Cheapest Car Insurance Quotes in Nevada

Country Financial offers the cheapest auto policies in Nevada, with average monthly rates of $52 for liability insurance. Compare real car insurance quotes from top companies in Nevada. No calls, no spam, and you can buy online with help from our licensed agents.

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Writer: Anna BaluchAuto and Home Insurance Writer

Qualifications:
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University


Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Mark Friedlander
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute

Qualifications:
  • Media relations director for Insurance Information Institute

  • 20+ years in insurance and communications

  • Impartial, independent expert


As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Headshot of Konstantin Halachev, VP of Engineering at Insurify
Data reviewer: Konstantin HalachevVP of Engineering & Data Science

Qualifications:
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology


Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Cheapest car insurance quotes in Nevada

Nevada drivers pay average monthly car insurance premiums of $164 for liability-only insurance and $260 for full coverage.

These rates are higher than the national average, possibly due to the local traffic congestion that leads to more frequent and severe accidents.[1]

Here, you can see the cheapest insurer in Nevada for several driver categories.

Driver Category
Cheapest Insurance Company in Nevada
Cheapest Monthly Quote in NV
OverallCountry Financial$52
State minimum coverageCountry Financial$52
Full coverageCountry Financial$81
Drivers with a clean recordCountry Financial$52
After a speeding ticketCountry Financial$68
After an at-fault accidentCountry Financial$70
After a DUICountry Financial$69
Teen/new driversCountry Financial$78
SeniorsCountry Financial$41
Bad creditCountry Financial$61
Disclaimer: Table data is based on real-time Nevada quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Cheapest liability-only car insurance in Nevada: Country Financial

Required by Nevada law, liability coverage helps pay for the other party’s property damage and injuries after you cause an accident. It doesn’t cover your own vehicle and medical bills. Country Financial and State Farm provide some of the cheapest liability policies in Nevada.

Below is a look at the most affordable liability-only premiums in the Silver State.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$52
State Farm$75
Just Pay-Per-Mile$98
USAA$105
Sun Coast$137
Mercury$143
Safeco$155
GEICO$159
Mendota$161
Allstate$162
Direct Auto$167
Root$168
Trexis$177
Progressive$179
Just Unlimited$187
Liberty Mutual$208
Farmers$210
Bristol West$226
Travelers$251
American Family$258
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Agent Tip: Does liability-only coverage offer enough protection?

“Liability-only insurance in Nevada is enough to drive legally. But it generally doesn’t offer enough coverage to protect you from the perils you could face. If you have a newer vehicle or you can’t afford to replace your current one, you should consider full-coverage car insurance.”


Brett Clendenen
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Brett Clendenen's bio

Cheapest full-coverage car insurance in Nevada: Country Financial

For additional protection on the road, many Nevada residents invest in full-coverage auto insurance, which typically includes liability, collision, and comprehensive coverages.

Nevadans pay significantly more for full-coverage policies than the national average of $187 per month.

This data shows the lowest full-coverage auto insurance rates in Nevada.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$81
State Farm$118
Just Pay-Per-Mile$153
USAA$165
Safeco$181
Mercury$219
GEICO$223
Progressive$239
Root$250
Sun Coast$256
Liberty Mutual$264
Mendota$284
Allstate$286
Direct Auto$309
Just Unlimited$309
Farmers$331
Trexis$351
Bristol West$380
Travelers$396
American Family$405
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest recent car insurance quotes in Nevada

Drivers using Insurify have found quotes as cheap as $52/mo for liability only and $81/mo for full coverage in Nevada.

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Nevada within the last 10 days. Last updated on October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 4, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Best cheap car insurance companies in Nevada

Fortunately, many car insurance companies serve drivers in Nevada. To make your search for the ideal insurer a bit easier, here are the best car insurance companies in Nevada based on Insurify research.

COUNTRY Financial: Best for cheap rates in Nevada

User Reviews
4.0
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$52/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$81/mo
Details
4.0
Best choice in NevadaBased on 71 verified driver reviews and ratings
Country Financial's score
Industry average
Coverage options3.93.2
Customer service3.53.6
Discounts3.42.9
Policy transparency3.83.1
Value3.12.9
How drivers feel about Country Financial

Customers appreciate the prompt claims service and personal touch but are frustrated by the constant rate increases and lack of discounts.

Based on analysis of verified reviews collected by Insurify

Best in Nevada for
Cheap rates
Good claims process
High customer satisfaction
Showing recent national reviewsSee all 39 Country Financial reviews
Charles
Verified Review
Excellent
Insurance is good; I'm just trying to save some money.
Beverly
Verified Review
It's Bad Business
Unless I call them to request a callback, I never hear from them. They only find discounts for me when I tell them I'm switching companies. My premium goes up every six months with no explanation.
Larry
Verified Review
Good Customer Service, Poor Customer Care From the Company
It’s expensive. While the office staff is great, the company overall seems mostly interested in the money.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

For the best deal on auto insurance coverage in Nevada, COUNTRY Financial is worth exploring. In addition to affordable rates, the car insurance company advertises a variety of discounts, such as a multi-car discount and defensive driver discount. You may also save up to 25% through the DriverIQ telematics program.

Pros
  • Offers windshield replacement coverage

  • Local agents in Nevada

  • A+ (Superior) rating from AM Best

Cons
  • Not rated by J.D. Power for customer satisfaction

  • Must finalize coverage through an agent

  • No rideshare insurance

State Farm: Best for teen drivers in Nevada

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$75/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$118/mo
Details
4.1
Best choice in NevadaBased on 21,541 verified driver reviews and ratings
State Farm's score
Industry average
Coverage options4.13.2
Customer service4.43.6
Discounts3.92.9
Policy transparency3.93.1
Value3.72.9
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

Based on analysis of verified reviews collected by Insurify

Best in Nevada for
Customer service
Competitive rates
Discounts for safe drivers
Showing 45 reviews from Nevada driversSee all 8,201 State Farm reviews
Jeffrey
Verified Review
State Farm’s High Rates
Rates are too high for the number of miles I drive.
Tee
Verified Review
Overpriced and Keeps Going Up
Way overpriced—twice as much as I paid in CA, and it just went up another $75. I’ve been with you for over 15 years, and I’m shopping around now.
Steven
Verified Review
Unacceptable
Slow roadside response. In fact, the company they sent canceled twice and left me stranded.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
646
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

About 21% of Nevada’s residents are younger than 18, according to data from the U.S. Census Bureau.[2] If you’re a teen or young driver in the Silver State, State Farm can be a good choice for car insurance. Designed for drivers younger than 25, the company’s Steer Clear program may help you improve your confidence behind the wheel and land a discount.

Pros
  • Teen-specific discounts, like a good student discount

  • Highly rated mobile app

  • Above-average J.D. Power customer satisfaction rating in the Southwest

Cons
  • Poor Trustpilot rating

  • No accident forgiveness

  • Not rated by the Better Business Bureau (BBB)

Progressive: Best for rideshare drivers in Nevada

JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
614
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.7 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$179/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$239/mo
Details
How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

Based on analysis of verified reviews collected by Insurify

Best in Nevada for
Competitive rates
Easy buying process
Telematics program
Showing 45 reviews from Nevada driversSee all 9,169 Progressive reviews
Robert
Verified Review
Check All Insurance Companies for the Best Rate
They need to give seniors with great driving records better discounts!!
Bill
Verified Review
Progressive Insurance Is Unfair
They did an extreme upcharge once all of my pertinent information was processed. I expected an increase due to my current FICO score, but not triple.
James
Verified Review
Too Expensive
For a 56-year-old man, I pay way too much for insurance.
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Las Vegas attracts about 40 million visitors per year, making rideshare services popular in Nevada. If you drive for Uber or another rideshare company, Progressive car insurance might make sense. The insurer offers rideshare coverage that applies when you’re logged into your rideshare app.

Pros
  • Variety of car insurance discounts

  • Offers unique add-ons, like pet injury coverage

  • Multiple accident forgiveness options

Cons
  • Below-average J.D. Power customer satisfaction rating in the Southwest

  • Rates can increase with Snapshot telematics program

  • Not the cheapest insurer in Nevada

How car insurance costs in Nevada have changed

Most states saw car insurance premiums decline in 2025. Unfortunately, Nevada was an exception for several reasons.

