Cheap Auto Insurance in Jonesboro, Arkansas (2025)

State Farm offers the cheapest car insurance in Jonesboro, with minimum-coverage policies as low as $48 per month.

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Cheapest recent rates near Jonesboro, Arkansas

Drivers in and around Jonesboro, Arkansas have found policies from The General, Bristol West, State Farm, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Jonesboro, Arkansas within the last 10 days. Last updated on August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Jonesboro, Arkansas within the last 10 days. Last updated on August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Jonesboro drivers pay much more, on average, for car insurance than drivers in other states, Insurify data shows. The national cost of car insurance averages $192 per month for full coverage and $107 for minimum coverage. Average rates are higher in Arkansas ($186 and $98, respectively), and even more in Jonesboro.

On average, car insurance in Jonesboro costs $178 monthly for full coverage and $104 for liability-only policies. Inflation, a growing number of weather-related claims, and Arkansas' higher-than-average fatality rate, likely all contribute to Jonesboro's costly car insurance rates.

Jonesboro drivers have the best chance to find savings when they compare car insurance quotes from multiple insurance companies.

Quick Facts
  • State Farm, USAA, and Progressive are the cheapest car insurance companies for Jonesboro drivers.

  • Arkansas had 608 fatal crashes in 2023, according to state Department of Transportation data.

  • The average cost in Jonesboro is high, but some insurers offer prices significantly lower than the city average of $104 per month for liability-only coverage.

Cheapest car insurance companies in Jonesboro

The best car insurance company depends on your financial situation and insurance needs. Cost is usually one of the most important factors for you to consider, especially when dealing with unique circumstances, like a teenage driver or a speeding ticket on your record.

If you’re looking for cheap car insurance in Jonesboro, you might want to consider State Farm, USAA, and GEICO.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best For
sort ascsort desc
State Farm9.3$78$46Cheapest overall
USAA9.1$95$56Drivers with speeding tickets
GEICO9.2$120$75Drivers with DUIs
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest overall for Jonesboro drivers: State Farm

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$48/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$80/mo
4.1
Best choiceBased on 11,395 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,083)
Robert
Verified Review
State Farm Doing the Lord's Work
Reviewed in Florida on August 2025
They were quick on the phone when I needed insurance for my new car at the dealership, and they gave me the best rate (about $150 less a month) out of the 3 or 4 that I called.
Christopher
Verified Review
State Farm too expensive.
Reviewed in Florida on August 2025
Constant price increases are never a good thing.
Scott
Verified Review
State Farm: High on Cost, Low on Actual Service
Reviewed in Texas on August 2025
Absolutely painful. Exactly what you think of when discussing insurance companies. The agent is super active to get you to sign up, disappears entirely while you are a customer, and won’t get involved at all when you need something, but tries to be your best friend when you move to cancel.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm has the lowest rates in every category for Jonesboro residents, including drivers with a speeding ticket or DUI, seniors, and teens. The company has a number of coverage options and at least 10 advertised discounts. With an A++ (Superior) rating from AM Best and a below-average number of customer complaints on the National Association of Insurance Commissioners (NAIC) complaint index, State Farm has solid financial strength and customer satisfaction.

Pros
  • Lowest rates for all auto insurance options in Jonesboro

  • Provides insurance for every type of driver

Cons
  • Mixed customer reviews

  • Doesn’t offer gap insurance

Best insurance for drivers with a speeding ticket: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$58/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$97/mo
4.9
Best choiceBased on 2,129 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,205)
Richard
Verified Review
I don't like that you only get the discount if you're enrolled in their monitoring safe driving program. It's not easy for someone like me who has a hard time navigating on my phone. I've tried to do it on the phone with one of their agents, but it didn't go through, so they raised my monthly payments. I'm on auto-pay, so I'm not very happy.
Reviewed in Connecticut on August 2025
I don't like that you only get the discount if you're enrolled in their monitoring safe driving program. It's not easy for someone like me who has a hard time navigating on my phone. I've tried to do it on the phone with one of their agents, but it didn't go through, so they raised my monthly payments. I'm on auto-pay, so I'm not very happy.
Robert
Verified Review
Best Value for Veterans!
Reviewed in Washington on July 2025
Top Notch! Best Insurance for Veterans!
Carol
Verified Review
I've been with them for 60 years
Reviewed in Georgia on July 2025
They offer a savings account, but you end up paying for it with higher premiums.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA offers excellent customer service, competitive pricing, and unique perks for drivers — as well as 10 advertised discounts. But the company only offers coverage to current, reserve, and retired military members — and their families. USAA also earned an A++ (Superior) financial strength rating from AM Best and has below-average customer complaints on the NAIC complaint index.

