Cheapest Auto Insurance in Stamford, Connecticut (2024)

State Farm offers the cheapest car insurance in Stamford, with minimum-coverage policies starting at $55 per month.

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Cheapest recent rates near Stamford, Connecticut

Recent Stamford, Connecticut car insurance prices for Chevrolet, Toyota, Volkswagen , and more.

*Quotes generated for Insurify users in and around Stamford, Connecticut within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Stamford, Connecticut within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Alani Asis
Written byAlani Asis
Alani Asis
Alani Asis
  • 3 years of content writing

  • Bylines with leading financial publications

Alani is a freelance writer specializing in personal finance. She aims to make complex topics more approachable through fun, digestible content.

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Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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Updated November 20, 2024

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The average monthly cost for full-coverage car insurance in Stamford, Connecticut, is $374, compared to the state average of $379 and the national average of $204. 

Stamford may see cheaper premiums compared to other Connecticut cities because it experiences fewer crashes than major cities with similar population sizes.[1] But Connecticut’s vulnerability to severe weather, increased accident rates across the state, and persistent traffic congestion contribute to higher insurance costs for all residents. 

Comparing car insurance rates from multiple insurance companies can help Stamford drivers find the most affordable coverage for their needs.

Quick Facts
  • State Farm is the cheapest insurer for both liability-only and full-coverage car insurance in Stamford, Insurify data shows.

  • GEICO and USAA are the second- and third-cheapest car insurance companies in Stamford.

  • Stamford had the second-lowest rate of fatal injuries among large Connecticut cities between 2020 and 2023, according to state data.

3 of the cheapest car insurance companies in Stamford 

For many drivers in Stamford, State Farm, GEICO, and USAA offer competitive rates. You can see different rates on your auto insurance policy based on a number of factors. For example, your driving record is an indicator of your risk of filing a claim. The higher your risk level is, the more expensive your rates will be.

Your policy’s coverage type and amount also affect your premium. While comprehensive or specialized coverages increase your protection, you’ll have to pay more for them than for a policy with only minimum coverage.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
State Farm9.3$94$56Mileage-based insurance
GEICO9.0$115$69Drivers with clean records
USAA9.4$128$77Military families
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for mileage-based insurance: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$92/mo
4.2
Best choiceBased on 9036 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,969)

Ronald

November 19, 2024

Verified Review

State Farm Experience: 35 Years+

They are forcing me to replace my house roof or they will cancel my policy.

David

November 19, 2024

Verified Review

Too expensive

It's too expensive. They raise rates every six months, even though I've never filed a claim.

Ronald

November 18, 2024

Verified Review

Very Expensive Auto and Home

Extremely harsh local service.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Drivers in Connecticut travel approximately 11,122 miles per year, which is lower than the national average. Stamford has a robust transit system and infrastructure that’s designed for easy cycling and walking.

Low-mileage drivers can get a discount through State Farm’s usage-based program, Drive Safe & Save. You can score up to 30% in savings for safe driving through the program.

Pros
  • Largest insurance company by market share

  • Above-average J.D. Power claims satisfaction rating

Cons
  • Gap insurance not available

  • Accident forgiveness not available

Best insurer for drivers with clean records: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$113/mo
4.0
Best choiceBased on 10271 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,647)

James

November 19, 2024

Verified Review

Unsatisfactory Experience with Geico

Steer clear. They increase your rate at every renewal.

Edward

November 18, 2024

Verified Review

Experience with Geico

Reliable.

Chris

November 18, 2024

Verified Review

Poor

The customer service is below average and terrible.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

In 2022, Stamford experienced 4,197 crashes, lower than other major cities in Connecticut. People with good driving records can save money with GEICO through various discounts.

For example, GEICO offers up to 22% off your policy if you remain accident-free for at least five years. GEICO’s telematics program, DriveEasy, also saves you up to 25% on your premium for safe driving.

Pros
  • Many discounts and coverage options

  • Competitive rates for good drivers, seniors, and young drivers

Cons
  • Rideshare and gap insurance not available

  • Limited insurance agent network

Best insurer for military families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$75/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$126/mo
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)

Gloria

November 15, 2024

Verified Review

Not Good for Claims

I have storm damage and the claim process is not satisfactory.

Martin

November 11, 2024

Verified Review

Price Shopping

I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.

