State Auto Car Insurance - Quotes, Reviews (May 2022)

State	Average Monthly Cost
Indiana	$188
Utah	$184
Arkansas	$198
South Dakota	$207
Arizona	$222
Colorado	$256
North Carolina	$135
Illinois	$212
West Virginia	$179
Minnesota	$205
Mississippi	$209
Kansas	$164
Wisconsin	$179
Pennsylvania	$168
Texas	$228
Missouri	$211
Connecticut	$189
Iowa	$163
Michigan	$273
Alabama	$216
Kentucky	$211
South Carolina	$182
Virginia	$148
Maryland	$323
Georgia	$246
Ohio	$156
North Dakota	$141
Tennessee	$200

State

Average Monthly Cost

$188

$184

$198

$207

$222

$256

$135

$212

$179

$205

$209

$164

$179

$168

$228

$211

$189

$163

$273

$216

$211

$182

$148

$323

$246

$156

$141

$200

Brand	Ratings	User reviews
Mobile App (Android)	5.0	1
Insurify	2.4	44

Brand

Ratings

User reviews

Mobile App (Android)

5.0

Insurify

2.4

Company Name	Ratings
A.M. Best	A-

Company Name

Ratings

A.M. Best

A-

Discounts

The largest discounts from State Auto are: Multiple Policy, Good Driver, Early Quote

Carrier Discounts

Discount %

Discount Group

Discount Type	Discount %
Multiple Policy	Varies
Good Driver	Varies
Early Quote	Varies
Anti-Theft Device	Varies
Driving training	Varies
Good Student	Varies
Multiple Vehicle	Varies
Paid in full	Varies
Accident Free	Varies
Driving Habits	Varies

State Auto Insurance Products

Home Insurance

Car Insurance

State Auto customizes coverage to each customer's needs. State Auto offers the following coverages:

Bodily injury liability
Medical payments
Uninsured/underinsured motorist
Property damage

Additionally, State Auto offers additional coverage options as add-ons to an auto policy.

FAQs - State Auto Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

Founded in 1921 by Robert Pein as the State Automobile Mutual Insurance Company, State Auto Insurance Companies has been providing coverage for over 90 years. State Auto Insurance Companies provide personal, commercial, and farm and ranch insurance in Arizona, Colorado, Illinois, Indiana, Ohio, and Wisconsin, and has written $2 billion in premiums in 33 states throughout the United States.

State Auto relies on independent agents to market their products. Their personal insurance products include auto, condo, renters, umbrella, and homeowners insurance. Their commercial lines of business insurance span from property and liability to affinity programs and workers' compensation.

State Auto Insurance Companies is currently headquartered in Columbus, Ohio.

Learn more at www.stateauto.com.

State Auto Reviews

2.4

44 Reviews

5 Stars

16 %

4 Stars

11 %

3 Stars

14 %

2 Stars

14 %

1 Star

45 %

Most Positive Review

By Relson

March 20, 2018

Good

Most Critical Review

By DEBRA

August 14, 2018

Lack of good customer sevice.

All Reviews

Showing 1 - 10 out of 44 Reviews

Sort by

Read reviews that mention

Ashraf

December 17, 2020

Worst Company ever , Don't even think about dealing with them ,Service is bad communication is worse and when you cancel your policy with them is even worse it's not easy to get rid of them unless you loose money , I canceled my policy and they charged me after 2 months from cancelation claiming it's a prorated amount even they charged me a prorated amount in the first month of cancelation .

Ravonda McGauley

September 25, 2020

They won't accept this review without me giving at least one star. IF I COULD GIVE NEGATIVE STARS I WOULD. Be careful. This company expects you to pay for their renewal mistakes . I will never recommend State Auto. I've never dealt with such a ridiculous auto insurance company.

Luis Corona

September 10, 2020

I gave them 5 starts for customer service. I called them asking for help because the insurance service agency that was suppose to cancel my policy for me did not and I was about to get charged for a service that I was no longer having and this nice lady, Jessica , helped me all the way through . Thanks

Skylar Bugg

September 9, 2020

STATE AUTO IS THE WORST INSURANCE COMPANY I'VE EVER DEALT WITH. My insurance bill went from around $250 to $550 and that was during the pandemic! I shopped around and found way better rates with Geico. I was only half way thru the month so I should have been prorated most of that back, plus I had just paid $160 for renters insurance. THEY ONLY GAVE ME $88 back. I did some rough calculations and I should have gotten around $450 back. They customer service is terrible. Was on hold for 20min just for them to tell me my refund review is still "under review" I was told it would only take 5-7 business days its been 13. I would never recommend anyone to use their services.

Suzanne

September 2, 2020

This is not my first review of a ridiculous company. I believe at this point they are self sabotaging so they can file bankruptcy. I was a loyal faithful customer who always paid the bill on time. However when I bill went from $98 to $298 a month for no good reason I lost it. The excuse was “it’s because of where I live” lol wait this is the same address I had when I signed up with this company. I’m not going to go into the horrible things this company did because I did get back most of the $298. They thought oh here’s an old lady we can gouge, truly tried to hustle an older woman. It’s sad because they probably had a good company when they began. My guess is that this company will now try to milk the government. Greed is a sickness ~ I gave 2 stars because I did get money back. They should gotten 1 for trying to gouge me and left me helpless on the side of the road when I got a flat tire no one ever came. I hope the government does not give these GONIFS a penny

Jamie

September 1, 2020

The worst car insurance company i have ever had to deal with. I switched to bundle with my home insurance, and that part fine but when it came to the vehicles forget it. They can’t ever give information on your policy you must call another place for agent witch I always had to hold for 30min or more, also they both gave misinformation on a rental coverage that cost us $275. When i went cancel the insurance they said we would receive money back and ended up paying more. WOULD NOT RECOMMEND!!!!

Brandon Quist

August 24, 2020

By Michigan State law they should of paid out the Mini Tort. I was in an accident and one of their driver's hit me and I wasn't even moving. Totaled my car. But they made up excuses not to pay out, wouldn't return my phone calls and were shitty on the phone. Horrible customer service and horrible people. Insurance buyers beware.

Jennifer

July 31, 2020

Horrible rates, and customer service. Dropped them after my rate went up $22 during the pandemic. They are offering a discount NEXT YEAR, or in 2021, not now during Covid, or when so many of us are out of work and having financial hardships.

Audrey

May 26, 2020

I wish I could give a zero star review. They were very unhelpful during pandemic and wouldn’t put my account on hold due to them having problems getting my account number right in my card. They were to blame and then punished me during COVID19. Will be switching my insurance and never coming back to them

Matthew

May 15, 2020

Absolutely horrible insurance company, was hit by one of their clients on 4-12-20, was told once all information was provided that my car would be fixed only to have to fight with them for over a month, just to be told sorry we dont have enough information from our client to fix your car. So that's fine everyday i will post a review about this piece of shit comany until my car is fix.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

State Auto - Car Insurance

State Auto Auto Insurance Quotes

Ratings

Insurify

State Auto Ratings
ℹ

J.D. Power Ratings by Region (out of 1000)

Discounts

Payment methods

Features and Services

Car Insurance Coverage

Optional Coverage

State Auto Insurance by State

Car Insurance

State Auto Insurance Products