Nevada is the second-most urbanized state, placing residents at a higher risk for accidents. The state also has the third-highest vehicle theft rate and the fifth-highest average DUI arrest rate. For 2026, Insurify projects car insurance costs in Nevada will climb another 1.7%.

Average car insurance costs in Nevada over time

This table highlights car insurance rates in Nevada over the last five years.

Average Nevada Car Insurance Rates Over the Past Five Years

State Name
2021-09
2021-10
2021-11
2021-12
2022-01
2022-02
2022-03
2022-04
2022-05
2022-06
2022-07
2022-08
2022-09
2022-10
2022-11
2022-12
2023-01
2023-02
2023-03
2023-04
2023-05
2023-06
2023-07
2023-08
2023-09
2023-10
2023-11
2023-12
2024-01
2024-02
2024-03
2024-04
2024-05
2024-06
2024-07
2024-08
2024-09
2024-10
2024-11
2024-12
2025-01
2025-02
2025-03
2025-04
2025-05
2025-06
2025-07
2025-08
2025-09
2025-10
2025-11
2025-12
2026-01
2026-02
2026-03
2026-04
2026-05
2026-06
2026-07
2026-08
2026-09
Nevada2,2182,2202,2162,2202,2252,2222,1982,1732,1632,1592,1762,1762,1822,1792,1802,1912,1962,2582,3482,3942,5102,5662,5932,6212,6642,6822,7292,7402,7852,8352,9233,0533,1303,1613,1503,0902,9862,9612,9212,9062,9452,9542,9863,0293,0452,9852,9502,9452,9462,9282,9132,9272,9262,9452,9832,9993,0113,0333,0693,1013,120
United States1,5571,5621,5651,5661,5691,5711,5781,5911,6021,6071,6131,6171,6241,6311,6391,6501,6651,6891,7181,7581,8031,8501,8871,9191,9561,9822,0062,0362,0762,1272,1942,2382,2982,3412,3682,3912,3872,3752,3712,3632,3522,3682,3692,3682,3572,3432,3182,2862,2582,2292,2162,2232,2232,2252,2332,2382,2372,2382,2392,2412,242

Compare Nevada Car Insurance Quotes

Check quotes from 120+ top insurance companies

Excellent
4.7 out of 5 based on 17,586 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Nevada car insurance requirements

Drivers in the Silver State must carry liability auto insurance that meets or exceeds the minimum car insurance requirements in Nevada.[3] These requirements include:

Coverage Type
Nevada Requirement
Bodily injury$25,000 per person / $50,000 per accident
Property damage$20,000

You’ll need to show proof of liability coverage when you register your vehicle, and you’ll need to carry your information with you while driving.

Car insurance rates across Nevada cities

Due to traffic congestion and a greater risk of accidents, car insurance premiums are more expensive in Las Vegas and North Las Vegas than in Pahrump and Reno.

Here’s a look at auto insurance rates across different cities in Nevada.

City
Average Monthly Quote
Henderson$207
Las Vegas$251
North Las Vegas$255
Pahrump$166
Reno$145
Disclaimer: Table data is based on real-time Nevada quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Car insurance quotes in Nevada for drivers with a clean record: Country Financial

The cheapest car insurance companies for Nevada drivers with a clean record are Country Financial and State Farm.

Below, you’ll find the most affordable auto insurance coverage for Nevadans with clean records.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$50
State Farm$72
Just Pay-Per-Mile$99
USAA$101
Sun Coast$138
Mercury$139
GEICO$157
Direct Auto$160
Mendota$162
Allstate$163
Safeco$166
Root$169
Trexis$178
Progressive$180
Just Unlimited$188
Farmers$198
Liberty Mutual$215
Bristol West$218
Travelers$241
American Family$252
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest car insurance in Nevada for drivers with a speeding ticket: Country Financial

Per Nevada law, drivers who accumulate 12 or more points for speeding within a 12-month time period face a six-month license suspension. You’l receive a letter in the mail before your license is suspended, and you may attend a hearing if you wish.[4]

Nevada residents with speeding tickets pay an average of $199 per month for a liability-only auto insurance policy.

