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Cheap Auto Insurance Quotes in Salem, NH (2023)
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Car Insurance in Salem, NH
The average cost of New Hampshire car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Salem, NH to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Salem is $144 per month, or $1728 annually.
Car insurance in Salem is $11 more than the average cost of car insurance in New Hampshire.
The cheapest car insurance provider in Salem on average is Midvale Home & Auto, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Car Insurance in Salem, NH
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Salem | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| GEICO | $86 /mo |
| American Family | $104 /mo |
| Travelers | $110 /mo |
| Progressive | $111 /mo |
| The General | $152 /mo |
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Average Car Insurance Cost
| New Hampshire Cities | |
|---|---|
| Manchester | $114/mo |
| Nashua | $133/mo |
| Concord | $101/mo |
| Dover | $101/mo |
| Salem | $123/mo |
| New Hampshire | $114/mo |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in New Hampshire
In the state of New Hampshire, liability insurance is not mandatory. The state requires drivers to pay for any injury or property damage arising from their vehicles. To avoid legal repercussions of an unexpected accident, it is recommended that New Hampshire drivers purchase insurance just in case.
If New Hampshire[1] residents do decide to purchase car insurance, the minimum limits are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. New Hampshire is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$1,000 per accident for Medical Payments Coverage
Similar to PIP coverage, Medical Payments Coverage will cover the policyholder for medical payments they incur in the event of an accident..
$25,000 per accident for uninsured/underinsured motorists
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In New Hampshire, your uninsured and underinsured coverage must match your current liability coverage.
Find local Salem agents
Santo Insurance & Financial Services, Inc
224 Main St,
Ste 2A, Salem, NH 03079-3174Santo Insurance & Financial Services, Inc.
224 Main Street,
Suite 3C, Salem, NH 03079Insurance Express
221 N Broadway,
Salem, NH 03079-2129Insurance Express.Com, Inc.
221 N Broadway,
Salem, NH 03079-2129AAA Northeast Insurance Agency Inc
489 South Broadway,
salem, NH 03079Matt Surgento: Allstate Insurance
385 S Broadway Ste C,
Salem, NH 03079Mary Logue: Allstate Insurance
55 S Broadway,
Salem, NH 03079Liberty Mutual Insurance
25 Pelham Rd Ste 101,
Salem, NH 03079Dave Newman - State Farm Insurance Agent
220 N Broadway,
Salem, NH 03079Plan Right Insurance
224 Main St Ste 2a,
Salem, NH 03079
For more detailed New Hampshire city level guides, check out these below.
FAQs - Salem, NH Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- New Hampshire Insurance Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
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