Known for their no-nonsense style TV ads, as well as their "Mayhem" character, Allstate is the largest publically held insurer for personal property and casualty insurance in America with over $100 billion in total assets as of 2014's year end. The Allstate Corporation was founded in 1931 and holds its headquarters in Northbrook Illinois, despite having regional corporate offices across the United States. Allstate currently insures approximately 16 million households, and specializes in auto, home, as well as life insurance services, and holds a JD Power and Associates rating of 3 out of 5 for overall customer satisfaction.
|Discount Type||Discount %|
|Accident Forgiveness||up to 30%|
|Anti-lock Brake Discount||up to 30%|
|Anti-Theft Device Discount||up to 25%|
|Defensive Driver Discount||up to 20%|
|E-billing Discount||up to 10%|
|Eco-nomy Car Discount||up to 10%|
|Farm Vehicle Discount||up to 10%|
|Good Driver Discount||up to 10%|
|Good Student Discount||up to 10%|
|Low Mileage Discount||up to 10%|
|Multiple Policy Discount||up to 10%|
|Multiple Vehicle Discount||up to 10%|
|New Car Discount||up to 10%|
|Passive Restraint Discount||up to 10%|
|Prepay Discount||up to 10%|
|Senior Adult Discount||up to 5%|
|Student Away at School Discount||up to 5%|
|TeenSmart Discount||up to 5%|
|Utility Vehicle Discount||Varies|
|Paid in full discount||Varies|
|Early Quote Discount||Varies|
|Preferred payment discount||Varies|
|Paperless documents discount||Varies|
|Driving training discount||Varies|
|Good Payer Discount||Varies|
|No Fault Coverage||Prevents your rates from increasing due to someone else causing an accident.|
|Mechanical Breakdown Insurance||Covers you for mehcanical breakdowns/issues your vehicle may face.|
|Loss of Use Coverage||Covers you in the case you can't use your vehicle due to an accident.|
|New Car Replacement Coverage||If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle.|
|Rental Reimbursment||Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)|
|Road Side Assistance||Typically adds coverage for towing, tire changes, lockout services, and more|
|Sound System Coverage||Covers the cost of replacing a stolen/damaged audio and/or video equiptment|
|Umbrella Policy||Adds protection against liability claims/judgements when your auto insurnce liability limits have been reached.|
|Antique or Collector Car Insurance||Covers your antique or collectors edition car.|
|Ridesharing Coverage||For one, the gap in your auto insurance coverage when you drive for a transportation network company (TNC), such as Uber or Lyft.|
|Preferred Repair Services||Choose your preferred shop and we will work with them to help you get back behind the wheel as soon as possible.|
|Automatic Online Payments||Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.|
|Debit Card Payments|
|Electronic Check||Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT).|
|Online Payment||Hate those annoying IVR menus? Pay your bill online.|
|Prepayment||Don't want to worry about making monthly payments? Why not just pay your premiums in advanced, who knows, you might get a thank you discount from your provider.|
|Mail Payment||The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!|
|Phone Payment -IVR||Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone.|
|Person 2 Person Payment|
|Bank Payment/Direct Deposit|
|Credit Card Payment|
Allstate’s home insurance policies can be customized to suit your needs and come with extra benefits like claim-free rewards.
A typical Allstate homeowners policy includes coverages such as:
Optional home insurance coverages from Allstate include:
Allstate’s life insurance policies will cover medical bills, funeral costs, mortgage or rent, college tuition and many other living expenses should something happen to you. The financial security it grants your family in the event of a loss is priceless.
Allstate offers term life, universal life, and whole life insurance policies and they each include their own coverages.
When it comes to auto insurance, Allstate offers more than just a policy. They offer innovative tools to make managing your policy easier and a ton of extra benefits like accident forgiveness and deductible rewards.
Allstate offers a variety of car insurance coverages, including:
An Allstate renters insurance policy offers a variety of coverages to protect your personal belongings when your landlord’s insurance cannot.
Allstate’s renters insurance typically includes the following coverages:
You may also want to consider these optional coverages:
An Allstate condo insurance policy gives you the protection your condo association requires of their members and provides additional coverage for your personal belongings.
Allstate’s condo insurance policies typically include the following coverages:
You may also want to consider these optional coverages:
Allstate provides a variety of coverage types for your hot rod year-round so you can be sure it’s protected whether it’s on the open road or stored in your garage.
Allstate motorcycle insurance policies include the following coverages:
Additional Allstate motorcycle insurance benefits include:
Allstate offers a variety of business insurance coverages that can be customized to suit your business’ needs. Allstate provides business insurance for businesses in industries like professional firms, health and medical, services, goods, and food and beverage.
Generally, an Allstate business insurance policy will include coverage for:
Protect your boat and crew members with a year-round Allstate boat insurance policy. Coverage typically includes:
Your RV is a cross between your car and your home and therefore it needs a special kind of insurance. Allstate offers RV insurance coverage for you, your travel companions, and your motorhome so you can travel the country with complete protection.
Allstate’s RV insurance policies offer more protection than your auto insurance and therefore typically include coverage for:
Your auto insurance policy isn’t always enough to cover damage to your snowmobile and the people riding on it. Allstate offers a fairly priced snowmobile insurance policy with coverages like:
Your auto and home insurance might not be enough to supplement an ATV accident, which is why Allstate offers specific coverages for all-terrain vehicles (ATVs), utility vehicle (UTVs), dune buggies, golf carts, go-karts, trail bikes, etc.
Coverage typically includes:
Allstate’s pet insurance policy will be there to help cover your cat or dog’s medical bills associated with injury, health problem, or routine check-up. This policy will typically cover: