GEICO

GEICO - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Click here for our full review of GEICO car insurance quotes, discounts, and coverages.

Ratings

Insurify

Composite Score
88
What is this?
U.S Auto Insurance Shopping Study (2018)
OptionsResults
Call Center RepresentativeAbout average
Insurer WebsiteAmong the best
Local AgentThe rest
Overall SatisfactionAbout average
Policy OfferingsBetter than most
PricingBetter than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsResults
Claim ServicingBetter than most
Estimation ProcessBetter than most
First Notice of Loss (FNOL)Better than most
Overall SatisfactionBetter than most
Rental ExperienceBetter than most
Repair ProcessAbout average
SettlementBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California807About average
Central838Better than most
Florida832Better than most
Mid-Atlantic848Better than most
New England827About average
New York813About average
North Central830About average
Northwest805About average
Southeast839About average
Southwest798The rest
Texas816The rest
GEICO Ratings
BrandRatingsUser reviews
Mobile App (iOS)
4.8
446,400
Mobile App (Android)
4.7
147,062
Insurify
3.4
3,736
Trust Pilot
Trustpilot score: 1.5
TrustScore 1.5
139
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA++
Standard & Poor'sAA+
FitchAA-
Moody'sAa3

Discounts

The largest discounts from GEICO are: Good Driver, Passive Restraint, Anti-Theft Device

Carrier Discounts
Discount %
26%
25%
25%
25%
25%
15%
15%
15%
5%
3%
Good DriverPassive RestraintAnti-Theft DeviceEmergency DeploymentFederal EmployeeSeat Belt UseGood StudentMilitaryAnti-lock BrakeDaytime Running Lights
Discount Group
Discount TypeDiscount %
Good Driverup to 26%
Passive Restraintup to 25%
Anti-Theft Deviceup to 25%
Emergency Deploymentup to 25%
Federal Employeeup to 25%
Seat Belt Useup to 15%
Good Studentup to 15%
Militaryup to 15%
Anti-lock Brakeup to 5%
Daytime Running Lightsup to 3%
Defensive DriverVaries
teenSMARTVaries
OrganizationVaries
Multiple VehicleVaries
Multiple PolicyVaries
Accident FreeVaries
Driving trainingVaries
Senior AdultVaries

Payment methods

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    Automatic Online Payment
    Info
  • complete-tick.svg
    Credit Card Payment
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    Debit Card Payments
  • complete-tick.svg
    Electronic Check
    Info
  • complete-tick.svg
    Mail Payment
    Info
  • complete-tick.svg
    Mobile App Payments
    Info
  • complete-tick.svg
    Multi-Payment Installment Plans
    Info
  • complete-tick.svg
    Phone Payment
    Info

Features and Services

GEICO is a multi-product insurance provider that has offered their customers exceptional service for over 80 years. 

Their insurance agents are available for customer support, roadside assistance, or claim filing 24 hours a day, 7 days a week online, on mobile, or over the phone. 

GEICO customers have the ability to manage their policies and make payments online, over the phone, through GEICO's mobile app, and even through Amazon's Alexa. GEICO provides their customers with accident forgiveness, meaning car insurance premium rates won't rise after your first accident or traffic citation even if you're found at fault.

GEICO's mobile app allows customers to instantly access their insurance ID cards.

  • benefit/247service.svg
    24/7 service
  • benefit/mobile-app.svg
    Mobile app
  • benefit/accident-forgiveness.svg
    Accident forgiveness
  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/sms-email-alerts.svg
    Text and email alerts
  • benefit/online-portal.svg
    Online account management
  • benefit/policy-bundling.svg
    Policy bundling discounts

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Accident Forgiveness
    Info
  • complete-tick.svg
    Comprehensive Claim Forgiveness
    Info
  • complete-tick.svg
    Incident Forgiveness
    Info
  • complete-tick.svg
    Roadside Assistance
    Info
  • complete-tick.svg
    No Fault Coverage
    Info
  • complete-tick.svg
    Rental Reimbursement
    Info
  • complete-tick.svg
    Mechanical Breakdown Insurance
    Info
  • complete-tick.svg
    Umbrella Policy
    Info

GEICO provides Uber and Lyft driver insurance in the following states:

SR‌-22 Insurance by State

GEICO Insurance Products

products/auto.svg
Car Insurance
products/moto.svg
Motorcycle Insurance
products/atv.svg
ATV Insurance
products/rv.svg
RV Insurance
products/boat.svg
Boat Insurance
products/classic.svg
Classic Car Insurance
products/ridesharing.svg
Ridesharing Insurance
products/home.svg
Home Insurance
products/rental.svg
Renters Insurance
products/condo.svg
Condo Insurance
products/mobile.svg
Mobile Home Insurance
products/df.svg
Dwelling Fire Insurance
products/flood.svg
Flood Insurance
products/business.svg
Business Insurance
products/umbrella.svg
Umbrella Insurance
products/life.svg
Life Insurance
products/travel.svg
Travel Insurance
products/jewelry.svg
Jewelry Insurance
products/pet.svg
Pet Insurance
products/identity.svg
Identity Theft Insurance

FAQs - GEICO Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Headquartered in Chevy Chase, Maryland, GEICO was founded in 1936, as Government Employees Insurance Company, Inc., in Washington, D.C. 

GEICO specializes in auto, motorcycle, homeowners, renters, and business insurance, amongst many other specialty packages.

GEICO auto insurance is among the most iconic insurance brands in the country, thanks to its sizeable marketing efforts and memorable advertising campaigns. 

Customer satisfaction ratings for GEICO are "about average" for both auto insurance shopping and auto insurance claims satisfaction, according to J.D. Power & Associates' 2018 study.

Geico’s overall financial strength is A++, or "superior,” according to A.M. Best, which assesses the financial strength of insurance companies across the U.S. This financial strength rating signals how well GEICO can pay claims.

 

How to cancel your GEICO Car Insurance Policy

To cancel your GEICO policy, call 1 (800) 841-1587 and speak with an agent. You may cancel through an automated line. If so, say "cancel insurance policy" and "auto" when prompted. You will need your insurance policy number.

 

Cancellation Fee: $0

GEICO Reviews

3.2
5 Stars
32 %
4 Stars
17 %
3 Stars
16 %
2 Stars
10 %
1 Star
25 %

Most Helpful Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

Latest Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

All Reviews

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Read reviews that mention

Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
mister
the worst company ever, they insure you for 6 months at a time then when its time to "renew" they start increasing your rates with no explanation, they give you a speech about if anything happens you want to be covered right" lol they are thief's , not worth it, I suggest any other company besides geico!! raise your rate with no reason then they read some lame excuses LOL what a joke!!
Alexi ojitom
Yes
Micah Zimmerman
A Geico insured motorist hit my parked car. Of course they are 100% responsible for repairing. The adjuster (Brandon Seiber) skinnied down the estimate for repair such that my car was not fixed properly AND it cost me money with the body shop. The body shop said Geico is the only insurance company this happens with and they do it to their own insured. If you have Geico, you might want to think about truly how well covered you are. Micah Zimmerman 513/476-6466
Tricia
They're awesome
Alice
Geico doesn't reward loyalty
Christina
They gave me a great discount
Dayna
Always could be less?
Nin
Very expensive. Root insurance companies charge only 80 and geico charge me over 240
Jason
Showing 1 - 10 out of 1000 reviews

GEICO Car Insurance Information

Insurify Composite Score88
Number of discounts18
Number of reviews3736
User Rating3.4
A.M. BestA++
Standard & Poor'sAA+

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.