Here, you can see the cheapest premiums for drivers with a speeding ticket in Nevada.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$68
State Farm$93
Just Pay-Per-Mile$119
USAA$133
Sun Coast$166
Mercury$194
Mendota$195
Allstate$197
Root$197
Safeco$201
GEICO$205
Direct Auto$207
Trexis$215
Progressive$217
Just Unlimited$227
Liberty Mutual$261
Farmers$264
Bristol West$281
Travelers$319
American Family$327
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Affordable car insurance in Nevada with an at-fault accident: Country Financial

Nevada had 381 traffic fatalities in 2025, down 420 in 2024, according to the Nevada Office of Traffic Safety’s 2025 Statewide Fatal Report.

People in Nevada with at-fault accidents in their driving history pay average liability-only car insurance costs of $207 per month.

Below is an overview of the lowest auto insurance rates in Nevada for drivers with an at-fault accident.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$70
State Farm$98
Just Pay-Per-Mile$124
USAA$139
Sun Coast$173
Mendota$204
Allstate$205
Root$206
GEICO$207
Mercury$209
Safeco$211
Direct Auto$223
Trexis$224
Progressive$226
Just Unlimited$236
Liberty Mutual$271
Farmers$277
Bristol West$294
Travelers$333
American Family$342
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheap car insurance quotes for Nevada drivers with a DUI: Country Financial

Even a first-time DUI offense in Nevada comes with serious penalties, including community service or jail time between two days and six months, fines of up to $1,000, and a license revocation.[5] A third-time DUI is considered a felony and involves one to six years in jail and fines of up to $5,000.[6]

Nevadans with a DUI conviction can find the most affordable car insurance coverage through Country Financial and State Farm.

Here are the cheapest auto insurance companies for Nevada residents with a DUI on their driving record.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$69
State Farm$101
Just Pay-Per-Mile$125
USAA$142
Sun Coast$175
Mendota$205
Mercury$206
Allstate$207
GEICO$217
Direct Auto$226
Trexis$226
Root$227
Progressive$228
Safeco$233
Just Unlimited$239
Liberty Mutual$281
Farmers$284
Bristol West$305
American Family$335
Travelers$339
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an SR-22 in Nevada: Country Financial

In Nevada, you’ll need an SR-22 if you’ve had a lapse in your liability car insurance coverage for 91 days or more.[3]

An SR-22 might also be required if you have to reinstate your license or register your vehicle following a lapse or suspension due to lack of insurance. If you do need an SR-22, you’ll need to keep it on file for at least three years.

Nevada residents who are required to drive with an SR-22 spend an average of $194 per month on a liability-only auto policy.

Below, you’ll find the most affordable car insurance quotes in Nevada with an SR-22.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$61
State Farm$88
Just Pay-Per-Mile$116
USAA$124
Sun Coast$162
Mercury$169
Safeco$183
GEICO$188
Mendota$190
Allstate$191
Direct Auto$197
Root$198
Trexis$209
Progressive$211
Just Unlimited$221
Liberty Mutual$245
Farmers$248
Bristol West$267
Travelers$296
American Family$304
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Find Affordable Car Insurance in Nevada

Liability rates for high-risk drivers start at $67 per month

Excellent
4.7 out of 5 based on 17,586 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest car insurance for teen drivers in Nevada: Country Financial

Nevada laws require teen drivers to be at least 16 to get behind the wheel on their own. But they can apply for a learner’s permit at 15 and a half and will need to pass the vision and written exams to receive it.

While they’re behind the wheel with a permit, Nevada teens must be supervised by a licensed driver who is at least 21 and has one year or more of driving experience.[7]

Here’s a look at the lowest auto insurance premiums for teens and young drivers in Nevada.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$78
State Farm$139
Just Pay-Per-Mile$165
USAA$183
Sun Coast$230
Root$241
Mercury$248
Mendota$270
Allstate$272
GEICO$275
Trexis$297
Progressive$301
Safeco$305
Direct Auto$312
Just Unlimited$314
Liberty Mutual$347
Bristol West$381
Farmers$401
American Family$464
Travelers$499
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Cheap car insurance quotes in Nevada for senior drivers: Country Financial

Residents 65 and older make up 17.6% of Nevada’s population, according to data from the U.S. Census Bureau.

