Cheapest Car Insurance Quotes in Nevada

COUNTRY Financial offers the cheapest auto policies in Nevada, with average monthly rates of $54 for liability insurance. Compare real car insurance quotes from top companies in Nevada. No calls, no spam, and you can buy online with help from our licensed agents.

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Cheapest recent car insurance quotes in Nevada

Drivers using Insurify have found quotes as cheap as $51/mo for liability only and $96/mo for full coverage in Nevada.

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Anna Baluch
Written byAnna Baluch
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Anna BaluchAuto and Home Insurance Writer
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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Edited byChris Schafer
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Reviewed byMark Friedlander
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Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
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  • Impartial, independent expert

As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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Data reviewed byKonstantin Halachev
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Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Cheapest car insurance quotes in Nevada

Nevada drivers pay average monthly car insurance premiums of $155 for liability-only insurance and $243 for full coverage.

These rates are higher than the national average, possibly due to the local traffic congestion that leads to more frequent and severe accidents.[1]

Here, you can see the cheapest insurer in Nevada for several driver categories.

Driver Category
sort ascsort desc
Cheapest Insurance Company in Nevada
sort ascsort desc
Cheapest Monthly Quote in NV
sort ascsort desc
OverallCOUNTRY Financial$54
State minimum coverageCOUNTRY Financial$54
Full coverageCOUNTRY Financial$79
Drivers with a clean recordCOUNTRY Financial$54
After a speeding ticketCOUNTRY Financial$73
After an at-fault accidentCOUNTRY Financial$72
After a DUICOUNTRY Financial$72
Teen/new driversCOUNTRY Financial$83
SeniorsCOUNTRY Financial$43
Bad creditCOUNTRY Financial$62
Disclaimer: Table data is based on real-time Nevada quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Cheapest liability-only car insurance in Nevada: COUNTRY Financial

Required by Nevada law, liability coverage helps pay for the other party’s property damage and injuries after you cause an accident. It doesn’t cover your own vehicle and medical bills. COUNTRY Financial and State Farm provide some of the cheapest liability policies in Nevada.

Below is a look at the most affordable liability-only premiums in the Silver State.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$54
State Farm$79
Just Pay-Per-Mile$105
USAA$111
Allstate$142
Sun Coast$151
Mercury$154
Mendota$178
Safeco$181
Progressive$184
GEICO$185
Trexis$188
Root$190
Direct Auto$191
Just Unlimited$201
Farmers$222
Nationwide$228
Liberty Mutual$233
Liberty Mutual$233
Bristol West$251
Travelers$265
American Family$271
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Agent Tip: Does liability-only coverage offer enough protection?

Brett Clendenen

Brett Clendenen

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Sales Manager at Insurify, Insurify

Liability-only insurance in Nevada is enough to drive legally. But it generally doesn’t offer enough coverage to protect you from the perils you could face. If you have a newer vehicle or you can’t afford to replace your current one, you should consider full-coverage car insurance.

Cheapest full-coverage car insurance in Nevada: COUNTRY Financial

For additional protection on the road, many Nevada residents invest in full-coverage auto insurance, which typically includes liability, collision, and comprehensive coverages.

Nevadans pay significantly more for full-coverage policies than the national average of $183 per month.

This data shows the lowest full-coverage auto insurance rates in Nevada.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$79
State Farm$115
Just Pay-Per-Mile$152
USAA$161
Allstate$206
Safeco$206
Progressive$219
Mercury$228
GEICO$245
Sun Coast$258
Root$267
Liberty Mutual$284
Liberty Mutual$284
Just Unlimited$303
Mendota$309
Direct Auto$322
Farmers$322
Nationwide$332
Trexis$380
Travelers$386
American Family$395
Bristol West$403
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest recent car insurance quotes in Nevada

Drivers using Insurify have found quotes as cheap as $54/mo for liability only and $79/mo for full coverage in Drivers using Insurify have found quotes as cheap as $54/mo for liability only and $79/mo for full coverage in ..

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 7, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Insurify Car: Flexible car insurance for Nevada drivers

If you’re looking for a flexible car insurance option in Nevada, consider Insurify Car. Unlike traditional auto insurance plans with six-month terms, Insurify Car lets you secure and pay for coverage in seven-day increments. You can set a cancellation date of your choosing or let your policy roll over from week to week.

Insurify Car may be a solid choice if you’re visiting Nevada and need short-term coverage, or you simply don’t want to spend money on car insurance you don’t need. It might also make sense if you like the idea of paying for your policy in small, manageable weekly payments. For further details, check out our Insurify Car informational page.

Best cheap car insurance companies in Nevada

Fortunately, many car insurance companies serve drivers in Nevada. To make your search for the ideal insurer a bit easier, here are the best car insurance companies in Nevada based on Insurify research.

COUNTRY Financial: Best for cheap rates in Nevada

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$79/mo
4.0
Best choiceBased on 65 verified driver reviews and ratings
Country Financial's score
Industry average
Coverage options3.93.2
Customer service3.43.6
Discounts3.52.9
Policy transparency3.83.1
Value3.22.9
How drivers feel about Country Financial

Customers appreciate the prompt claims service and personal touch but are frustrated by the constant rate increases and lack of discounts.

AI-generated from the text of verified reviews collected by Insurify

Best For
Cheap rates
Good claims process
High customer satisfaction
Showing recent national reviewsSee all 35 Country Financial reviews
Luke
Verified Review
Country Financial
For years, they were the best we could find, then the rates skyrocketed from $800/month to $1800/month. Typical greedy insurance.
Tracy
Verified Review
Insurance Experience
It's good insurance, but I'm over 55, own my vehicle, and have been with them for many years, yet my policy has never gone down. It just steadily rises. I even drive less than 20 miles a day. It seems like you pay and pay and pay, and I never get anything out of it. Like with most insurance companies, you may never use it, and you've paid all this money. It's frustrating paying for something you don't get anything out of.
Teresa
Verified Review
Getting too pricey
The experience has been good; the exception is the constant percentage increases. They are pricing me out of their services because I can purchase comparable coverage for less (and we are “bundled” with autos, home, and liability). I believe I will be changing my auto insurance as I find comparable coverage for $230/6 months for less.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

For the best deal on auto insurance coverage in Nevada, COUNTRY Financial is worth exploring. In addition to affordable rates, the car insurance company advertises a variety of discounts, such as a multi-car discount and defensive driver discount. You may also save up to 25% through the DriverIQ telematics program.

Pros
  • Offers windshield replacement coverage

  • Local agents in Nevada

  • A+ (Superior) rating from AM Best

Cons
  • Not rated by J.D. Power for customer satisfaction

  • Must finalize coverage through an agent

  • No rideshare insurance

State Farm: Best for teen drivers in Nevada

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$79/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo
4.0
Best choiceBased on 16,800 verified driver reviews and ratings
State Farm's score
Industry average
Coverage options4.13.2
Customer service4.33.6
Discounts3.92.9
Policy transparency3.83.1
Value3.72.9
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For
Customer service
Competitive rates
Discounts for safe drivers
Showing 38 reviews from Nevada driversSee all 7,345 State Farm reviews
Rid
Verified Review
Truth
The rates are high compared to other companies.
Mark
Verified Review
Moderately happy customer.
My questions were answered. The rate is high. When I had a claim regarding the "at fault" other person, the agent said, "They're a good company. Do you want to deal with them yourself?" I asked, "Why am I paying you?" Maybe it was just that particular agent, but it seemed a bit lazy. I was able to have payments drafted from my bank, which always kept me current. I liked that.
Michael
Verified Review
Excellent
My premium has gone down since I first joined State Farm.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
646
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

About 21% of Nevada’s residents are younger than 18, according to data from the U.S. Census Bureau.[2] If you’re a teen or young driver in the Silver State, State Farm can be a good choice for car insurance. Designed for drivers younger than 25, the company’s Steer Clear program may help you improve your confidence behind the wheel and land a discount.

Pros
  • Teen-specific discounts, like a good student discount

  • Highly rated mobile app

  • Above-average J.D. Power customer satisfaction rating in the Southwest

Cons
  • Poor Trustpilot rating

  • No accident forgiveness

  • Not rated by the Better Business Bureau (BBB)

Progressive: Best for rideshare drivers in Nevada

JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
614
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.7 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$184/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$219/mo
How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For
Competitive rates
Easy buying process
Telematics program
Showing 37 reviews from Nevada driversSee all 8,310 Progressive reviews
Paula
Verified Review
Too Expensive
$90 more than USAA.
Theodore
Verified Review
Not worth it
I have Progressive, and they tripled my new quote in a different state.
Vicki
Verified Review
Best Auto Insurance
Progressive Insurance has been a positive experience in every aspect. Good rates, never have to wait long on the phone. I did get quotes at other places, but Progressive held true with the best prices.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
614
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Las Vegas attracts about 40 million visitors per year, making rideshare services popular in Nevada. If you drive for Uber or another rideshare company, Progressive car insurance might make sense. The insurer offers rideshare coverage that applies when you’re logged into your rideshare app.

Pros
  • Variety of car insurance discounts

  • Offers unique add-ons, like pet injury coverage

  • Multiple accident forgiveness options

Cons
  • Below-average J.D. Power customer satisfaction rating in the Southwest

  • Rates can increase with Snapshot telematics program

  • Not the cheapest insurer in Nevada

How car insurance costs in Nevada have changed

Most states saw car insurance premiums decline in 2025. Unfortunately, Nevada was an exception for several reasons.

Nevada is the second-most urbanized state, placing residents at a higher risk for accidents. The state also has the third-highest vehicle theft rate and the fifth-highest average DUI arrest rate. For 2026, Insurify projects car insurance costs in Nevada will climb another 1.7%.

Average car insurance costs in Nevada over time

This table highlights car insurance rates in Nevada over the last five years.

Average Nevada Car Insurance Rates Over the Past Five Years

State Name
2021-03
2021-04
2021-05
2021-06
2021-07
2021-08
2021-09
2021-10
2021-11
2021-12
2022-01
2022-02
2022-03
2022-04
2022-05
2022-06
2022-07
2022-08
2022-09
2022-10
2022-11
2022-12
2023-01
2023-02
2023-03
2023-04
2023-05
2023-06
2023-07
2023-08
2023-09
2023-10
2023-11
2023-12
2024-01
2024-02
2024-03
2024-04
2024-05
2024-06
2024-07
2024-08
2024-09
2024-10
2024-11
2024-12
2025-01
2025-02
2025-03
2025-04
2025-05
2025-06
2025-07
2025-08
2025-09
2025-10
2025-11
2025-12
2026-01
2026-02
2026-03
Nevada2,2732,2802,1772,1852,2072,2212,2172,2202,2142,2172,2172,2142,1922,1682,1642,1672,1782,1742,1772,1712,1772,1882,1932,2572,3442,3902,4952,5572,5842,6132,6592,6872,7282,7422,7882,8452,9233,0433,1213,1443,1333,0592,9772,9402,8952,8722,9182,9452,9773,0233,0462,9802,9432,9392,9442,9212,9062,9262,9302,9502,982
United States1,5691,5601,5571,5531,5551,5591,5591,5641,5671,5691,5701,5731,5801,5941,6041,6091,6141,6201,6271,6341,6421,6531,6671,6901,7211,7591,8031,8511,8881,9201,9581,9852,0072,0372,0772,1292,1952,2412,3012,3422,3692,3902,3862,3732,3702,3612,3492,3642,3662,3662,3552,3412,3182,2862,2572,2282,2152,2222,2232,2242,233

Compare Nevada Car Insurance Quotes

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Nevada car insurance requirements

Drivers in the Silver State must carry liability auto insurance that meets or exceeds the minimum car insurance requirements in Nevada.[3] These requirements include:

Coverage Type
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Nevada Requirement
sort ascsort desc
Bodily injury$25,000 per person / $50,000 per accident
Property damage$20,000

You’ll need to show proof of liability coverage when you register your vehicle, and you’ll need to carry your information with you while driving.

Car insurance rates across Nevada cities

Due to traffic congestion and a greater risk of accidents, car insurance premiums are more expensive in Las Vegas and North Las Vegas than in Pahrump and Reno.

Here’s a look at auto insurance rates across different cities in Nevada.

City
sort ascsort desc
Average Monthly Quote
sort ascsort desc
Henderson$200
Las Vegas$240
North Las Vegas$238
Pahrump$162
Reno$138
Disclaimer: Table data is based on real-time Nevada quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Car insurance quotes in Nevada for drivers with a clean record: COUNTRY Financial

The cheapest car insurance companies for Nevada drivers with a clean record are COUNTRY Financial and State Farm.

Below, you’ll find the most affordable auto insurance coverage for Nevadans with clean records.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$52
State Farm$76
Just Pay-Per-Mile$107
USAA$107
Allstate$141
Mercury$152
Sun Coast$153
Mendota$181
GEICO$184
Direct Auto$185
Progressive$187
Root$191
Trexis$191
Safeco$195
Just Unlimited$204
Farmers$211
Nationwide$216
Liberty Mutual$245
Liberty Mutual$245
Bristol West$245
Travelers$257
American Family$267
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest car insurance in Nevada for drivers with a speeding ticket: COUNTRY Financial

Per Nevada law, drivers who accumulate 12 or more points for speeding within a 12-month time period face a six-month license suspension. You’l receive a letter in the mail before your license is suspended, and you may attend a hearing if you wish.[4]

Nevada residents with speeding tickets pay an average of $189 per month for a liability-only auto insurance policy.

