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Allstate

Allstate Car Insurance

Full Star Full Star Half Star Empty Star Empty Star 2.5
1,073 reviews
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Allstate Car Insurance Information

Insurify Composite Score 85
Number of discounts 27
Number of reviews 1,000
User Rating 3.6
A.M. Best A+
Standard & Poor’s AA-
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Click here for our full review of Allstate car insurance quotes, discounts, and coverages.

As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Ratings

InsurifyComposite Score
What's this?
U.S Auto Insurance Shopping Study (2018)
Options Results
Overall Satisfaction The rest
Policy Offerings The rest
Pricing The rest
Local Agent About average
Call Center Representative About average
Insurer Website The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
Options Results
Overall Satisfaction About average
First Notice of Loss (FNOL) About average
Claim Servicing About average
Estimation Process Better than most
Repair Process Better than most
Rental Experience About average
Settlement About average
J.D. Power Ratings by Region (out of 1000)
Region Ratings State Average
Southwest 815 About average
Southeast 830 About average
Texas 835 Better than most
Central 822 About average
Mid-Atlantic 837 About average
New England 834 Better than most
Florida 837 Better than most
California 820 About average
New York 824 About average
North Central 823 About average
Northwest 798 The rest
Allstate Ratings
Brand Ratings User reviews
Mobile App (iOS)
Full Star Full Star Full Star Full Star Full Star 4.8
56,800
Mobile App (Android)
Full Star Full Star Full Star Full Star Empty Star 4.3
12,515
Insurify
Full Star Full Star Full Star Full Star Empty Star 3.6
1,000
Trust Pilot
Trust Pilot Stars
TrustScore 1.5
73
Financial Ratings
Company Name Ratings
A.M. Best A+
Standard & Poor's AA-
Fitch A+
Moody's Aa3

Discounts

The largest discounts from Allstate are: teenSMART Discount, Accident Forgiveness, Defensive Driver Discount

Discount Type Discount %
teenSMART Discount up to 35%
Accident Forgiveness up to 30%
Defensive Driver Discount up to 20%
New Car Discount up to 15%
Anti-lock Brake Discount up to 10%
Early Quote Discount up to 10%
Paid in full discount up to 10%
Prepay Discount up to 10%
Passive Restraint Discount up to 10%
Multiple Vehicle Discount up to 10%
Low Mileage Discount up to 10%
Good Student Discount up to 10%
Good Driver Discount up to 10%
Farm Vehicle Discount up to 10%
Multiple Policy Discount up to 10%
EV/Hybrid Discount up to 10%
Anti-Theft Device Discount up to 10%
E-billing Discount up to 10%
Good Payer Discount up to 5%
Preferred payment discount up to 5%
Student Away at School Discount up to 5%
Senior Adult Discount up to 5%
Utility Vehicle Discount Varies
Paperless documents discount Varies
Driving training discount Varies
Deductible discount Varies
Family Discount Varies

Payment Methods

  • Complete Tick Automatic Online Payment
  • Complete Tick Debit Card Payments
  • Complete Tick Electronic Check
  • Complete Tick Online Payment
  • Complete Tick Prepayment
  • Complete Tick Mail Payment
  • Complete Tick Phone Payment
  • Complete Tick Person 2 Person Payment
  • Complete Tick Bank Payment/Direct Deposit
  • Complete Tick Credit Card Payment
  • Complete Tick Mobile App Payments

Features and Services

  • Roadside assistance Roadside assistance
  • Mobile app Mobile app
  • 24/7 service 24/7 service
  • Accident forgiveness Accident forgiveness
  • Online account management Online account management
  • Loyalty rewards program Loyalty rewards program
  • Enhanced towing & substitute coverage Enhanced towing & substitute coverage

Car Insurance Coverage

  • Alaska

  • Arkansas

  • Connecticut

  • Delaware

  • Montana

  • New York

  • Oregon

  • Texas

Not seeing the state you're looking for? See all states here.

Optional Coverage

  • Complete Tick No Fault Coverage
  • Complete Tick Mechanical Breakdown Insurance
  • Complete Tick Loss of Use Coverage
  • Complete Tick New Car Replacement Coverage
  • Complete Tick Rental Reimbursement
  • Complete Tick Roadside Assistance
  • Complete Tick Sound System Coverage
  • Complete Tick Umbrella Policy
  • Complete Tick Antique or Collector Car Insurance
  • Complete Tick Ridesharing Coverage
  • Complete Tick Preferred Repair Services
  • Complete Tick Accidental Death, Dismemberment, Disability
  • Complete Tick Emergency Lockout Coverage
  • Complete Tick Accident Forgiveness

Allstate Insurance by State

  • Car Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Home / Condo Insurance

Allstate provides Uber and Lyft driver insurance in the following states:

Allstate Insurance Products

Learn more about Allstate Life Insurance.

home  Home Insurance

Allstate’s home insurance policies can be customized to suit your needs and come with extra benefits like claim-free rewards. 

A typical Allstate homeowners policy includes coverage options such as:

  • Dwelling (home structure): Covers the physical structure of your house, including the walls and roof. 
  • Other structures: Covers structures on your property that are detached from your house, like a shed or stand-alone garage. 
  • Liability protection
  • Personal property
  • Guest medical protection: Covers the cost of medical bills if someone is injured on your property.
  • Additional protection: Allstate home insurance policies come with additional coverages such as reimbursed living expenses for hotel stays in the event your home is uninhabitable after a loss. 

Optional home insurance coverages from Allstate include:

  • Water backup: Covers damage caused by backed up drain or broken sump pump.
  • Scheduled personal property: Covers valuable, appraised items like engagement rings, antiques, etc. 
  • Business property: Covers business related items you store in your house, like products. 
  • Identity theft restoration: Covers the cost of legal fees and other costs associated with identity theft. 
  • Sports equipment: Covers expensive sports gear like skis or golf clubs. 
  • Green improvement reimbursement: Covers to repair or replace items with more energy efficient ones. 
  • Yard and garden: Covers things like trees, landscaping, lawn mowers, etc. 
  • Electronic data recovery: Covers the cost of restoring lost computer data, like files and videos. 
  • Musical instruments
  • Flood insurance
  • Personal umbrella: Additional liability coverage that goes beyond your home insurance liability limits. 

life  Life Insurance

Allstate’s life insurance policies will cover medical bills, funeral costs, mortgage or rent, college tuition, and many other living expenses should something happen to you. The financial security it grants your family in the event of a loss is priceless.

Allstate offers term life, universal life, and whole life insurance policies and they each include their own coverages.

  • Term life: Provides benefit amounts of $50,000, $100,000 or $150,000 that would act as an income for your family should you pass away. Term life policies can cover you from 15 to 30 years. 
  • Universal life: Provides coverage throughout your life and builds cash value through interest. Allstate also offers variable universal which allows you to invest your policy’s cash value in the stock market. 
  • Whole life: Provides lifelong coverage and has a cash value that will increase regardless of market conditions. Your premium payments are also guaranteed to stay the same throughout the policy length. 

auto  Car Insurance

Allstate offers more than just a standard auto policy. They offer innovative tools to make managing your policy easier and other extra benefits like accident forgiveness and deductible rewards.

Allstate offers a variety of car insurance coverage options, including:

  • Liability
  • Collision
  • Comprehensive
  • Medical payments
  • Uninsured & underinsured motorist 
  • Rental reimbursement 
  • Sound system: Covers to replace or repair damaged or stolen audio and video equipment.
  • Towing and labor
  • Roadside assistance
  • Personal injury protection
  • Personal umbrella
  • Property protection: Covers the cost of at-fault damage to someone else’s property.
  • Classic car insurance 

rental  Renters Insurance

An Allstate renters insurance policy offers a variety of coverages to protect your personal belongings when your landlord’s insurance cannot. 

