Cheap DUI Car Insurance in Oklahoma:
Costs and Quotes (2021)

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Best DUI Insurance Companies in Oklahoma (2021)

For drivers with a DUI or DWI offense in Oklahoma, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Oklahoma. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Oklahoma.

DUI Car Insurance Costs in Oklahoma

In Oklahoma, a DUI or DWI offense will on average have drivers paying $281 per month and $3,372 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 54% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

$182
$281
Avg. Monthly Cost - No ViolationAvg. Monthly Cost - After DUI
$99 ▴Monthly Impact of DUI on Rates
54.40% ▴Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Oklahoma?

Insuring a motorist with a DUI in Oklahoma is a high-risk endeavor. That's why your rates increase after a DUI conviction. Insurance companies have to make up for the claims you have already made or will possibly make in the future.

Oklahoma has some of the lowest rates in the country for car insurance after a DUI. That's not to say that things will be cheap. The difference between what you pay before and after a DUI in Oklahoma is $98.56. It's an increase of over 54 percent. Ultimately, the price you pay in insurance after a DUI in this state averages out to $280.56.

Average Percent Increase After DUI
$182$28154.40%

What Are the Average Car Insurance Prices After a DUI in Oklahoma?

No one expects to come home from a day on the road and see their insurance premiums increase. But, in the case of a DUI, that's precisely what happens. Though Oklahoma is relatively low on the list at 43rd most expensive state for DUI insurance, drivers will still experience elevated rates in this state.

Average premiums for drivers with a DUI in Oklahoma amount to $280.56. Drivers without a DUI pay an average of $182. Though the price you find post-DUI may be different, it's good to keep these averages in mind when you're shopping so you know when you hit on a good rate.

Most Expensive State for DUI (1-50)
$28143rd

How Long Is the Lookback Period for a DUI in Oklahoma?

Although "forgive and forget" is a popular mantra, it doesn't apply to having a DUI in this state. Oklahoma punishes DUIs according to how many you have and for how long. For courts to know how to penalize you, they established a lookback period. The lookback period in Oklahoma is 10 years.

Upon sentencing, any DUIs you've accrued within 10 years count. If you have a DUI today and another 11 years later, today's DUI doesn't count for sentencing purposes.

Oklahoma DUI Penalties

Though every state is different when it comes to punishing a DUI, jail time, fines, and license suspension are always included. The severity of the penalties increases with each offense.

First-time offenders face 10 days to one year in jail, up to $1,000 in fines, and a 180-day license suspension. Beginning in 2019, first-time offenders whose blood alcohol content exceeds .15 may be required to install an ignition interlock system in their vehicle.

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Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.