Here, you can see the cheapest premiums for drivers with a speeding ticket in Nevada.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$73
State Farm$99
Just Pay-Per-Mile$128
USAA$142
Allstate$183
Sun Coast$185
Mercury$211
Mendota$218
Progressive$225
Trexis$230
Safeco$235
Direct Auto$237
GEICO$239
Just Unlimited$246
Root$250
Farmers$281
Nationwide$292
Liberty Mutual$293
Liberty Mutual$293
Bristol West$313
Travelers$340
American Family$347
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Affordable car insurance in Nevada with an at-fault accident: COUNTRY Financial

Nevada had 381 traffic fatalities in 2025, down 420 in 2024, according to the Nevada Office of Traffic Safety’s 2025 Statewide Fatal Report.

People in Nevada with at-fault accidents in their driving history pay average liability-only car insurance costs of $195 per month.

Below is an overview of the lowest auto insurance rates in Nevada for drivers with an at-fault accident.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$72
State Farm$102
Just Pay-Per-Mile$132
USAA$145
Allstate$186
Sun Coast$190
Mendota$224
Mercury$225
Progressive$231
Trexis$236
GEICO$236
Safeco$246
Root$249
Just Unlimited$253
Direct Auto$254
Farmers$289
Nationwide$300
Liberty Mutual$302
Liberty Mutual$302
Bristol West$323
Travelers$349
American Family$355
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheap car insurance quotes for Nevada drivers with a DUI: COUNTRY Financial

Even a first-time DUI offense in Nevada comes with serious penalties, including community service or jail time between two days and six months, fines of up to $1,000, and a license revocation.[5] A third-time DUI is considered a felony and involves one to six years in jail and fines of up to $5,000.[6]

Nevadans with a DUI conviction can find the most affordable car insurance coverage through COUNTRY Financial and State Farm.

Here are the cheapest auto insurance companies for Nevada residents with a DUI on their driving record.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$72
State Farm$107
Just Pay-Per-Mile$134
USAA$151
Sun Coast$193
Allstate$193
Mercury$221
Mendota$227
Progressive$235
Trexis$240
GEICO$249
Just Unlimited$256
Direct Auto$259
Root$260
Safeco$261
Farmers$302
Nationwide$310
Liberty Mutual$316
Liberty Mutual$316
Bristol West$341
Travelers$360
American Family$368
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an SR-22 in Nevada: COUNTRY Financial

In Nevada, you’ll need an SR-22 if you’ve had a lapse in your liability car insurance coverage for 91 days or more.[3]

An SR-22 might also be required if you have to reinstate your license or register your vehicle following a lapse or suspension due to lack of insurance. If you do need an SR-22, you’ll need to keep it on file for at least three years.

Nevada residents who are required to drive with an SR-22 spend an average of $189 per month on a liability-only auto policy.

Below, you’ll find the most affordable car insurance quotes in Nevada with an SR-22.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$66
State Farm$96
Just Pay-Per-Mile$128
USAA$135
Allstate$173
Sun Coast$184
Mercury$188
Mendota$217
Safeco$221
Progressive$224
GEICO$225
Trexis$229
Root$232
Direct Auto$233
Just Unlimited$245
Farmers$271
Nationwide$278
Liberty Mutual$284
Liberty Mutual$284
Bristol West$306
Travelers$323
American Family$330
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Find Affordable Car Insurance in Nevada

Liability rates for high-risk drivers start at $69 per month

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Cheapest car insurance for teen drivers in Nevada: COUNTRY Financial

Nevada laws require teen drivers to be at least 16 to get behind the wheel on their own. But they can apply for a learner’s permit at 15 and a half and will need to pass the vision and written exams to receive it.

