Chubb - Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022



Composite Score
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Chubb Ratings
BrandRatingsUser reviews
Mobile App (Android)
Trust Pilot
Trustpilot score: 2.0
TrustScore 2
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA++
Standard & Poor'sAA

Payment methods

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    Automatic Online Payment
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    Bank Payment/Direct Deposit
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
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    Mail Payment
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    Multi-Payment Installment Plans
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    Online Payment
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    Phone Payment

Features and Services

Chubb offers claims services 24 hours a day, 7 days a week. Policyholders can file claims online, over the phone, or over their mobile app, with expedited service for water and smoke damage. Chubb pays out most claims within 48 hours of settlement. 

Chubb also has a Mobile Estimate App that allows you to estimate auto damage following an accident.

In addition to its auto insurance policies and other insurance products, Chubb provides risk management services such as property appraisals, hurricane assistance, identity management, and more.

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    24/7 service
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    Mobile app
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    Roadside assistance
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    Text and email alerts
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    Online account management

Car Insurance Coverage

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Optional Coverage

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    Rental Reimbursement
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    Roadside Assistance
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    Antique or Collector Car Insurance
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    Original Equipment Manufacturer Coverage

Chubb Insurance Products

Home Insurance
Car Insurance
Condo Insurance
Renters Insurance
Personal Watercraft Insurance
Personal Excess Liability Insurance

FAQs - Chubb Car Insurance

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How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Chubb to GEICO

Chubb vs GEICO

Company History

Chubb was founded in 1882 in New York City. Now the world's largest publicly traded P&C insurance company, Chubb provides commercial and personal property and casualty insurance (including auto insurance, boat insurance, and home insurance), personal accident and supplemental health insurance, reinsurance, and life insurance.

Chubb currently operates in 54 countries and territories and serves a diverse group of clients.

The Chubb group of insurance companies boast ratings of A++ from A.M. Best, a firm that assesses insurance companies' financial health and strength.

Chubb Reviews

5 Stars
42 %
4 Stars
8 %
3 Stars
17 %
2 Stars
8 %
1 Star
25 %

Most Helpful Review

I've had many carriers, chubb is the most customer focussed. Their premiums are not the cheapest, but their coverage and service is excellent. One point that's very important: you do not need to close out a cliam in order to be partially reimbursed. This is very helpful for claims that take a while to adjust.

Latest Review

By James
Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.

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Slow. Non-responsive. Pathetic support. Inability to pay all plans through one portal.
Insurify User
insurance with ACE but not it's Chubb.
Insurify User
top quality
Insurify User
Very good service, helpful over the phone, allow to chose the repair shop when there is any issue.
Insurify User
First accident in entire life, minor accident resulted in over 36% increase in annual premium.
Insurify User
Very high premiums
Insurify User
Chubb made my auto claim and repair process very easy from the first call. They did all the legwork and coordinating for me, and even created a payment plan for the driver who hit me to pay for the repairs themselves.
Insurify User
Continued to charge coverage after coverage had been cancelled for my elderly mother, and moved to Progressive. Representatives were, I believe, purposefully confusing to my mother in order to continue charging coverage even though they were aware that they were no longer the insurer of the vehicle. The policy had been moved to Progressive. These overpayments (her home was also insured by Chubb) for the auto continued for approximately 14 months before being discovered by family member.
Showing 1 - 10 out of 12 reviews

Chubb Car Insurance Information

Insurify Composite Score85
Number of discounts0
Number of reviews12
User Rating3.3
A.M. BestA++
Standard & Poor'sAA


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.