4.8out of 3,000+ reviews
West Bend Car Insurance Review (With Quotes, Updated May 2022)
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Edited by Jackie Cohen
Last Updated April 5, 2022
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West Bend in a Nutshell
- The average cost of car insurance with West Bend is $43 per month.
- West Bend is good for Midwestern families with multi-generation drivers who do not make frequent claims.
- West Bend isn't the best option for drivers who only want minimum coverage or live outside the Midwest.
West Bend Mutual Insurance company has provided auto, home, and property insurance plans for over 125 years in the Midwest. It offers reliable auto insurance coverage with reasonable rates, averaging $43 per month.
It is easy to shop for the best rates on car insurance by comparing the nation’s top insurance companies with Insurify. Save hours of research by letting Insurify provide multiple quotes that you can compare side by side.
West Bend Industry Rankings and Scorecard
West Bend provides a wide range of personal insurance products. Its Home and Highway policies include auto, home, renters insurance, personal umbrella insurance, identity theft insurance, and business insurance. However, as a small company, it hasn’t collected many ratings from third parties. It does score “excellent” for financial strength from A.M. Best, though.
| Industry Ranking | West Bend Rating |
|---|---|
| Better Business Bureau | A+ |
| A.M. Best | A |
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West Bend Car Insurance Quotes by Driver History
West Bend car insurance rates depend on several factors, such as the age and driving history of the driver and the vehicle make, model, and year. Drivers who have a clean driving record can enjoy the lowest possible rates and typically pay less than the national average. However, drivers with a history of DUIs, accidents, or speeding tickets will spend 50 to 60 percent more.
| Driver Profile | West Bend Average Monthly Premium | National Average |
|---|---|---|
| Clean Record | $56 | $77 |
| DUI | $84 | $155 |
| At-Fault Accident | $68 | $113 |
| Speeding Ticket | $76 | $104 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
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West Bend Car Insurance Quotes by State
Typically, drivers in different states see different rates because each state regulates insurance and premium prices differently. Specific locations may also have higher claims rates that translate to higher prices.
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
West Bend Car Insurance Pros and Cons
Drivers looking for bare minimum coverage may miss out on the benefits West Bend offers. West Bend Insurance Company wants to be with your family for all your life changes and generations. Policies are designed to offer the most significant benefits to multi-generational families as their lives change and grow.
Pros
Great policy bundling options
Discounts and cashback opportunities
Competitive quotes
Cons
Drivers with accident history miss out on discounts and cashback
Only available in Midwestern states
West Bend Car Insurance Discounts
West Bend car insurance provides several discounts for policyholders. However, they are mostly limited to driver-based factors, such as driver status as a student, driving history, and the number of vehicles you drive.
Driver-Based Discounts
The company doesn’t offer as many discounts compared to the top national auto insurance companies. Drivers can save money on premiums through discounts for being a good student, graduate student, or resident student. You also get a lower cost when you insure multiple vehicles with your West Bend insurance policy.
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West Bend Car Insurance Coverage Options
West Bend car insurance provides the state-required liability coverage and the option to increase protection as appropriate. It also provides property damage, comprehensive, and collision insurance that protects your car. You can also tap into rental coverage and roadside assistance for more robust protection.
Rental Car Coverage
Suppose the repair shop will take two weeks to fix your car after an accident. Rental car coverage helps cover rental car expenses so you can go about your day until your vehicle is ready. Keep in mind that you may have to pay up front for the rental, and the insurer will reimburse you.
Roadside Assistance
Roadside assistance is an excellent resource if you find yourself stranded with a flat tire, dead battery, or empty tank of gas. Through TravelNet, West Bend’s roadside assistance gives you towing and other coverage around the clock anywhere in the U.S. or Canada.
See More: Compare Car Insurance
West Bend Car Insurance Reputation
Is West Bend car insurance good?
West Bend car insurance ranks generally well for claims and customer satisfaction, financial strength, and affordability. The average monthly cost for a policy with West Bend is $38.
After being in business for over 125 years, West Bend auto insurance has a long reputation for good customer service and claims processing. Policyholders can also enjoy peace of mind from adding roadside assistance and rental car coverage to their policies.
West Bend Customer Service
Customers give West Bend mixed reviews online. Many express stellar satisfaction for claims resolution and interaction with representatives, which is the norm. However, some criticisms can be due to policyholders not submitting necessary documentation so the insurer can pay a claim.
West Bend Claims Filing Process
West Bend Car Insurance offers a 24/7 phone number for claims to connect with an adjuster. West Bend allows its customers to file claims over the phone at any time. Customers can also submit claims via fax, email, and physical mail. Unfortunately, its website does not offer online claims processing.
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West Bend: Is it right for you?
West Bend Car Insurance offers the most value for customers who want to buy car and homeowners insurance from the same company. Get a quote on West Bed car insurance and its competitors through Insurify, and see how much you can save.
Frequently Asked Questions
Yes, West Bend car insurance is an excellent insurance agency with very competitive prices. If you live in one of the Midwest states it serves, it is worth consideration.
The average cost for West Bend car insurance is $43 per month. However, your rates may vary depending on your insurance needs, driving history, vehicle type, auto policy options, and deductible.
West Bend Car Insurance offers discounts for good students, graduate students, and resident students. You can also get a discount when you insure more than one vehicle with the company.
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Content Writer at Insurify
Amy is a content marketing writer who specializes in personal finance and technology. With a background in the legal field, she has a talent for transforming complex topics into content that’s easy to understand. When she’s not writing, she enjoys reading and playing board games with her family. You can learn more at amybeardsley.com.
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