Senior drivers in Nevada pay an average of $140 per month for a liability car insurance policy.

This table shows the most affordable auto insurance companies for Nevadans older than 60.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$41
State Farm$59
Just Pay-Per-Mile$84
USAA$85
Mercury$112
Sun Coast$117
GEICO$126
Safeco$134
Direct Auto$136
Mendota$138
Allstate$139
Trexis$151
Progressive$153
Root$154
Just Unlimited$160
Farmers$165
Liberty Mutual$171
Bristol West$187
Travelers$200
American Family$205
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Nevada car insurance quotes with bad credit: Country Financial

Like many other states, Nevada allows car insurers to consider your credit history when setting premiums.

Residents with bad credit can secure the cheapest car insurance through Country Financial and State Farm. Both offer rates below the state’s monthly average of $188 for liability coverage.

Below, you’ll find the most affordable auto insurance options for Nevada residents with bad credit.

The below rates in Nevada are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Average Monthly Quote
Country Financial$61
State Farm$106
Just Pay-Per-Mile$113
USAA$125
Sun Coast$157
Mercury$167
GEICO$179
Safeco$184
Mendota$185
Allstate$186
Direct Auto$198
Root$199
Trexis$203
Progressive$206
Just Unlimited$215
Farmers$236
Liberty Mutual$238
Bristol West$268
Travelers$285
American Family$300
Disclaimer: Table data sourced from real-time Nevada car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Nevada may vary based on the policy buyer's unique driver profile.

Compare Nevada Car Insurance Quotes

Liability rates for high-risk drivers average $194 per month

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Nevada car insurance FAQs

If you still have questions about shopping for car insurance in Nevada, the answers below can help as you research policies and coverage options.

What’s the cheapest car insurance in Nevada?

Country Financial has the cheapest car insurance in Nevada, according to Insurify data, with an average monthly premium of $52 for a liability policy.

Is $100 per month normal for car insurance in Nevada?

A premium of $100 per month is on the more affordable side in Nevada, where the average monthly premiums are $164 for liability coverage and $260 for full coverage. The rate you pay will depend on several factors, including your age, driving history, vehicle type, gender, and more.

How can you lower your car insurance in Nevada?

You can lower your car insurance bill in Nevada by driving safely, raising your deductible, improving your credit, and more.

Why is Nevada car insurance so high?

Car insurance rates are high in Nevada because the state has a higher risk of accidents, as well as rates of vehicle theft and DUI, that are all well above the national average.

Do you need full auto insurance coverage in Nevada?

You aren’t required to carry full-coverage car insurance in Nevada. But you may want to if you’re still making payments on your vehicle or couldn’t afford to replace it if it were totaled.

Sources

  1. Nevada Division of Insurance. "Auto Insurance FAQs."
  2. United States Census Bureau. "Quick Facts Nevada."
  3. Nevada Department of Motor Vehicles. "Insurance."
  4. Nevada Department of Motor Vehicles. "Demerit Point System."
  5. Nevada Department of Motor Vehicles. "DUI Laws."
  6. Justia U.S. Law. "2024 Nevada Revised Statutes Chapter 484C - Driving Under the Influence of Alcohol or a Prohibited Substance."
  7. Nevada Department of Motor Vehicles. "Nevada Teen Driving."

Methodology

Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible
Photo of an Insurify author
Writer: Anna BaluchAuto and Home Insurance Writer

Qualifications:
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University


Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

Photo of an Insurify author
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Mark Friedlander
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute

Qualifications:
  • Media relations director for Insurance Information Institute

  • 20+ years in insurance and communications

  • Impartial, independent expert


As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Headshot of Konstantin Halachev, VP of Engineering at Insurify
Data reviewer: Konstantin HalachevVP of Engineering & Data Science

Qualifications:
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology


Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.