While they’re behind the wheel with a permit, Nevada teens must be supervised by a licensed driver who is at least 21 and has one year or more of driving experience.[7]

Here’s a look at the lowest auto insurance premiums for teens and young drivers in Nevada.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$83
State Farm$148
Just Pay-Per-Mile$175
USAA$197
Sun Coast$252
Mercury$270
Allstate$271
Mendota$297
Progressive$307
Trexis$314
Root$317
GEICO$322
Just Unlimited$336
Safeco$354
Direct Auto$357
Liberty Mutual$392
Liberty Mutual$392
Bristol West$428
Farmers$428
Nationwide$429
American Family$495
Travelers$534
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheap car insurance quotes in Nevada for senior drivers: COUNTRY Financial

Residents 65 and older make up 17.6% of Nevada’s population, according to data from the U.S. Census Bureau.

Senior drivers in Nevada pay an average of $131 per month for a liability car insurance policy.

This table shows the most affordable auto insurance companies for Nevadans older than 60.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$43
State Farm$61
Just Pay-Per-Mile$89
USAA$89
Allstate$114
Mercury$121
Sun Coast$128
GEICO$146
Mendota$151
Direct Auto$155
Progressive$156
Safeco$157
Root$158
Trexis$159
Just Unlimited$170
Nationwide$173
Farmers$174
Liberty Mutual$192
Liberty Mutual$192
Bristol West$207
Travelers$210
American Family$214
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Nevada car insurance quotes with bad credit: COUNTRY Financial

Like many other states, Nevada allows car insurers to consider your credit history when setting premiums.

Residents with bad credit can secure the cheapest car insurance through COUNTRY Financial and State Farm. Both offer rates below the state’s monthly average of $178 for liability coverage.

Below, you’ll find the most affordable auto insurance options for Nevada residents with bad credit.

The below rates in Nevada are estimated rates current as of: Sunday, April 5 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
COUNTRY Financial$62
State Farm$110
Just Pay-Per-Mile$121
USAA$130
Allstate$168
Sun Coast$174
Mercury$181
Mendota$205
Progressive$211
Safeco$215
Trexis$216
GEICO$219
Root$225
Direct Auto$226
Just Unlimited$231
Farmers$263
Liberty Mutual$268
Liberty Mutual$268
Nationwide$270
Bristol West$298
American Family$312
Travelers$314
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Compare Nevada Car Insurance Quotes

Liability rates for high-risk drivers average $189 per month

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Nevada car insurance FAQs

If you still have questions about shopping for car insurance in Nevada, the answers below can help as you research policies and coverage options.

  • What’s the cheapest car insurance in Nevada?

    COUNTRY Financial has the cheapest car insurance in Nevada, according to Insurify data, with an average monthly premium of $54 for a liability policy.

  • Is $100 per month normal for car insurance in Nevada?

    A premium of $100 per month is on the more affordable side in Nevada, where the average monthly premiums are $155 for liability coverage and $243 for full coverage. The rate you pay will depend on several factors, including your age, driving history, vehicle type, gender, and more.

  • How can you lower your car insurance in Nevada?

    You can lower your car insurance bill in Nevada by driving safely, raising your deductible, improving your credit, and more.

  • Why is Nevada car insurance so high?

    Car insurance rates are high in Nevada because the state has a higher risk of accidents, as well as rates of vehicle theft and DUI, that are all well above the national average.

  • Do you need full auto insurance coverage in Nevada?

    You aren’t required to carry full-coverage car insurance in Nevada. But you may want to if you’re still making payments on your vehicle or couldn’t afford to replace it if it were totaled.

Sources

  1. Nevada Division of Insurance. "Auto Insurance FAQs."
  2. United States Census Bureau. "Quick Facts Nevada."
  3. Nevada Department of Motor Vehicles. "Insurance."
  4. Nevada Department of Motor Vehicles. "Demerit Point System."
  5. Nevada Department of Motor Vehicles. "DUI Laws."
  6. Justia U.S. Law. "2024 Nevada Revised Statutes Chapter 484C - Driving Under the Influence of Alcohol or a Prohibited Substance."
  7. Nevada Department of Motor Vehicles. "Nevada Teen Driving."

Methodology

Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Anna Baluch
Written byAnna BaluchAuto and Home Insurance Writer
Photo of an Insurify author
Anna BaluchAuto and Home Insurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

Chris Schafer
Edited byChris SchaferDeputy Managing Editor, News and Marketing Content
Chris Schafer
Chris SchaferDeputy Managing Editor, News and Marketing Content
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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Mark Friedlander
Reviewed byMark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
  • Media relations director for Insurance Information Institute

  • 20+ years in insurance and communications

  • Impartial, independent expert

As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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4.7 out of 5 based on 13,251 reviews
Secure. Free. Easy-to-use.
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