Pros
  • Strong customer service

  • Pays policyholder dividends

Cons
  • Must have a military affiliation to qualify for coverage

  • Rates are higher than some other insurers

Best insurance for drivers with a DUI: GEICO

User Reviews
3.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$77/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$122/mo
3.9
A solid optionBased on 12,072 verified guest reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,453)
Gary
Verified Review
I have never had to file a claim, so I can't comment on that aspect. However, I'm not happy that the cost increases with every new six-month term.
Reviewed in New Jersey on August 2025
I have never had to file a claim, so I can't comment on that aspect. However, I'm not happy that the cost increases with every new six-month term.
Dean
Verified Review
Selecting the Best Company
Reviewed in Nevada on August 2025
Always compare rates every 4 years. Verify discounts.
Sherryll
Verified Review
GEICO Car Insurance has been very reliable & affordable over the years.
Reviewed in Connecticut on August 2025
Very responsive whenever I have needed help.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO provides low rates for drivers with a DUI, especially compared to the average cost in the city. The company has experience working with drivers with high-risk violations. And customers can benefit from one or more of the 16 advertised discounts. Like the other two top Jonesboro insurers, GEICO has an A++ rating from AM Best and below-average customer complaints on the NAIC complaint index.

Pros
  • Competitive rates for drivers with a violation

  • Offers accident forgiveness

Cons
  • Limited local agent availability

  • Doesn’t offer gap insurance

How to get the cheapest car insurance in Jonesboro

As you look for the best deal on car insurance, you should focus on the factors you can control, like the type of vehicle you drive, discounts you qualify for, and your driving record. But you also need to consider your coverage needs.

“Buying the cheapest policy is not necessarily the best decision for every driver,” says Bob Passmore, vice president of personal lines for the American Property Casualty Insurance Association. “Consider the type of vehicle that is being insured and the assets you need to protect. Consider if you want features such as rental car coverage and other services if you file a claim.”

Consider these tips to help you secure the best rate on car insurance:

  • Ask about discounts. Most insurers offer discounts, including savings for installing vehicle safety features, completing a defensive driving course, or maintaining a clean driving record.

  • Bundle policies. Some companies offer you lower pricing when you bundle different types of insurance policies, like auto and home or renters insurance. Ask your agent about options.

  • Provide accurate mileage estimates. Try to provide correct estimates about how much you drive. Accurate lower mileage estimates often lead to a lower rate.

Cheapest liability-only car insurance in Jonesboro: State Farm

Liability-only car insurance provides you financial protection if you cause an accident. It usually covers medical expenses and vehicle damages for the other driver and their passengers. It won't pay to repair or replace your vehicle if you cause an accident.

Minimum requirements vary by state, but Arkansas residents must have coverage. A liability-only policy may be a good option if you own a less expensive, older vehicle that is paid off.

In Jonesboro, liability-only policies average $104 per month. The following table shows monthly quotes from some of the cheapest insurers offering minimum coverage in Jonesboro.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quotes
sort ascsort desc
State Farm$48
USAA$58
Progressive$70
Root$75
GEICO$77
Auto-Owners$81
GAINSCO$90
Safeco$90
Direct Auto$101
National General$104
Shelter$105
Allstate$106
Farmers$107
Nationwide$107
Dairyland$110
Travelers$113
The General$121
Bristol West$139
Liberty Mutual$175
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Jonesboro: State Farm

Full-coverage car insurance provides additional financial protection for you and your vehicle. These policies include liability, comprehensive, and collision coverage. Although more expensive than a liability-only policy, a full-coverage policy helps ensure that your protection is robust enough to cover all the expenses associated with an at-fault accident.[1]

On average, full coverage costs $178 per month in Jonesboro.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$80
USAA$97
Progressive$122
GEICO$122
Auto-Owners$135
Root$144
National General$167
Safeco$173
Shelter$175
Allstate$177
Farmers$179
Nationwide$179
Travelers$188
Direct Auto$195
GAINSCO$211
The General$252
Dairyland$278
Liberty Mutual$302
Bristol West$361
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Jonesboro, Arkansas

Drivers in and around Jonesboro, Arkansas have found policies from GAINSCO, Root, National General, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Jonesboro, Arkansas within the last 10 days. Last updated on August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Jonesboro, Arkansas within the last 10 days. Last updated on August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 6, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Arkansas

Almost every state requires liability coverage, and Arkansas is no exception. You must have the following minimum bodily injury and property damage liability coverage to drive in Arkansas.[2]

Coverage
sort ascsort desc
Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person and $50,000 per accident
Property damage liability$25,000 per accident

But you might want to opt for additional protection beyond the minimum requirements.