Rena Sabine

November 8, 2024

Verified Review

Disappointing and inflexible service

My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

If you’re one of 36,000 active-duty military members, reservists, or qualifying family members in Connecticut, consider USAA for your auto insurance needs. USAA has an excellent record of claims satisfaction and has high marks in financial strength. It also received above-average ratings for customer satisfaction from J.D. Power in all 11 regions surveyed.

Pros
  • Discount of up to 30% for safe driving

  • Affordable premiums and many discounts

Cons
  • Only available to active-duty service members, veterans, and their immediate family

  • No 24/7 live customer service

How to get the cheapest car insurance in Stamford

Factors like location, age, gender, marital status, and driving history influence your car insurance premium. The good news is that you don’t have to settle for the first price you get.

If you live in Connecticut, here are several ways to get a car insurance policy in your budget:

  • Compare prices. If you’re not shopping around regularly, you may not get the lowest rates on your auto policy. It’s a good idea to look for car insurance at least once a year to find the best rates. Using a quote-comparison tool can expedite the process.

  • Maintain or improve your driving record. Your driving record indicates how likely you are to get in an accident and file a claim. As a result, it affects the car insurance rates you receive. If you have a moving violation like an at-fault accident, investing in a defensive driving course could improve your confidence on the road.

  • Seek discounts. Review your insurer’s website or call your insurance agent for discounts you may qualify for. A popular discount is the multi-policy discount, which saves you more if you buy multiple insurance products from the same company. For example, you can bundle your auto insurance with your home insurance and renters insurance policy for a discount.

  • Increase your deductible. A deductible is the amount you pay out of pocket before your insurance company pays your claim. Choosing a higher deductible leads to cheaper premiums. If you opt for a higher deductible, be sure to save up for it in case you have to file a claim.

  • Consider pay-per-mile insurance. Pay-per-mile insurance calculates your premiums based on how many miles you drive. If you clock fewer miles than the average driver, it could save you more money than a traditional full-coverage policy.

Find Affordable Coverage in Stamford

Liability policies start at $55 per month

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Cheapest liability-only car insurance in Stamford: State Farm

Like most states, Connecticut requires all drivers to have a minimum amount of liability insurance. If you cause an accident, your liability coverage pays for the other driver’s property damages and injuries. It doesn’t cover your losses.

In Stamford, the average cost of liability car insurance is $216 per month. Here are liability-only quotes from some top insurers in Stamford.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
State Farm$55
GEICO$67
USAA$75
Progressive$104
Travelers$110
CSAA$112
Nationwide$121
Allstate$128
Bristol West$238
Foremost$243
Direct Auto$248
National General$266
Amica$271
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Stamford: State Farm

While your liability car insurance takes care of other drivers’ damages, full-coverage car insurance takes care of yours. If you’re in a car accident, full coverage can pay to repair or replace your vehicle, regardless of who’s at fault.

While buying liability-only insurance can save you a good amount of money, it’s likely not enough coverage to protect you if you’re in an accident. Drivers who commute regularly and live in an area with high-risk factors should carry full-coverage insurance. If you lease or finance your car, most lenders will require you to carry collision and comprehensive coverage.

The average monthly cost of full-coverage car insurance in Stamford sits at $374. Below, you’ll find the cost of full-coverage policies with different car insurance companies.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
State Farm$92
GEICO$113
USAA$126
CSAA$162
Progressive$174
Travelers$186
Nationwide$203
Allstate$215
Foremost$266
Bristol West$397
Direct Auto$441
Amica$453
National General$473
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Stamford, Connecticut

Recent Stamford, Connecticut car insurance prices for Hyundai, Ford, Chevrolet , and more.

*Quotes generated for Insurify users in and around Stamford, Connecticut within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Stamford, Connecticut within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Connecticut

Connecticut is an at-fault state, so if you cause an accident, your insurer is responsible for paying the affected party’s medical bills and property damage.

Connecticut requires drivers to carry the following coverages:[2]

Coverage
Minimum Requirements
Bodily injury liability coverage $25,000 per person / $50,000 per accident 
Property damage liability coverage$25,000 per accident 
Uninsured/underinsured motorist coverage$25,000 per person / $50,000 per accident 

Insurance professionals typically recommend you carry more than your state’s minimum amount of coverage for better financial protection. Here are some optional coverages to consider:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If you collide with another car or object, like a fence or mailbox, your insurer will pay to repair or replace your vehicle, regardless of fault. Collision coverage is part of a full-coverage policy.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    If your car sustains damages or losses due to a severe weather event, theft, vandalism, falling objects, or animal collisions, this insurance covers repairs or replacement. Comprehensive insurance is included in a full-coverage policy.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    If your car is being repaired due to a covered accident, this coverage pays for a rental car so you can get around.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    If you’re stuck on the side of the road, roadside assistance can be your lifeline. It covers towing, battery jump-starting, fuel delivery, locksmith services, and more, so you can get back on the road.

