Cheap Auto Insurance Quotes in Elyria, OH (2021)

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Car Insurance in Elyria, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Elyria, OH to find you the cheapest quotes in the area.

$31
$60
$61
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$116
ProgressiveAllstateState FarmTravelersNationwide

Cheapest Car Insurance in Elyria

Here are the cheapest carriers in Elyria for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$108
$100
$122
$124
$113
$79
OhioColumbusClevelandCincinnatiToledoElyria

Click here to learn about car insurance quotes and save on your current policy.

Elyria, OH Driving Facts

ohio

Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.

Insurify Insights: How Elyria Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Elyria, OH
suspended licenses
#43
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Elyria drivers measure up to their fellow Ohio motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Elyria

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Elyria drivers rank 1 in the number of car accidents per driver across all cities in Ohio.

  • Rank within state: #1
  • Percent of drivers in Elyria with an accident: 17.39%
  • Drivers in Elyria, OH with an accident in their driving history paid on average 38.98% more than drivers with a clean record

Speeding Elyria

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Ohio, Elyria drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Elyria with a speeding ticket: 18.84%
  • Drivers in Elyria, OH with a speeding ticket in their driving history paid on average 43.22% more than drivers with a clean record

DUI/DWIs Elyria

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Elyria drivers rank 2 in the number of DUI’s per driver across all cities in Ohio.

  • Rank within state: #2
  • Percent of drivers in Elyria with a DUI: 5.51%
  • Drivers in Elyria, OH with a DUI in their driving history paid on average -86.44% more than drivers with a clean record

Most Popular Vehicle Elyria

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Elyria is the Chevrolet Malibu.

Hybrid/Electric Vehicle Ownership Elyria

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Elyria drivers rank 14 in hybrid and electric vehicle ownership across all cities in Ohio.

  • Rank within state: #14
  • Percent of drivers in Elyria with a hybrid/electric vehicle: 0.49%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.