“Most drivers choose to have additional insurance to better protect themselves and others in the event of a crash,” says Passmore. “If you are in a crash and don’t have enough insurance coverage, the other driver could potentially sue you for your financial assets to help make up the difference.”

You can add more protection with single add-ons or a full-coverage policy that includes all the following in one.[3]

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive

    This protects your car if you face damages due to a noncollision incident, like vandalism, a natural disaster, or a falling object.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision

    In the event of an accident, this covers the costs of your vehicle damage, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist

    If an uninsured or underinsured driver causes an accident, this coverage provides you with financial protection.

Cheapest car insurance for drivers with an incident

Specific driving incidents, like speeding tickets, driving under the influence (DUI), and at-fault accidents, signal to insurers that you may be more likely to file a claim. As a result, you’ll face increased premiums.[4]

In Jonesboro, having a violation on your driving record pushes average liability-only rates from $104 per month with a clean record to $120.

Find Car Insurance in Jonesboro, Arkansas

Minimum coverage policies start at $55/mo. for drivers with violations

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Cheapest car insurance for drivers with a speeding ticket: State Farm

It’s a good idea to shop around for the best insurance rates if you’re dealing with the financial aftermath of a speeding ticket. You typically face an increase in insurance costs after getting a speeding ticket.

In Jonesboro, the average cost of car insurance for drivers with speeding tickets is $130 per month for liability-only policies and $223 for full coverage. The following table shows the difference speeding tickets make in the rates of top insurers in Jonesboro.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Record
sort ascsort desc
With Ticket
sort ascsort desc
State Farm$48$59
USAA$58$72
Progressive$70$88
Root$75$97
GEICO$77$98
Auto-Owners$81$101
GAINSCO$90$107
Safeco$90$114
Direct Auto$101$125
National General$104$128
Shelter$105$135
Allstate$106$130
Farmers$107$132
Nationwide$107$133
Dairyland$110$136
Travelers$113$141
The General$121$158
Bristol West$139$174
Liberty Mutual$175$219
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

An at-fault accident refers to when you cause an auto incident. The aftermath can feel stressful because your car insurance rate usually increases. The resulting price increase may make you want to consider a different insurer or to compare quotes.

Jonesboro drivers who cause an accident see average monthly car insurance rates of $225 for full coverage car insurance and $131 for liability-only coverage. The following table compares average monthly quotes from top Jonesboro insurers for drivers with at-fault accidents.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Record
sort ascsort desc
With Accident
sort ascsort desc
State Farm$48$60
USAA$58$73
Progressive$70$88
Root$75$93
GEICO$77$91
Auto-Owners$81$101
GAINSCO$90$111
Safeco$90$120
Direct Auto$101$131
National General$104$130
Shelter$105$132
Allstate$106$133
Farmers$107$135
Nationwide$107$136
Dairyland$110$139
Travelers$113$143
The General$121$160
Bristol West$139$176
Liberty Mutual$175$224
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Driving under the influence is seen as a high-risk violation with consequences like fines, license suspension, and jail time.[5] Because of the severity of the infraction, you might struggle to find competitive car insurance rates.

Car insurance for Jonesboro drivers convicted of DUI averages $167 per month for minimum coverage and $287 for full coverage, according to Insurify data.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Record
sort ascsort desc
With DUI
sort ascsort desc
State Farm$48$75
USAA$58$91
Progressive$70$113
Root$75$117
GEICO$77$121
Auto-Owners$81$127
GAINSCO$90$141
Safeco$90$144
Direct Auto$101$158
National General$104$163
Shelter$105$164
Allstate$106$166
Farmers$107$168
Nationwide$107$168
Dairyland$110$172
Travelers$113$177
The General$121$189
Bristol West$139$218
Liberty Mutual$175$274
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Car insurance rates usually fluctuate as you age. Young drivers pay the most, but costs decrease in adulthood — with prices reaching the lowest average around retirement age. But once a driver turns 70, they face slightly increased premiums due to a greater risk of getting into an accident and being seriously injured in an accident.[6]

In Jonesboro, car insurance for seniors averages $151 per month for full coverage and $88 for liability only.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Liability Only
sort ascsort desc
Full Coverage
sort ascsort desc
State Farm$37$62
USAA$47$78
Progressive$59$103
GEICO$60$95
Root$63$120
Auto-Owners$65$108
Shelter$75$125
GAINSCO$75$175
Safeco$78$150
Direct Auto$79$153
National General$80$128
Nationwide$81$135
Farmers$84$140
Allstate$86$143
Travelers$89$148
Dairyland$89$225
The General$97$203
Bristol West$113$294
Liberty Mutual$145$251
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teenage drivers fall into one of the riskiest driver categories for insurance companies to insure due to reckless driving habits, speeding, and inexperience on the road. As a result, companies set high rates for teenage drivers.

