GEICO - Car Insurance

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Click here for our full review of GEICO car insurance quotes, discounts, and coverages.

As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.



Composite Score
What is this?
U.S Auto Insurance Shopping Study (2018)
Call Center RepresentativeAbout average
Insurer WebsiteAmong the best
Local AgentThe rest
Overall SatisfactionAbout average
Policy OfferingsBetter than most
PricingBetter than most
U.S Auto Insurance Claims Satisfaction Study (2018)
Claim ServicingBetter than most
Estimation ProcessBetter than most
First Notice of Loss (FNOL)Better than most
Overall SatisfactionBetter than most
Rental ExperienceBetter than most
Repair ProcessAbout average
SettlementBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California807About average
Central838Better than most
Florida832Better than most
Mid-Atlantic848Better than most
New England827About average
New York813About average
North Central830About average
Northwest805About average
Southeast839About average
Southwest798The rest
Texas816The rest
GEICO Ratings
BrandRatingsUser reviews
Mobile App (iOS)
Mobile App (Android)
Trust Pilot
Trustpilot score: 1.5
TrustScore 1.5
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA++
Standard & Poor'sAA+


The largest discounts from GEICO are: Good Driver Discount, Passive Restraint Discount, Anti-Theft Device Discount

Loading Chart
Discount TypeDiscount %
Good Driver Discountup to 26%
Passive Restraint Discountup to 25%
Anti-Theft Device Discountup to 25%
Emergency Deployment Discountup to 25%
Federal Employee Discountup to 25%
Seat Belt Use Discountup to 15%
Good Student Discountup to 15%
Military Discountup to 15%
Anti-lock Brake Discountup to 5%
Daytime Running Lights Discountup to 3%
Defensive Driver DiscountVaries
teenSMART DiscountVaries
Organization DiscountVaries
Multiple Vehicle DiscountVaries
Multiple Policy DiscountVaries
Accident Free DiscountVaries
Driving training discountVaries
Senior Adult DiscountVaries

Payment methods

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    Automatic Online Payment
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Mail Payment
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    Mobile App Payments
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    Multi-Payment Installment Plans
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    Phone Payment

Features and Services

GEICO is a multi-product insurance provider that has offered their customers exceptional service for over 80 years. 

Their insurance agents are available for customer support, roadside assistance, or claim filing 24 hours a day, 7 days a week online, on mobile, or over the phone. 

GEICO customers have the ability to manage their policies and make payments online, over the phone, through GEICO's mobile app, and even through Amazon's Alexa. GEICO provides their customers with accident forgiveness, meaning car insurance premium rates won't rise after your first accident or traffic citation even if you're found at fault.

GEICO's mobile app allows customers to instantly access their insurance ID cards.

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    24/7 service
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    Mobile app
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    Accident forgiveness
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    Roadside assistance
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    Text and email alerts
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    Online account management
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    Policy bundling discounts

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Accident Forgiveness
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    Comprehensive Claim Forgiveness
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    Incident Forgiveness
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    Roadside Assistance
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    No Fault Coverage
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    Rental Reimbursement
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    Mechanical Breakdown Insurance
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    Umbrella Policy

GEICO provides Uber and Lyft driver insurance in the following states:

SR‌-22 Insurance by State

GEICO Insurance Products

Car Insurance
Motorcycle Insurance
ATV Insurance
RV Insurance
Boat Insurance
Classic Car Insurance
Ridesharing Insurance
Home Insurance
Renters Insurance
Condo Insurance
Mobile Home Insurance
Dwelling Fire Insurance
Flood Insurance
Business Insurance
Umbrella Insurance
Life Insurance
Travel Insurance
Jewelry Insurance
Pet Insurance
Identity Theft Insurance

FAQs - GEICO Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Headquartered in Chevy Chase, Maryland, GEICO was founded in 1936, as Government Employees Insurance Company, Inc., in Washington, D.C. 

GEICO specializes in auto, motorcycle, homeowners, renters, and business insurance, amongst many other specialty packages.

GEICO auto insurance is among the most iconic insurance brands in the country, thanks to its sizeable marketing efforts and memorable advertising campaigns. 

Customer satisfaction ratings for GEICO are "about average" for both auto insurance shopping and auto insurance claims satisfaction, according to J.D. Power & Associates' 2018 study.

Geico’s overall financial strength is A++, or "superior,” according to A.M. Best, which assesses the financial strength of insurance companies across the U.S. This financial strength rating signals how well GEICO can pay claims.


How to cancel your GEICO Car Insurance Policy

To cancel your GEICO policy, call 1 (800) 841-1587 and speak with an agent. You may cancel through an automated line. If so, say "cancel insurance policy" and "auto" when prompted. You will need your insurance policy number.


Cancellation Fee: $0

GEICO Reviews

5 Stars
36 %
4 Stars
17 %
3 Stars
16 %
2 Stars
8 %
1 Star
22 %

Most Positive Review

By Mariah
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!

Most Critical Review

By Yesudasan
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!

All Reviews

Showing 1 - 10 out of 3735 Reviews
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Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
the worst company ever, they insure you for 6 months at a time then when its time to "renew" they start increasing your rates with no explanation, they give you a speech about if anything happens you want to be covered right" lol they are thief's , not worth it, I suggest any other company besides geico!! raise your rate with no reason then they read some lame excuses LOL what a joke!!
Alexi ojitom
Micah Zimmerman
A Geico insured motorist hit my parked car. Of course they are 100% responsible for repairing. The adjuster (Brandon Seiber) skinnied down the estimate for repair such that my car was not fixed properly AND it cost me money with the body shop. The body shop said Geico is the only insurance company this happens with and they do it to their own insured. If you have Geico, you might want to think about truly how well covered you are. Micah Zimmerman 513/476-6466
They're awesome
Geico doesn't reward loyalty
They gave me a great discount
Always could be less?
Very expensive. Root insurance companies charge only 80 and geico charge me over 240
Showing 1 - 10 out of 3735 reviews

GEICO Car Insurance Information

Insurify Composite Score88
Number of discounts18
Number of reviews3735
User Rating3.4
A.M. BestA++
Standard & Poor'sAA+