Cheap DUI Car Insurance in Oklahoma (With Quotes)

Jeanette Wisniewski
Written byJeanette Wisniewski
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Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

John Leach
Edited byJohn Leach
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John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber Benka
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Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated March 9, 2022

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Best DUI Insurance Companies in Oklahoma (2022)

For drivers with a DUI or DWI offense in Oklahoma, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Oklahoma. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Oklahoma.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$142
GAINSCO$147
Jupiter Auto$159
SafeAuto$183
Bristol West$186
Mercury$186
Kemper$209
Metropolitan Property and Casualty Insurance Company$211
Hallmark Insurance Company$212
The General$224

DUI Car Insurance Costs in Oklahoma

In Oklahoma, a DUI or DWI offense will on average have drivers paying $281 per month and $3,372 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 54% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Oklahoma?

Insuring a motorist with a DUI in Oklahoma is a high-risk endeavor. That's why your rates increase after a DUI conviction. Insurance companies have to make up for the claims you have already made or will possibly make in the future.

Oklahoma has some of the lowest rates in the country for car insurance after a DUI. That's not to say that things will be cheap. The difference between what you pay before and after a DUI in Oklahoma is $98.56. It's an increase of over 54 percent. Ultimately, the price you pay in insurance after a DUI in this state averages out to $280.56.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$182$28154.40%

What Are the Average Car Insurance Prices After a DUI in Oklahoma?

No one expects to come home from a day on the road and see their insurance premiums increase. But, in the case of a DUI, that's precisely what happens. Though Oklahoma is relatively low on the list at 43rd most expensive state for DUI insurance, drivers will still experience elevated rates in this state.

Average premiums for drivers with a DUI in Oklahoma amount to $280.56. Drivers without a DUI pay an average of $182. Though the price you find post-DUI may be different, it's good to keep these averages in mind when you're shopping so you know when you hit on a good rate.

Oklahoma After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$28143rd

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How Long Is the Lookback Period for a DUI in Oklahoma?

Although "forgive and forget" is a popular mantra, it doesn't apply to having a DUI in this state. Oklahoma punishes DUIs according to how many you have and for how long. For courts to know how to penalize you, they established a lookback period. The lookback period in Oklahoma is 10 years.

Upon sentencing, any DUIs you've accrued within 10 years count. If you have a DUI today and another 11 years later, today's DUI doesn't count for sentencing purposes.

Oklahoma DUI Penalties

Though every state is different when it comes to punishing a DUI, jail time, fines, and license suspension are always included. The severity of the penalties increases with each offense.
First-time offenders face 10 days to one year in jail, up to $1,000 in fines, and a 180-day license suspension. Beginning in 2019, first-time offenders whose blood alcohol content exceeds.15 may be required to install an ignition interlock system in their vehicle.

Top Auto Insurance Companies

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FAQs - Oklahoma Car Insurance

  • Why is car insurance so expensive in Oklahoma?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Oklahoma?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Oklahoma. Insurify analyzed the latest data for the five most populous cities in Oklahoma to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Oklahoma?

    The way to find the carrier with the best auto insurance ratings in Oklahoma and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Oklahoma?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

John Leach
Edited byJohn LeachInsurance Content Editor at Insurify
Photo of an Insurify author
John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber BenkaLicensed Insurance Agent
Icon of a woman
Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.