026
)
)
)
Cheap Car Insurance in West Palm Beach, FL, From $122
February 17, 2026
)
Cheapest Car Insurance in Winter Haven, FL,
February 17, 2026
)
Cheap Car Insurance in Tampa, Florida, From $135
February 17, 2026
)
Best Cheap Car Insurance in Tallahassee, FL, From $96
February 17, 2026
)
Best Cheap Car Insurance in Spring Hill, FL, From $118
February 17, 2026
)
Best Cheap Car Insurance in Sarasota, FL, From $86
February 17, 2026
)
Best Cheap Car Insurance in Saint Petersburg, FL, From $101
February 17, 2026
)
Cheapest Car Insurance in Riverview, Florida
February 17, 2026
)
Best Cheap Car Insurance in Pensacola, FL, From $100
February 17, 2026
)
Cheap Car Insurance in Panama City, FL, Starting at $87
February 17, 2026
)
Cheap Car Insurance in Palm Bay, FL, Starting at $96
February 17, 2026
)
Best Cheap Car Insurance in Orlando, FL, From $121
February 17, 2026
)
Best Cheap Car Insurance in Ocala, FL, From $104
February 17, 2026
)
Cheap Car Insurance in Naples, FL, Starting at $97
February 17, 2026
)
Cheap Car Insurance in Miami, FL, Starting at $136
February 17, 2026
)
Best Cheap Car Insurance in Lakeland, FL, From $100
February 17, 2026
)
Best Cheap Car Insurance in Melbourne, FL, From $94
February 17, 2026
Best Cheap Car Insurance in Jupiter, FL, From $90
February 17, 2026
)
Cheap Car Insurance in Jacksonville, FL, Starting at $108
February 17, 2026
)
Best Cheap Car Insurance in Gainesville, FL, From $92
February 17, 2026
)
Best Cheap Car Insurance in Fort Myers, FL, From $103
February 17, 2026
)
Best Cheap Car Insurance in Fort Lauderdale, FL, From $121
February 17, 2026
)
Best Cheap Car Insurance in Daytona Beach, FL, From $102
February 17, 2026
Cheapest Car Insurance Quotes in Davenport, FL,
February 17, 2026
)
)
Sources
- Insurance Information Institute. "How to save money on car insurance."
- Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
- Insurance Information Institute. "Background on: No-fault auto insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Institute for Highway Safety. "Teenagers."
- Insurance Institute for Highway Safety. "Older Drivers."
)
Jessica MartelInsurance Writer
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.