The largest discounts from GEICO are: Good Driver Discount, Passive Restraint Discount, Federal Employee Discount
|Discount Type||Discount %|
|Good Driver Discount||up to 26%|
|Passive Restraint Discount||up to 25%|
|Federal Employee Discount||up to 25%|
|Emergency Deployment Discount||up to 25%|
|Anti-Theft Device Discount||up to 25%|
|Seat Belt Use Discount||up to 15%|
|Good Student Discount||up to 15%|
|Military Discount||up to 15%|
|Anti-lock Brake Discount||up to 5%|
|Daytime Running Lights Discount||up to 3%|
|Driving training discount||Varies|
|Accident Free Discount||Varies|
|Multiple Policy Discount||Varies|
|Multiple Vehicle Discount||Varies|
|Defensive Driver Discount||Varies|
|Senior Adult Discount||Varies|
Geico has been offering their customers exceptional service for over 80 years. Their insurance agents are available for customer support, roadside assistance, or claim filing 24 hours a day, 7 days a week online, on mobile, or over the phone. Geico customers have the ability to manage their policies and make payments online, over the phone, through Geico's mobile app, and even through Amazon's Alexa. Geico provides their customers with accident forgiveness, meaning car insurance premium rates won't rise after your first accident or traffic citation even if you're found at fault.
Geico offers a variety of car insurance coverage options, so you can customize your own policy to suit your needs.
Coverages that come standard on a Geico policy include:
Optional car insurance coverages include:
Geico offers a variety of motorcycle insurance coverages that can protect most types of bikes including sport bikes, cruisers, touring bikes, Enduros, scooters, dirt bikes, trikes and some custom bikes.
Geico offers the following standard and optional insurance coverages for motorcycles:
Geico offers a variety of ATV insurance coverages to protect you and your four wheeler when you go off road. They offer standard coverages that include:
Geico does not insure three, six or eight wheelers or ATVs/UTVs with less than 150 cc's.
Geico offers a variety of insurance coverages for your Type A motorhomes, Type B motorhomes like van campers, and Type C motorhomes such as mini motor homes.
These three types of RV’s include: conventional travel trailers, fifth-wheel travel trailers, travel trailers with expandable ends, folding camper trailers and truck campers, as well as sport utility recreational vehicles.
Your Geico coverage will apply no matter how often you drive, tow, or live in your RV.
Geico offers the following motorized RV and towable RV insurance coverages:
Geico provides insurance coverage for your boat and other power watercrafts through its Marine Insurance Company.
Geico offers coverage for multiple boat styles including bow rider, center consoles, cuddy cabin, walk around, ski boats, pontoon, jet boats, personal watercraft like jet skis, Wave Runners, Sea Doo, sail boats, bass boats, and other fishing boats.
Geico offers standard boat insurance coverage, including:
Geico has partnered with Assurant and American Modern Insurance Group® to offer its customers classic car insurance coverage.
To qualify for classic car insurance through Geico and its partner, your car must:
Classic car insurance through Geico comes with low deductibles and an agreed upon value without a vehicle appraisal.
Geico is one of the few car insurance companies to offer additional coverage for rideshare drivers who work for services like Uber and Lyft.
Your personal auto insurance coverage may be denied when you drive for hire, but with Geico’s hybrid policy you’ll be covered for personal use, ridesharing, and other on-demand services. This specific policy will provide coverage when the rideshare app is off, when it is on with no passengers in the vehicle, and when it is on with passengers in the vehicle.
You’ll enjoy all the same coverages as your personal policy, but with higher limits to protect your passengers:
Geico offers a variety of home insurance coverages to suit your unique needs. Choose between standard and optional coverages to customize protection for you and your property.
Geico offers coverages such as:
Geico offers renters insurance through trusted partners, so you can protect your personal belongings and appliances that aren’t covered under your landlord’s insurance.
Renters insurance will cover what’s inside your unit from “named perils,” or damages exclusively written into your policy. Named perils include fire, smoke, theft, vandalism, water damage, windstorm, etc.
A Geico renters policy includes coverages for:
Additional renters coverages include:
Geico offers condominium/co-op insurance to protect your personal belongings and the interior walls of your unit. Your condo association’s master policy will not cover your personal losses, so it’s important to protect yourself against damages, such as fire, smoke, lightning, theft, vandalism, water damage, and liability.
A Geico condo policy includes coverages for:
Geico offers insurance policies for your mobile or manufactured home that are as custom built as your living space.
A Geico mobile home insurance policy includes coverages such as:
Geico offers landlord insurance coverage, also known as dwelling fire insurance, for a variety of homes including single families, condos, and townhouses.
Whether you own and rent out multiple properties or you are renting your home out while you travel for an extended period of time, Geico has you covered.
Geico’s landlord coverage includes:
Geico offers flood insurance policies through the National Flood Insurance Program (NFIP), so you know your coverage is backed by the Federal government.
A flood insurance policy through Geico and the NFIP includes coverage for:
Geico offers a comprehensive Business Owner’s Policy (BOP) to protect your business from a variety of liability and property damages.
Standard coverage options for business owners include:
Additional business insurance coverages offered include:
Geico offers $1 million of umbrella coverage in addition to your auto and home insurance policy limits. This additional coverage will cover costs for serious, at-fault injuries or damages, and will kick in when bills or lawsuits go beyond your initial liability coverage.
With an umbrella policy from Geico, you can provide protection for:
Geico has partnered with Life Quotes Inc. to provide term life insurance protection for you and your family.
Term life insurance provides death benefit protection for 10, 15, 25, or 30-year policy terms without any investment add-ons.
Geico guarantees your premium rates will never increase during a policy term.
Geico has partnered with Berkshire Hathaway Travel Protection (BHTP) to provide travel insurance to its customers. The ExactCare® and AirCare® product lines offer coverage for illness, injury, lost luggage or passport, jury duty, etc.
ExactCare coverages include:
AirCare® Flight Insurance offers coverage for:
Geico has partnered with Jewelers Mutual Insurance Group to offer you comprehensive jewelry coverage for your engagement rings, watches, earrings, loose stones, etc.
Jewelry insurance protects your fine jewelry from loss, theft, damage, and disappearance at a higher limit than your home or renters insurance.
Geico jewelry insurance also includes coverage for preventative repairs such as:
Coverage benefits include:
Geico has partnered with Embrace Pet Insurance to offer you coverage that will manage health care costs for your dogs and cats.
This comprehensive pet insurance will reimburse up to 90% of your veterinary bills concerning most illnesses and accidents (excluding pre-existing conditions).
Geico has partnered with Generali Global Assistance, Inc. to provide identity theft protection. This service provides unlimited online access to your TransUnion credit report and score.
It will also send you and your spouse three-credit bureau potential threat alerts.
Headquartered in Chevy Chase, Maryland, GEICO was founded in 1936. GEICO a subsidiary of Warren Buffet's empire Berkshire Hathaway, Inc. In 2015, GEICO's assets have reached $32 billion, and with the guidance of Warren Buffet's leadership, and the Gecko's adorable marketability they looks forward to even more growth. GEICO specialize in auto, motorcycle, homeowners, renters, and business services, amongst many others.
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!