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Cheap DUI Car Insurance in Wyoming (With Quotes)
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For drivers with a DUI or DWI offense in Wyoming, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wyoming. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Wyoming.
In Wyoming, a DUI or DWI offense will on average have drivers paying $241 per month and $2,892 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 79% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
A DUI will touch many different aspects of your life, including your driving record, finances, job prospects, and your relationships. Your car insurance rates will be affected, too.
The key to a low car insurance payment is to have a clean driving record. Wyoming drivers without a DUI on their record pay $105 less per month in car insurance premiums than those who have been charged. One bad decision to get behind the wheel can raise your car insurance premiums almost 79 percent, to $240.81 per month. Such a dramatic price increase should be all the evidence necessary that driving while toxicated is not smart.
|No Violation - Avg. Monthly Rate||After DUI - Avg. Monthly Rate||Average Percent Increase After DUI|
Varying circumstances will determine your car insurance rates after you get a DUI in Wyoming. Insurance premiums are not a one-size-fits-all situation. However, drivers in Wyoming with a DUI pay on average $240.81 a month to keep their vehicles on the road. This makes Wyoming one of the least expensive (49th) states for insurance rates after a DUI.
It is beneficial to take your time when you compare car insurance rates after a DUI is added to your driving record in Wyoming. Doing so not only lets you look at prices, but the other products these car insurance companies have to offer. You can also use this time to see what discounts you might be eligible for to help you save money on your premium.
|Wyoming After DUI Avg. Monthly Rate||Most Expensive State for DUI (1-50)|
A lookback period is how long a DUI remains on a driver's record. The lookback period for a DUI in Wyoming is 10 years. This means if you received a second DUI within 10 years of the first, you'd be considered a repeat offender and would be subject to a harsher penalty than you received for the initial one. On the other hand, if you received a subsequent DUI after the 10-year lookback period expired, it would count as a first offense. While a DUI remains on your record for 10 years in Wyoming, car insurance companies typically look back three to five years for DUIs when setting premium prices.
Keeping your car insurance rates low is just one of the many reasons you should maintain a clean driving record after your DUI charge. Any further missteps will only increase your car insurance rates further. But there's another side to that coin : consistently making good driving decisions should lower your car insurance rates over time.
Your age, license type, and other circumstances could impact the penalty you get for a DUI in Wyoming. Generally, first-time DUI offenders face up to six months of jail time, a maximum $750 fine, and a 90-day driver's license suspension and must have an ignition interlock device (IID) put in their vehicle for six months if their BAC is .15 or more.
First-time underage (under the age of 21) DUI violators in Wyoming receive a $750 fine and a 90-day suspended license. A second offense within a year results in a six-month suspension, a one-year IID restriction, a maximum $750 fine, and up to 30 days in jail.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Wyoming. Insurify analyzed the latest data for the five most populous cities in Wyoming to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Wyoming and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.