But you can take steps to reduce the extra expense by insuring your teen on your car insurance plan, opting for a safer vehicle, completing an approved driver education course, and encouraging your teen to qualify for a good student discount.[7]

Jonesboro teens face average monthly car insurance costs of $329 for full coverage and $192 for liability only.

The below rates are estimated rates current as of: Wednesday, July 30 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Liability Only
sort ascsort desc
Full Coverage
sort ascsort desc
State Farm$91$152
USAA$106$178
Progressive$129$226
Root$131$252
GEICO$138$218
Auto-Owners$149$248
GAINSCO$168$395
Dairyland$183$463
Safeco$185$355
Direct Auto$198$383
Farmers$204$341
Nationwide$207$346
The General$208$433
Allstate$208$347
Shelter$209$349
National General$211$339
Travelers$224$373
Bristol West$249$648
Liberty Mutual$317$546
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Jonesboro, Arkansas

Unlock savings and discounts when you compare rates through Insurify

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Jonesboro car insurance quotes by credit tier

A handful of states don’t permit insurance companies to use credit history as a factor in insurance pricing, but Arkansas allows the practice.

Insurers in Jonesboro can consider an applicant’s credit when determining insurance costs. In general, excellent or good credit scores lead to lower prices, while poor credit scores lead to higher ones.

Here’s how the average rates for car insurance change based on a driver’s credit score in Jonesboro.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Jonesboro, Arkansas?

Jonesboro car insurance is more expensive than the Arkansas state averages or national averages. While nationally, liability-only insurance averages $107 per month and full coverage is $192, in Arkansas the averages are $98 and $186.

Monthly rates are even higher in Jonesboro – $104 for minimum coverage and $178 for full coverage.

More cities in Arkansas

Here’s how the rates in Jonesboro compare to other cities in the state. Drivers in other Arkansas cities usually pay around 20% less for comparable coverage.

City
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Conway$183$104
Fayetteville$178$100
Fort Smith$171$95
Little Rock$213$125
Springdale$179$101
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Jonesboro car insurance FAQs

You have a lot of factors to consider when purchasing car insurance. The following information should help guide you through the process of buying coverage in Jonesboro.

  • How much is car insurance in Jonesboro?

    In Jonesboro, full-coverage car insurance averages $178 per month while liability-only is $104 on average. Your actual rates may be more or less than the city's average, based on factors unique to you like your age, gender, and driving record.

  • Which insurer has the cheapest car insurance in Jonesboro?

    State Farm offers the cheapest car insurance for Jonesboro drivers, Insurify data shows. The insurers rates for basic policies start at $48 per month. USAA and Progressive are the city's second- and third-cheapest insurance providers, with liability-only rates as low as $58 and $70, respectively.

  • What are the best car insurance companies in Jonesboro?

    The best car insurance companies in Jonesboro are also the cheapest: State Farm, USAA, and GEICO. With an IQ Score of 9.3 and an A++ (Superior) rating from AM Best, State Farm is the best option in Jonesboro. USAA and GEICO also have A++ ratings from AM Best and IQ Scores of 9.1 and 9.2, respectively.

  • Is car insurance cheaper in Arkansas?

    Arkansas has car insurance costs that are higher than national averages. Drivers in the state see average rates of $186 per month for full coverage and $98 for liability-only policies. By comparison, the national averages are $192 and $107, respectively.

  • What is public transportation like in Jonesboro, Arkansas?

    Jonesboro does have public transportation through the Jonesboro Economical Transportation and the Northeast Arkansas Regional Transportation Planning Committee, but most people need a car to comfortably get around the city.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  2. Arkansas Insurance Department. "Consumers FAQ: Private Passenger Automobile Insurance."
  3. Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
  4. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  5. Arkansas Department of Finance and Administration. "DUI/DWI Information."
  6. Insurance Information Institute. "Senior driving safety and insurance tips."
  7. Insurance Information Institute. "Auto insurance for teen drivers."
Taylor Milam-Samuel
Taylor Milam-Samuel

Taylor Milam-Samuel is a writer and credentialed educator who is fascinated by how people earn, save, and spend their money. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

Taylor has been a contributor at Insurify since February 2023.

Katie Powers
Edited byKatie PowersSenior Editor
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Katie PowersSenior Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

  • NPN: 20564519

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Daniel Roccato
Reviewed byDaniel RoccatoAdvisor
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Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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