Headquartered in Chevy Chase, Maryland, GEICO was founded in 1936. GEICO a subsidiary of Warren Buffet's empire Berkshire Hathaway, Inc. In 2015, GEICO's assets have reached $32 billion, and with the guidance of Warren Buffet's leadership, and the Gecko's adorable marketability they looks forward to even more growth. GEICO specialize in auto, motorcycle, homeowners, renters, and business services, amongst many others.
Geico offers a variety of specific auto insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current Geico agent or unlocking them on Insurify! You could save with a:
|Discount Type||Discount %|
|Passive Restraint Discount||up to 25%|
|Anti-lock Brake Discount||up to 5%|
|Anti-Theft Device Discount||up to 25%|
|Daytime Running Lights Discount||up to 3%|
|Good Driver Discount||up to 26%|
|Seat Belt Use Discount||up to 15%|
|Defensive Driver Discount||Varies|
|Good Student Discount||up to 15%|
|Emergency Deployment Discount||up to 25%|
|Military Discount||up to 15%|
|Federal Employee Discount||up to 25%|
|Multiple Vehicle Discount||Varies|
|Multiple Policy Discount||Varies|
|Accident Free Discount||Varies|
|Driving training discount||Varies|
|Senior Adult Discount||Varies|
Geico has been offering their customers exceptional service for over 80 years. Their insurance agents are available for customer support, roadside assistance, or claim filing 24 hours a day, 7 days a week online, on mobile, or over the phone. Geico customers have the ability to manage their policies and make payments online, over the phone, through Geico's mobile app, and even through Amazon's Alexa. Geico provides their customers with accident forgiveness, meaning car insurance premium rates won't rise after your first accident or traffic citation even if you're found at fault.
|Accident Forgiveness||Your rates won't automatically increase after an accident even if you're at fault.|
|Comprehensive Claim Forgiveness||Your premiums won't increase due to your vehicle being stolen or damaged by bad weather.|
|Incident Forgiveness||Your premiums won't increase simply due to a trafic citation.|
|Road Side Assistance||Typically adds coverage for towing, tire changes, lockout services, and more|
|No Fault Coverage||Prevents your rates from increasing due to someone else causing an accident.|
|Rental Reimbursment||Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)|
|Mechanical Breakdown Insurance||Covers you for mehcanical breakdowns/issues your vehicle may face.|
|Umbrella Policy||Adds protection against liability claims/judgements when your auto insurnce liability limits have been reached.|
|Multi-payment Installment Plans||Want to budget your payments over time? This option allows you to pay your premiums in scheduled installments rather than all at once.|
|Electronic Check||Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT).|
|Debit Card Payments|
|Automatic Online Payments||Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.|
|Mobile App Payments||Welcome to the 21st century, some companies allow you to pay your bill through their phone app, just make sure you own a smart phone!|
|Phone Payment -IVR||Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone.|
|Mail Payment||The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!|
|Credit Card Payment|
Geico offers a variety of car insurance coverage options, so you can customize your own policy to suit your needs.
Coverages that come standard on a Geico policy include:
Optional car insurance coverages include:
Geico offers a variety of motorcycle insurance coverages that can protect most types of bikes including sport bikes, cruisers, touring bikes, Enduros, scooters, dirt bikes, trikes and some custom bikes.
Geico offers the following standard and optional insurance coverages for motorcycles:
Geico offers a variety of ATV insurance coverages to protect you and your four wheeler when you go off road. They offer standard coverages that include:
Geico does not insure three, six or eight wheelers or ATVs/UTVs with less than 150 cc's.
Geico offers a variety of insurance coverages for your Type A motorhomes, Type B motorhomes like van campers, and Type C motorhomes such as mini motor homes.
These three types of RV’s include: conventional travel trailers, fifth-wheel travel trailers, travel trailers with expandable ends, folding camper trailers and truck campers, as well as sport utility recreational vehicles.
Your Geico coverage will apply no matter how often you drive, tow, or live in your RV.
Geico offers the following motorized RV and towable RV insurance coverages:
Geico provides insurance coverage for your boat and other power watercrafts through its Marine Insurance Company.