Allstate’s renters insurance typically includes the following coverages:

  • Personal property
  • Scheduled personal property: Covers valuable, appraised items like engagement rings, antiques, etc. 
  • Reimbursed living expenses: Covers the costs of hotel stays if your rental is uninhabitable after a loss. 
  • Liability 
  • Guest medical: Covers the cost of medical bills if someone is injured on your property.

You may also want to consider these optional coverages:

  • Identity restoration coverage: Covers the cost of legal fees and other costs associated with identity theft. 
  • Flood insurance
  • Personal umbrella: Additional liability coverage that goes beyond your home insurance liability limits. 

condo  Condo Insurance

An Allstate condo insurance policy gives you the protection your condo association requires of their members and provides additional coverage for your personal belongings. 

Allstate’s condo insurance policies typically include the following coverages:

  • Personal property
  • Liability 
  • Guest medical 
  • Reimbursed living expenses: Covers the costs of hotel stays if your condo is uninhabitable after a loss. 
  • Building property protection: Covers things that don’t technically belong to you, like cabinets and appliances. 
  • Loss assessment: Covers the cost of your share of assessment towards repairs should a common area or building structure be damaged and the repair costs exceed the condo master policy limit. 

You may also want to consider these optional coverages:

  • Identity restoration coverage: Covers the cost of legal fees and other costs associated with identity theft. 
  • Flood insurance
  • Personal umbrella: Additional liability coverage that goes beyond your home insurance liability limits. 

moto  Motorcycle Insurance

Allstate provides a variety of coverage types for your hot rod year-round so you can be sure it’s protected whether it’s on the open road or stored in your garage. 

Allstate motorcycle insurance policies include the following coverages:

  • Bodily injury liability 
  • Property damage liability
  • Medical payments
  • Personal injury protection
  • Collision
  • Comprehensive
  • Uninsured/underinsured motorist bodily injury
  • Towing and labor
  • Rental reimbursement: Covers the cost of a rental if your bike is stolen or in the repair shop. 
  • Motorcycle and off-road vehicle transport trailer damage: Pays to repair or replace your motorcycle and trailer after a collision, rollover, earthquake, vandalism, etc. 
  • Lease/loan gap: If your motorcycle is stolen or totaled, this will pay the difference between what your bike was worth and how much you still owe on your loan/lease. You must have collision and comprehensive coverage to add this coverage. 
  • Optional or added equipment: Automatically covers $1,000 for aftermarket upgrades. You can buy up to $30,000 of this coverage. 

Additional Allstate motorcycle insurance benefits include:

  • New motorcycle replacement
  • Rider protection package: Provides death and dismemberment coverage and cash to you and your family.
  • First accident waived 

business  Business Insurance

Allstate offers a variety of business insurance coverages that can be customized to suit your business’ needs. Allstate provides business insurance for businesses in industries like professional firms, health and medical, services, goods, and food and beverage. 

Generally, an Allstate business insurance policy will include coverage for:

  • Property: Provides coverages for numerous risks including accounts receivable protection, valuable papers and records, employee dishonesty, computer fraud, business personal property, money and securities, business income, electronic data, data compromise protection, and spoilage coverage. 
  • Liability: Provides protection for a variety of risks including general liability, employee practices, data compromise, miscellaneous professional, employers non-owned auto, and products and completed operations.

life  Life Insurance

boat  Boat Insurance

Protect your boat and crew members with a year-round Allstate boat insurance policy. Coverage typically includes:

  • Watercraft medical payments
  • Watercraft liability
  • Property coverage
  • Repair cost
  • Emergency services: covers the cost of towing and labor, fuel delivery, etc. if your boat breaks down. 
  • Uninsured watercraft coverage
  • Agreed value option: If your boat is deemed a total loss, you will be reimbursed for the value of your boat at the beginning of your policy regardless of its current market value. 
  • Personal effect: Covers fishing equipment and other personal belongings if damaged or stolen. 
  • Additional boat equipment: Covers equipment like anchors, life jackets and navigation gear up to the policy limit. 
  • Boat trailer coverage

rv  RV Insurance

Your RV is a cross between your car and your home and therefore it needs a special kind of insurance. Allstate offers RV insurance coverage for you, your travel companions, and your motorhome so you can travel the country with complete protection. 

