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Cheap Auto Insurance Quotes in Salem, NH (2022)

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Why you can trust Insurify

Insurify is America's highest-rated insurance comparison platform. We partner with the nation's top insurance companies and are licensed as an agent in all 50 states. However, the insurance experts writing our content operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 satisfied customers, our data methodology, and our editorial standards.
Olivia Oksenhorn
Written by
Olivia Oksenhorn
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Written by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Tanveen Vohra
Edited by
Tanveen Vohra
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Edited by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Amber Benka
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Amber Benka
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Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated August 31, 2022

Car Insurance in Salem, NH

The average cost of New Hampshire car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Salem, NH to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Salem is $144 per month, or $1728 annually.

  • Car insurance in Salem is $11 more than the average cost of car insurance in New Hampshire.

  • The cheapest car insurance provider in Salem on average is Midvale Home & Auto, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

GEICO
$86
American Family
$104
Travelers
$110
Progressive
$111
The General
$152

See More:

Cheapest Car Insurance in Salem, NH

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Insurance Provider in SalemQuotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
GEICO$86 /mo
American Family$104 /mo
Travelers$110 /mo
Progressive$111 /mo
The General$152 /mo

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Average Car Insurance Cost

New Hampshire Cities
Manchester$114/mo
Nashua$133/mo
Concord$101/mo
Dover$101/mo
Salem$123/mo
New Hampshire$114/mo
Concord
$101
Dover
$101
Average for NH
$114
Manchester
$114
Salem
$123
Nashua
$133

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in New Hampshire

In the state of New Hampshire, liability insurance is not mandatory. The state requires drivers to pay for any injury or property damage arising from their vehicles. To avoid legal repercussions of an unexpected accident, it is recommended that New Hampshire drivers purchase insurance just in case.

If New Hampshire[1] residents do decide to purchase car insurance, the minimum limits are:

  • $25,000 per person for bodily injury

  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. New Hampshire is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $1,000 per accident for Medical Payments Coverage

Similar to PIP coverage, Medical Payments Coverage will cover the policyholder for medical payments they incur in the event of an accident..

  • $25,000 per accident for uninsured/underinsured motorists

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In New Hampshire, your uninsured and underinsured coverage must match your current liability coverage.

Find local Salem agents

  • Santo Insurance & Financial Services, Inc

    224 Main St,
    Ste 2A, Salem, NH 03079-3174
  • Santo Insurance & Financial Services, Inc.

    224 Main Street,
    Suite 3C, Salem, NH 03079
  • Insurance Express 

    221 N Broadway,
    Salem, NH 03079-2129
  • Insurance Express.Com, Inc. 

    221 N Broadway,
    Salem, NH 03079-2129
  • AAA Northeast Insurance Agency Inc 

    489 South Broadway,
    salem, NH 03079
  • Matt Surgento: Allstate Insurance

    385 S Broadway Ste C,
    Salem, NH 03079
  • Mary Logue: Allstate Insurance

    55 S Broadway,
    Salem, NH 03079
  • Liberty Mutual Insurance

    25 Pelham Rd Ste 101,
    Salem, NH 03079
  • Dave Newman - State Farm Insurance Agent

    220 N Broadway,
    Salem, NH 03079
  • Plan Right Insurance

    224 Main St Ste 2a,
    Salem, NH 03079
View more

FAQs - Salem, NH Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.

  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Sources

  1. New Hampshire Insurance Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
Olivia Oksenhorn
Written by
Olivia Oksenhorn
Linkedin

Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

Learn More
Tanveen Vohra
Edited by
Tanveen Vohra
Linkedin

Editorial Manager

Photo of an Insurify author
Edited by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Amber Benka
Reviewed by
Amber Benka

Licensed Insurance Agent

Icon of a woman
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.