Geico offers coverage for multiple boat styles including bow rider, center consoles, cuddy cabin, walk around, ski boats, pontoon, jet boats, personal watercraft like jet skis, Wave Runners, Sea Doo, sail boats, bass boats, and other fishing boats.
Geico offers standard boat insurance coverage, including:
Geico has partnered with Assurant and American Modern Insurance Group® to offer its customers classic car insurance coverage.
To qualify for classic car insurance through Geico and its partner, your car must:
Classic car insurance through Geico comes with low deductibles and an agreed upon value without a vehicle appraisal.
Geico is one of the few car insurance companies to offer additional coverage for rideshare drivers who work for services like Uber and Lyft.
Your personal auto insurance coverage may be denied when you drive for hire, but with Geico’s hybrid policy you’ll be covered for personal use, ridesharing, and other on-demand services. This specific policy will provide coverage when the rideshare app is off, when it is on with no passengers in the vehicle, and when it is on with passengers in the vehicle.
You’ll enjoy all the same coverages as your personal policy, but with higher limits to protect your passengers:
Geico offers a variety of home insurance coverages to suit your unique needs. Choose between standard and optional coverages to customize protection for you and your property.
Geico offers coverages such as:
Geico offers renters insurance through trusted partners, so you can protect your personal belongings and appliances that aren’t covered under your landlord’s insurance.
Renters insurance will cover what’s inside your unit from “named perils,” or damages exclusively written into your policy. Named perils include fire, smoke, theft, vandalism, water damage, windstorm, etc.
A Geico renters policy includes coverages for:
Additional renters coverages include:
Geico offers condominium/co-op insurance to protect your personal belongings and the interior walls of your unit. Your condo association’s master policy will not cover your personal losses, so it’s important to protect yourself against damages, such as fire, smoke, lightning, theft, vandalism, water damage, and liability.
A Geico condo policy includes coverages for:
Geico offers insurance policies for your mobile or manufactured home that are as custom built as your living space.
A Geico mobile home insurance policy includes coverages such as:
Geico offers landlord insurance coverage, also known as dwelling fire insurance, for a variety of homes including single families, condos, and townhouses.
Whether you own and rent out multiple properties or you are renting your home out while you travel for an extended period of time, Geico has you covered.
Geico’s landlord coverage includes:
Geico offers flood insurance policies through the National Flood Insurance Program (NFIP), so you know your coverage is backed by the Federal government.
A flood insurance policy through Geico and the NFIP includes coverage for:
Geico offers a comprehensive Business Owner’s Policy (BOP) to protect your business from a variety of liability and property damages.
Standard coverage options for business owners include:
Additional business insurance coverages offered include:
Geico offers $1 million of umbrella coverage in addition to your auto and home insurance policy limits. This additional coverage will cover costs for serious, at-fault injuries or damages, and will kick in when bills or lawsuits go beyond your initial liability coverage.
With an umbrella policy from Geico, you can provide protection for:
Geico has partnered with Life Quotes Inc. to provide term life insurance protection for you and your family.
Term life insurance provides death benefit protection for 10, 15, 25, or 30-year policy terms without any investment add-ons.
Geico guarantees your premium rates will never increase during a policy term.
Geico has partnered with Berkshire Hathaway Travel Protection (BHTP) to provide travel insurance to its customers. The ExactCare® and AirCare® product lines offer coverage for illness, injury, lost luggage or passport, jury duty, etc.
ExactCare coverages include:
AirCare® Flight Insurance offers coverage for:
Geico has partnered with Jewelers Mutual Insurance Group to offer you comprehensive jewelry coverage for your engagement rings, watches, earrings, loose stones, etc.
Jewelry insurance protects your fine jewelry from loss, theft, damage, and disappearance at a higher limit than your home or renters insurance.
Geico jewelry insurance also includes coverage for preventative repairs such as:
Coverage benefits include:
Geico has partnered with Embrace Pet Insurance to offer you coverage that will manage health care costs for your dogs and cats.
This comprehensive pet insurance will reimburse up to 90% of your veterinary bills concerning most illnesses and accidents (excluding pre-existing conditions).
Geico has partnered with Generali Global Assistance, Inc. to provide identity theft protection. This service provides unlimited online access to your TransUnion credit report and score.
It will also send you and your spouse three-credit bureau potential threat alerts.