Cheapest car insurance for drivers with an incident

Driving incidents such as speeding tickets, driving under the influence (DUI), at-fault accidents, or other moving violations will increase your car insurance rates. Moving violations indicate you have a higher risk of filing a claim, and insurers adjust rates accordingly.

For example, the average monthly cost of liability-only car insurance for a Stamford driver with a clean record is $216, according to Insurify data. Speeding tickets boost that average to $303 per month. And a DUI has the biggest effect, raising the monthly average to $345.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
State Farm$55$71$73$89
GEICO$67$87$90$109
USAA$75$97$100$122
Progressive$104$134$140$169
Travelers$110$144$148$178
CSAA$112$148$155$163
Nationwide$121$159$163$196
Allstate$128$166$171$208
Bristol West$238$311$317$386
Foremost$243$340$346$394
Direct Auto$248$322$338$402
National General$266$347$354$431
Amica$271$381$392$399
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Teen drivers pay the highest insurance rates due to their lack of experience behind the wheel and higher risk of getting into an accident. As you age and gain more experience, your insurance rates will drop.

Rates tend to drop around age 25, assuming you have a clean record. Rates begin to increase again around 70, as age-related changes to vision and reflexes put senior drivers at greater risk of accidents.

The table below shows average liability-only rates for Stamford drivers based on age.

Age
Average Monthly Quote
Teens$590
20s$386
30s$303
40s$291
50s$254
60s$228
70s$232

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Stamford car insurance quotes by credit tier

In Connecticut, insurance companies can consider your credit history when determining your rates. Insurance industry data shows that drivers with excellent or good credit scores file fewer claims. By contrast, drivers with poor credit scores file more.[3] Drivers with better credit scores will see better rates on their policy.

The following chart illustrates average monthly quotes for Stamford drivers based on credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Stamford car insurance FAQs

Many factors, including location, affect car insurance rates. Understanding your rating factors can help ensure you find the coverage you need at the best price available to you. To help you get started, here are answers to some commonly asked questions about Stamford car insurance.

  • How much is car insurance in Stamford?

    On average, Stamford drivers pay $374 per month for full-coverage car insurance and $216 for liability only, Insurify data shows. But your rates may be higher or lower than the city average, depending on many factors, including your age, gender, and driving history.

  • Which companies have the cheapest car insurance in Stamford?

    State Farm offers the cheapest car insurance for Stamford drivers, with minimum-coverage rates starting at $55 per month.

    Stamford drivers can also find affordable coverage through the city’s second- and third-cheapest insurers, GEICO and USAA, which offer liability coverage as low as $67 and $75 per month, respectively.

  • What are the best car insurance companies in Stamford?

    Many good companies offer car insurance in Stamford, but State Farm, GEICO, and USAA are among the best. All three have better-than-average ratings in the 2023 J.D. Power U.S. Auto Insurance Study, meaning you’re more likely to have a good experience working with these companies. 

    All three offer competitive rates for Connecticut drivers, too. For example, GEICO’s average quote for liability-only coverage in Connecticut is $69 per month.

  • How much is car insurance in CT per month?

    Car insurance in Connecticut costs $379 per month for full coverage and $226 for liability-only policies on average, Insurify data shows. By comparison, the national average cost of full coverage is $204 per month, and liability coverage is $104 monthly.

  • Why is car insurance so high in Connecticut?

    Many factors contribute to Connecticut’s higher car insurance costs. The state’s relatively high population density means more congestion on the roads and a higher risk of accident claims. Also, Connecticut’s fatality rate (1.13 in 2023) is higher than the rates in neighboring states like New York, Pennsylvania, New Jersey, and Vermont.[4]

    A high median income may also mean Connecticut residents are more likely to buy more expensive vehicles that are more costly to repair or replace.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. City of Stamford. "Vision Zero Crash Dashboard."
  2. Connecticut Insurance Department. "Auto Insurance Coverage Information."
  3. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  4. National Highway Traffic Safety Administration. "Early Estimate of Motor Vehicle Traffic Fatalities For the First Half (January–June) of 2023."
Alani Asis
Alani Asis

Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.

Evelyn Pimplaskar
Edited byEvelyn PimplaskarEditor-in-Chief, Director of Content
Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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