Cheap Auto Insurance Quotes in Westerville, OH (2021)

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Car Insurance in Westerville, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Westerville, OH to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$80
$84
$89
$109
$110
National GeneralClearcoverTravelersElephantNationwide
Monthly $

Cheapest Car Insurance in Westerville, OH

Here are the cheapest carriers in Westerville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$120
$100
$122
$124
$113
$142
OhioColumbusClevelandCincinnatiToledoWesterville
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Westerville, OH Driving Facts

ohio

Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.

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Insurify Insights: How Westerville Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Westerville, OH
suspended licenses
#35
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Westerville drivers measure up to their fellow Ohio motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Westerville

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Westerville drivers rank 13 in the number of car accidents per driver across all cities in Ohio.

  • Rank within state: #13
  • Percent of drivers in Westerville with an accident: 14.05%
  • Drivers in Westerville, OH with an accident in their driving history paid on average 32.33% more than drivers with a clean record

Speeding Westerville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Ohio, Westerville drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Westerville with a speeding ticket: 14.05%
  • Drivers in Westerville, OH with a speeding ticket in their driving history paid on average 18.05% more than drivers with a clean record

DUI/DWIs Westerville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Westerville drivers rank 13 in the number of DUI’s per driver across all cities in Ohio.

  • Rank within state: #13
  • Percent of drivers in Westerville with a DUI: 3.27%
  • Drivers in Westerville, OH with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Westerville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Westerville is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.