West Virginia Car Insurance for High Risk Drivers (With Quotes)

Cheapest Insurance Companies for High Risk Drivers in West Virginia (2022)

For drivers that are high-risk in West Virginia, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in West Virginia. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in West Virginia.

What Makes a Driver High-Risk in West Virginia?

When you're in the driver's seat, mistakes can happen. Whether it's a speeding ticket or a small accident, the little marks on your driving record can add up—and eventually earn you the status of a "high-risk driver." These drivers have a checkered driving record and might end up paying more for car insurance.

If you're driving on the roads of West Virginia, a few serious mistakes could turn you into a high-risk driver in the eyes of car insurance companies. These mistakes include, but are not limited to, at-fault accidents, DUIs, speeding tickets, and reckless driving. That's why it's so important to drive safely and search for a car insurance company that can offer you fair rates despite your driving history.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in West Virginia?

When you're on the road, you always want to be careful and avoid high-risk driving behaviors. Something as simple as mistakenly running a red light can lead to a reckless driving charge that stays on your record for years.

And unfortunately, car insurance companies will usually saddle you with higher car insurance rates if you have such a charge on your record. For instance, West Virginia drivers with a reckless driving charge can see their rates go up by nearly 30 percent. Here is how some high-risk driving charges can affect your car insurance rates in West Virginia:

How Much Does a Speeding Ticket Impact Car Insurance Rates in West Virginia?

If you find yourself going too fast on the country roads of West Virginia, you might find yourself with a stiff insurance rate hike—a $60 increase, to be exact. Here are some typical rates you can expect to see if you have a speeding ticket on your record in this state:

How Does an at-Fault Accident Impact Insurance Rates in West Virginia?

An accident can happen in a split second. And when you find yourself at fault in an accident in West Virginia, you could see your car insurance rates increase by a whopping $89 a month on average. Here are the rates you can expect in West Virginia after an at-fault accident:

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in West Virginia?

When you roll through a red light or stop sign in West Virginia, prepare for higher car insurance rates. While this mistake could lead to a rate increase of nearly $50 per month, you can still find an affordable policy if you do your research. Here are typical rates for West Virginians with this kind of offense on their record:

Does Driving With a Suspended License Impact Car Insurance Rates in West Virginia?

When you're in the driver's seat, mistakes can happen. Whether it's a speeding ticket or a small accident, the little marks on your driving record can add up—and eventually earn you the status of a "high-risk driver." These drivers have a checkered driving record and might end up paying more for car insurance.

If you're driving on the roads of West Virginia, a few serious mistakes could turn you into a high-risk driver in the eyes of car insurance companies. These mistakes include, but are not limited to, at-fault accidents, DUIs, speeding tickets, and reckless driving. That's why it's so important to drive safely and search for a car insurance company that can offer you fair rates despite your driving history.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies