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Experience
- Homeowners insurance
- Auto insurance
- Business insurance
- Device insurance
- Credit
- Debt repayment
About Kat's expertise
Kat Tretina is a personal finance writer specializing in debt repayment and insurance.
Previously, she worked in public relations within the pharmaceutical industry before switching to non-profit work. After struggling to repay her own student loan debt and seeing firsthand how complex the financial aid and repayment system is, she began writing to share what she learned so other people could better manage their loans.
For the past seven years, she’s been freelancing for major financial publications such as Yahoo! Finance, FinanceBuzz, Forbes Advisor, and more. Her work focuses on helping people understand their financial options, including their insurance choices. Kat double-majored in English and Communications at Elizabethtown College, and she went on to earn her master’s at West Chester University. She has also earned certifications in student loan counseling and financial education.
Featured Work
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Kat's latest posts
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Allstate vs. USAA: Which Insurance Company Is Better in 2026?
If you qualify for coverage through USAA, it’s the clear winner over Allstate due to its low rates and coverage options.
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Car Insurance for High-Risk Drivers in Georgia
Some companies, such as Auto-Owners and State Farm, offer competitive auto insurance rates after an accident or ticket for high-risk drivers in Georgia.
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Amica vs. Liberty Mutual: Which Insurance Company Is Better in 2026?
Although Amica is more expensive than Liberty Mutual, it stands out for stellar customer service and coverage options.
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Cheapest Car Insurance Quotes in Pennsylvania
Pennsylvania drivers can pay as little as $37 for coverage through Hugo. You can get an instant quote through Insurify and purchase coverage within minutes.
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Cheapest Car Insurance Quotes in Iowa
Drivers in Iowa can pay as little as $24 per month for liability coverage through State Farm. You can get an instant quote and purchase coverage online through Insurify.
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Cheapest Car Insurance Quotes in Kansas
Kansas drivers can pay as little as $48 per month for coverage through State Farm. Shop real-time quotes for Kansas and buy your policy all in one place with Insurify.
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Average Car Insurance Cost in Washington
Drivers in Washington pay an average of $138 per month for car insurance.
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DUI Car Insurance in Arizona
Drivers in Arizona with a DUI pay an average of $172 per month for car insurance.
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Clearsurance Car Insurance Review: Consumer Reviews, Quotes
Clearsurance is an insurance marketplace site. But it’s time-consuming to use. And be prepared for many calls and texts after you share your information.
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Nebraska Car Insurance Laws
Drivers in the Cornhusker State must maintain insurance that meets 25/50/25 liability minimums.
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Average Car Insurance Cost in Arkansas
Drivers in Arkansas pay an average of $115 per month for car insurance.
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DUI Car Insurance in Nevada
Drivers in Nevada with a DUI pay an average of $260 per month for car insurance.
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Temporary Car Insurance in Florida: What Your Short-Term Options Really Are
Temporary car insurance policies aren’t available in Florida, but Insurify Car allows Sunshine State drivers to pay for coverage seven days at a time.
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Cheapest Car Insurance Quotes in North Las Vegas (May 2026)
In North Las Vegas, Country Financial is the cheapest car insurance company, with an average liability insurance rate of $64 per month. Rates are high due to the city’s rapid population growth.
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Cheap Car Insurance Quotes in Sacramento, California (May 2026)
In Sacramento, USAA is the cheapest car insurance company, with average liability insurance rates of $66 per month. Car insurance rates are high due to Sacramento’s extremely high crash rate and climate risks.
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Cheapest Car Insurance Quotes in Bradenton, Florida (May 2026)
Progressive has the cheapest car insurance in Bradenton, with liability premiums averaging $69 per month. Storms and flooding may contribute to higher insurance rates in Bradenton.
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Cheapest Car Insurance Quotes in Reno (May 2026)
In Reno, Nevada, Country Financial offers the lowest liability insurance rates, averaging $37 per month. Reno’s car insurance rates are lower than the state average, in part because larger cities like Las Vegas have more traffic and a higher accident risk.