Allstate’s RV insurance policies offer more protection than your auto insurance and therefore typically include coverage for:

  • Bodily injury liability
  • Property damage liability
  • Collision
  • Comprehensive
  • Sound system: Covers up to $2,500 for an audio system permanently installed by the manufacturer. 
  • Contents coverage: Covers personal property in your motorhome when it’s damaged by fire, lightning, etc. 
  • Medical payments
  • Personal injury protection (PIP)
  • Uninsured & underinsured motorist
  • Towing and labor costs 
  • Rental reimbursement: Covers the cost of renting an RV or vehicle when your RV is damaged by a loss covered by your collision or comprehensive coverage. 

sm  Snowmobile insurance

Your auto insurance policy isn’t always enough to cover damage to your snowmobile and the people riding on it. Allstate offers a fairly priced snowmobile insurance policy with coverages like:

  • Bodily injury liability
  • Property damage liability
  • Collision
  • Comprehensive

atv  ATV Insurance

Your auto and home insurance might not be enough to supplement an ATV accident, which is why Allstate offers specific coverages for all-terrain vehicles (ATVs), utility vehicle (UTVs), dune buggies, golf carts, go-karts, trail bikes, etc. 

Coverage typically includes: 

  • Bodily injury liability
  • Property damage liability
  • Collision
  • Comprehensive

pet  Pet Insurance

Allstate’s pet insurance policy will be there to help cover your cat or dog’s medical bills associated with injury, health problem, or a routine check-up. This policy will typically cover:

  • Accidents
  • Treatments for illnesses and diseases
  • Cancer and chemotherapy 
  • Surgery, hospitalization, and nursing care
  • Lab work and diagnostic tests, including X-rays and MRIs
  • Medications
  • Genetic conditions (as long as symptoms aren’t showing at the time of enrollment)
  • Alternative therapies like acupuncture
  • Chronic and recurring conditions, like allergies, diabetes, and hyperthyroidism

FAQs - Allstate Car Insurance

How does Insurify work?

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How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

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Company History

Known for their no-nonsense TV ads featuring actor Dennis Haysbert ("Are you in good hands?") or funnyman Dean Winters as the human embodiment of "Mayhem," Allstate is the largest publicly held insurer for personal property and casualty insurance in America with over $100 billion in total assets. It is among the largest car insurance companies in America.

The Allstate Corporation was founded in 1931 and holds its headquarters in Northbrook, Illinois, despite having regional corporate offices across the United States. 

Allstate Insurance Company currently insures approximately 16 million households, and specializes in auto, home, as well as life insurance services, and holds a J.D. Power and Associates customer satisfaction rating of 3 out of 5. Allstate has an A.M. Best Financial Strength rating of A+, denoting superior financial stability and ability to pay out claims.

How to Cancel Your Allstate Car Insurance Policy

To cancel your Allstate policy, begin by contacting your agent. You may need to write and file a written cancellation request.

Cancellation Fee : $0

Allstate Reviews

★ ★★ ★★
2.5
1,073 user reviews
5 Stars
23% Complete
23%
4 Stars
12% Complete
12%
3 Stars
9% Complete
9%
2 Stars
8% Complete
8%
1 Star
50% Complete
50%
Write a Review
Most Positive Review
★ ★★ ★★
By James
December 11, 2017

All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers

Most Critical Review
★ ★★ ★★
By Jerry
December 1, 2017

The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.

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