Cheap Auto Insurance Quotes in Lakewood, OH (2021)

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Car Insurance in Lakewood, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lakewood, OH to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Lakewood, OH

Here are the cheapest carriers in Lakewood for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Lakewood, OH Driving Facts


Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.

Find local Lakewood agents

Rathweg Insurance Associates, Inc. 
2212 S Patterson Blvd., Dayton, OH 45409
Ward Insurance Agency, Inc. 
3481 Office Park Dr #202, Kettering, OH 45439-2220
Robert K. Jones Insurance Agency 
3085 Woodman Dr Ste 360, Kettering, OH 45420
William E. Stephens Insurance Agency, Inc. 
51 Park Ave, Oakwood, OH 45419-3427
Back & Associates Insurance Agency, Inc. 
453 Patterson Rd , Dayton, OH 45419
Insurance Works LLC 
2810 Wayne Ave, Dayton, OH 45420-1837
Wagner Insurance Agency Inc. 
1050 S Main St., Dayton, OH 45409
American Financial Planners Insurance LLC 
2142 S. Smithville Road, Dayton, OH 45420-2802
Knerr Insurance Agency 
3481 Office Park Dr, Dayton, OH 45439-2299
Potomac Insurance LLC dba Potomac Insurance Agency 
3017 Sudbury Dr, Suite B, Dayton, OH 45420-1128

Insurify Insights: How Lakewood Drivers Measure Up

Honda Accord
Most Popular Car in
Lakewood, OH
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Lakewood drivers measure up to their fellow Ohio motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Lakewood

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Lakewood is the Honda Accord.

DUI/DWIs Lakewood

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Lakewood drivers rank 7 in the number of DUI’s per driver across all cities in Ohio.

  • Rank within state: #7
  • Percent of drivers in Lakewood with a DUI: %
  • Drivers in Lakewood, OH with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Lakewood

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Ohio, Lakewood drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Lakewood with a speeding ticket: %
  • Drivers in Lakewood, OH with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.