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Cheap Car Insurance Quotes in Portland (May 2026)
State Farm has the cheapest liability insurance in Portland, Oregon, averaging $71 per month. The city’s vehicle theft rate and high population density affect car insurance rates.
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Cheap Car Insurance Quotes in Pompano Beach, Florida (May 2026)
Progressive is the cheapest car insurer in Pompano Beach, with an average liability premium of $86 per month. Car insurance rates tend to be higher in this beach destination due to its high population density, crime rate, and coastal flood risk.
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Hurricane Insurance in Florida: What Homeowners Need to Know
Learn what hurricane insurance includes, what’s required, how deductibles work, and whether you have enough coverage to rebuild your house after a storm.
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How Much Is Car Insurance for an 18-Year-Old in Florida?
On average, 18-year-olds in Florida pay $315 per month for insurance. But gender, driving history, and vehicle type can all affect rates.
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Find a Car Insurance Broker in Florida
Florida is one of the most expensive states for car insurance, and a broker can be invaluable in helping you find affordable coverage.
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5 Best Sarasota Homeowners Insurance Companies
Nationwide, State Farm, and Chubb offer some of the best homeowners insurance policies in Sarasota, Florida.
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Best Cat Insurance Companies
Figo and Embrace are two of the best pet insurance companies for cats.
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5 Best Little Rock Homeowners Insurance Companies
Allstate and Nationwide are a couple of the best home insurance companies in Little Rock, Arkansas.
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5 Best Cleveland Homeowners Insurance Companies
Allstate, Erie Insurance, and Grange are some of the best home insurance companies in Cleveland.
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Best Homeowners Insurance Companies in South Carolina
Top home insurance companies in South Carolina include Chubb, Foremost, and USAA.
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Temporary Car Insurance in Indiana: What Your Short-Term Options Really Are
Temporary car insurance policies don’t really exist in Indiana, but Insurify Car is an option that allows drivers to pay for coverage in seven-day increments.
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Cheap Full-Coverage Car Insurance in Georgia
Georgia drivers can find the cheapest full-coverage car insurance from Auto-Owners, with rates of $133 per month.
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Best Renters Insurance Companies for Dog Owners
State Farm, American Family, and Erie offer excellent coverage for dog owners.
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Spot Pet Insurance Reviews: How It Stacks Up
Spot has a stellar reputation for customer support and quick claims resolution.
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Average Car Price in 2026: What Buyers Really Pay
On average, new cars cost $49,077 and used vehicles cost $25,393.
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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
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Best Home Appliance Insurance Companies
The best home appliance insurance companies include American Home Shield and First American Home Warranty.
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Fridge Freezer Insurance: Do You Need It?
Fridge freezer insurance can help you with the cost of repairing or replacing your appliance if it stops working unexpectedly.
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Fidelity Auto Warranty Review: Prices and Ratings
Fidelity Warranty Services has a strong reputation as a vehicle warranty company, but it has mixed online reviews from customers and service technicians.
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Healthy Paws vs. Fetch: Which Is the Best for Your Pet?
Despite higher average premiums, Fetch’s quick claims process and extensive coverage options make it stand out over Healthy Paws.
Healthy Paws vs. Lemonade: Which Is the Best for Your Pet?
Based on cost, customer service, and coverage, we think Lemonade is the winner.
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Microsoft Complete Device Insurance Review: Is It Worth the Cost?
Microsoft provides limited protection for Surface and Xbox devices, but reviews are mixed.
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USAA Commercial Auto Insurance Review and Quotes
While USAA is well known for its personal insurance policies, the USAA Insurance Agency sells commercial auto coverage through third-party companies.
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The Best Cell Phone Insurance Plans and Protection
With some phones costing well over $1,000, the cost of cell phone insurance can be worth the investment.
Cheapest Phone Insurance in 2026
Phone protection is more affordable than you think — you can find plans for less than $10 per month.
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Pets Best vs. Lemonade: Which Is the Best for Your Pet?
With no age limits and a direct vet payment option, Pets Best may be a better choice for pet insurance for dogs and cats.
