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Cheap Auto Insurance Quotes in Waukesha, WI (January 2022)

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Last Updated: January 2022

Car Insurance in Waukesha, WI

The average cost of Wisconsin car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Waukesha, WI to find you the cheapest quotes in the area.
ProgressiveState FarmTravelersAmerican FamilyLiberty Mutual

Cheapest Car Insurance in Waukesha, WI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Waukesha, WI Driving Facts


Minimum Car Insurane Requirements in WI

Wisconsin motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000/$50,000 for Bodily Injury Liability
  • $10,000 for property damage liability
  • $25,000/$50,000 uninsured motorist coverage for bodily injury or death 

Considering the cost of medical care—and the cost of vehicles younger than six years—these minimums may not be enough to cover costs in the event of an accident. This is especially true if you typically drive with passengers in your vehicle as your insurance will be your safety net for all medical costs involved in an at-fault accident.

Find local Waukesha agents

Couri Insurance Agency, Inc. 
379 West Main Street, Waukesha, WI 53186
R & R Insurance Services, Inc. 
1581 East Racine Avenue, Waukesha, WI 53186-6826
H & H Insurance Services, Inc. 
N14W23755 Stone Ridge Drive, Waukesha, WI 53188
The Horton Group, Inc. 
N19 W24101 Riverwood Drive, Waukesha, WI 53188
Integrated Risk Solutions, Inc. 
2120 Pewaukee Road, Waukesha, WI 53188
Richards Group Home and Auto Insurance Waukesha
821 Meadowbrook Rd UNIT 9, Waukesha, WI 53188
Jim Burg Insurance Agency
444 W Sunset Dr, Waukesha, WI 53189
Lucent SR22 Auto Insurance
21001 Watertown Rd Unit 101, Waukesha, WI 53186
Tom Matoska - State Farm Insurance
S30W24670 W Sunset Dr, Waukesha, WI 53189
Jennifer Scheler Agency LLC American Family Insurance
1425 Summit Ave, Waukesha, WI 53188

Insurify Insights: How Waukesha Drivers Measure Up

Honda Civic
Most Popular Car in
Waukesha, WI
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Waukesha drivers measure up to their fellow Wisconsin motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Waukesha

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Waukesha drivers rank 10 in the number of car accidents per driver across all cities in Wisconsin.

  • Rank within state: #10
  • Percent of drivers in Waukesha with an accident: 8.46%
  • Drivers in Waukesha, WI with an accident in their driving history paid on average 61.26% more than drivers with a clean record

Speeding in Waukesha

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wisconsin, Waukesha drivers rank 5 in the number of speeding infractions per driver.

  • Rank within state: #5
  • Percent of drivers in Waukesha with a speeding ticket: 14.5%
  • Drivers in Waukesha, WI with a speeding ticket in their driving history paid on average 54.95% more than drivers with a clean record

DUI/DWIs in Waukesha

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Waukesha drivers rank 5 in the number of DUI’s per driver across all cities in Wisconsin.

  • Rank within state: #5
  • Percent of drivers in Waukesha with a DUI: 2.72%
  • Drivers in Waukesha, WI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Waukesha

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Waukesha is the Honda Civic.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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