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Cheap DUI Car Insurance in West Virginia (With Quotes)

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Joe Dyton

By: Joe Dyton

Edited by John Leach | Reviewed by Licensed Insurance Agent, Amber Benka

Updated March 9, 2022

Best DUI Insurance Companies in West Virginia (2022)

For drivers with a DUI or DWI offense in West Virginia, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in West Virginia. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in West Virginia.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Liberty Mutual$106
American Family Insurance$193
Dairyland Insurance$211
The General$356

DUI Car Insurance Costs in West Virginia

In West Virginia, a DUI or DWI offense will on average have drivers paying $413 per month and $4,956 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 111% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
$196
Avg. Monthly Cost - After DUI
$413
$217 ▴
110.71% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in West Virginia?

The short answer is a lot. A DUI charge impacts every aspect of your life—your driving record, finances, relationships, job status, and insurance rates, regardless of where you live. The insurance rate increase is especially noteworthy in West Virginia, however.

Do everything you can to avoid getting a DUI in West Virginia. Drivers without a DUI pay an average of $196 a month for their car insurance. West Virginia drivers with a DUI on their record pay an average of $217.38 more per month; that's almost a 111 percent increase, to $413.38. Remember, all of these increases can be avoided by not drinking and driving. Hopefully, these figures will make you think twice about getting behind the wheel after you've been drinking.

No Violation - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.After DUI - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Average Percent Increase After DUI
$196$413110.71%

What Are the Average Car Insurance Prices After a DUI in West Virginia?

Car insurance prices are variable under standard circumstances. The same goes for motorists with a DUI. In West Virginia, drivers who have a DUI on their record pay an average of $413.38 a month to stay on the road. West Virginia is the 20th most expensive state for car insurance after a DUI.

Given West Virginia's high car insurance rates following a DUI, it's wise to take your time to compare prices when looking for coverage. Your search should also include other insurance products the companies offer and what discounts you might be eligible for.

West Virginia After DUI Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Most Expensive State for DUI (1-50)
$41320th

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How Long Is the Lookback Period for a DUI in West Virginia?

A lookback period is how long a DUI remains on a driver's record. The lookback period in West Virginia for a DUI is 10 years. This means if you were charged with another DUI during that 10-year span, it would be considered a second offense, which would yield a harsher punishment. A subsequent DUI outside of the 10-year lookback period would be viewed as a first offense.

Keeping your car insurance rates low should be more than enough motivation to keep your driving record clean after a DUI. You can still find coverage after a first offense, but premiums will only get higher after subsequent offenses. Meanwhile, you could see those rates fall each year that you avoid any more negative marks on your driving record.

West Virginia DUI Penalties

DUI penalties in West Virginia can vary based on factors such as the driver's age, license, and other circumstances, but typically first-time offenders face oneday to six months in jail and a six-month license revocation. The penalties are more severe if another person is involved, however. A person who commits a DUI and injures another person could face one day to one year in jail and be subject to a fine of $200 to $1,000. Meanwhile, their driver's license would be revoked for two years. If a DUI results in a death, the guilty party faces 90 days to one year in prison and has to pay a fine of $500 to $1,000. Their license would be revoked for five years.
Underage (under 21 years of age) drivers who have a BAC of.02 but less than.08 are subject to a fine of $25 to $100 for the first offense. Their driver's license would be suspended for 60 days.

Top Auto Insurance Companies

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - West Virginia Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county West Virginia. Insurify analyzed the latest data for the five most populous cities in West Virginia to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in West Virginia and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Joe Dyton
Joe Dyton

Insurance Writer

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

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