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Trupanion vs. Healthy Paws: Which Is the Best for Your Pet?
With its reimbursement level and direct payment options, Trupanion may be a better choice for dog and cat owners than Healthy Paws.
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Cheap Box Truck Insurance: How to Find Affordable Coverage
Box truck insurance can cost anywhere from $3,500 to $20,000 (or more). Shopping around, using telematics programs, and bundling can help you save.
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Limo Insurance: Coverage, Cost, and How to Get It
Limousine insurance can cost between $5,000 and $10,000 per year, depending on the limo you insure and the coverages you select.
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Best Auto and Motorcycle Insurance Bundles
With companies like Progressive and GEICO, you can save on your policies by bundling auto and motorcycle insurance.
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Best Multi-Van and Car Insurance in 2026
Insuring your van and car under one policy could save you 20% or more on your car insurance.
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Guide to Commercial Car Insurance in Colorado
Progressive, Farmers, and the Colorado Farm Bureau Insurance Company are among the best insurers in the Centennial State.
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How to Apply for Medicaid: A Step-by-Step Guide
Eligibility requirements vary by state, but you can apply for Medicaid online, over the phone, or in person.
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Is It Safe for Cats to Eat Catnip?
Catnip is generally safe for cats and kittens (in small doses).
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Commercial Pickup Truck Insurance: Coverages, Prices, and More
Commercial pickup truck insurance may be less expensive than you think, as pickups tend to be less expensive to insure than cars.
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A Comprehensive Guide to Home Warranties
Home warranties can provide extra protection and peace of mind, but they can be pricey.
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Hyundai Santa Fe Car Insurance Quotes
The Hyundai Santa Fe is relatively inexpensive to insure, with lower-than-average rates for full-coverage and liability-only policies.
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Why Is Car Insurance So Expensive in Michigan?
On average, drivers in Michigan pay $2,142 per year for car insurance, which exceeds the national average.
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Audi A3 Car Insurance Quotes
On average, Audi A3 drivers pay $237 per month for full coverage and $126 per month for liability-only coverage.
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Ford Edge Car Insurance Quotes
Ford Edge owners pay an average of $124 per month for insurance.
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Kia Sportage Car Insurance Quotes
On average, drivers pay $181 per month for full-coverage car insurance for the Kia Sportage and $96 per month for liability-only coverage.
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Kia Sorento Car Insurance Quotes
Kia Sorento insurance premiums average $176 per month for full coverage and $94 for liability-only policies.
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Best St. Louis Homeowners Insurance Quotes
Foremost, Armed Forces Insurance Exchange, and State Farm offer the best homeowners insurance policies in St. Louis, Missouri.
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Best McAllen Homeowners Insurance Quotes
Farmers, USAA, and Chubb offer the best homeowners insurance policies in McAllen, Texas.
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Does Pet Insurance Cover Hip Dysplasia?
Some accident and illness policies cover surgery for hip dysplasia, but some companies have strict age limits and other restrictions.
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Does Pet Insurance Cover BOAS Surgery?
Pet accident and illness policies usually cover surgery for brachycephalic obstructive airway syndrome, but it depends on your insurer and other factors.
Best Used-Car Warranty Companies
CarShield, Endurance, and Select Auto Protect are some of the best used-car warranty companies.
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How to Cancel Your Nationwide Pet Insurance Policy
Nationwide allows pet owners to cancel their pet insurance policies at any time.
How to Cancel Your Healthy Paws Pet Insurance Policy
Healthy Paws allows you to cancel your pet insurance policy by mail, phone, email, or fax.
How to Cancel Your AKC Pet Insurance Policy
You can cancel your AKC Pet Insurance policy over the phone, and the insurer will refund you for any unused premium.
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Life Insurance Quote Comparison
Comparing life insurance quotes online can be the fastest way to get coverage. Just be prepared to share some important information to get a quote.
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What Does Comprehensive Car Insurance Cover in Florida?
Comprehensive insurance can cover damages not related to vehicle collisions.
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