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Temporary Car Insurance in New Hampshire (With Quotes)

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Doug Shaffer

By: Doug Shaffer

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Cheapest Companies for Temporary Car Insurance New Hampshire (2022)

For drivers looking for temporary insurance in New Hampshire, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in New Hampshire. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in New Hampshire.

CarrierAvg. Monthly Cost
Midvale$117
Travelers$126
Safeco$147
Nationwide$179
The General$197

What Is Temporary Car Insurance and How to Get It in New Hampshire?

With auto insurance being mandatory for anyone operating a vehicle in New Hampshire, there are several options to choose from. Most insurance companies will offer a wide range of coverages but will normally only have temporary and full-year plans. The temporary car insurance policies are usually six-month terms and provide flexibility for drivers.

In most instances, temporary car insurance is more affordable and can be a great option for drivers who don’t need coverage all year round. For example, students typically don’t need coverage if they won’t be using their vehicle while at college. Instead, they can get a temporary plan to provide coverage while at home.

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What Are the Average Short-Term Car Insurance Rates in New Hampshire?

The average short-term car insurance rates in New Hampshire are lower than in many states across the country. In fact, drivers only pay around $174 for coverage and $1,047 for a six-month policy. This is about $700 less than what drivers have to pay in states like New York.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy Total Cost of 6 Month, Short-Term Policy
6 months$174$1,047

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in New Hampshire?

A six-month temporary auto insurance plan provides several benefits for drivers, mainly in the form of price savings. Since the plan only lasts half a year, drivers are able to shop around for multiple quotes until they find an affordable option. It also allows for flexibility in how long you have to pay for coverage. Some companies will even let you cancel the plan early.

Another major benefit of the temporary plans is that they can be a good way to boost your driving profile if you have had violations in the past. By maintaining a clean record and making payments on time, you can make it so that insurance companies are more likely to offer you better rates. To see if you qualify for a lower auto insurance rate, try out the Insurify comparison tool.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in New Hampshire within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in New Hampshire

Insurance prices and policies can vary significantly between companies, and a state like New Hampshire draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - New Hampshire Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county New Hampshire. Insurify analyzed the latest data for the five most populous cities in New Hampshire to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in New Hampshire and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Doug Shaffer
Doug Shaffer

Content Writer at Insurify

Doug Shaffer is an insurance writer for Insurify. He has had the opportunity to write for several large, national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. Even though he enjoys writing for most product lines, he loves auto insurance the most. During the moments he manages to break away from the keyboard, he can be found spending time with his family.

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