Nationwide

Nationwide - Car Insurance

Compare rates from top companies

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Click here for our full review of Nationwide car insurance quotes, discounts, and coverages.

Ratings

Insurify

Composite Score
89
What is this?
U.S Auto Insurance Shopping Study (2018)
OptionsResults
Call Center RepresentativeThe rest
Insurer WebsiteAmong the best
Local AgentBetter than most
Overall SatisfactionAbout average
Policy OfferingsBetter than most
PricingAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsResults
Claim ServicingAbout average
Estimation ProcessBetter than most
First Notice of Loss (FNOL)Better than most
Overall SatisfactionAbout average
Rental ExperienceBetter than most
Repair ProcessBetter than most
SettlementAbout average
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California796About average
Central803The rest
Florida793The rest
Mid-Atlantic823The rest
New England817About average
New York806The rest
North Central815The rest
Northwest782The rest
Southeast823About average
Southwest805The rest
Texas813The rest
Nationwide Ratings
BrandRatingsUser reviews
Mobile App (iOS)
2.4
40
Mobile App (Android)
3.3
1,829
Insurify
4.3
3,848
Trust Pilot
Trustpilot score: 3.0
TrustScore 3
2
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA+
Standard & Poor'sA+
Moody'sA1

Discounts

The largest discounts from Nationwide are: Multiple Policy, Family, Multiple Vehicle

Carrier Discounts
Discount %
25%
25%
20%
15%
10%
10%
10%
10%
10%
5%
Multiple PolicyFamilyMultiple VehicleGood StudentGood DriverFarm BureauDefensive DriverOrganizationSmartRideAnti-Theft Device
Discount Group
Discount TypeDiscount %
Multiple Policyup to 25%
Familyup to 25%
Multiple Vehicleup to 20%
Good Studentup to 15%
Good Driverup to 10%
Farm Bureauup to 10%
Defensive Driverup to 10%
Organizationup to 10%
SmartRideup to 10%
Anti-Theft Deviceup to 5%
Preferred paymentVaries
Accident FreeVaries
Affinity groupVaries
Paperless documentsVaries
Preferred paymentVaries
Driving HabitsVaries
Accident ForgivenessVaries

Payment methods

  • complete-tick.svg
    Automatic Online Payment
    Info
  • complete-tick.svg
    Credit Card Payment
  • complete-tick.svg
    Debit Card Payments
  • complete-tick.svg
    Electronic Check
    Info
  • complete-tick.svg
    Mail Payment
    Info
  • complete-tick.svg
    Multi-Payment Installment Plans
    Info
  • complete-tick.svg
    Online Payment
    Info
  • complete-tick.svg
    Person 2 Person Payment
  • complete-tick.svg
    Phone Payment
    Info

Features and Services

 

Nationwide provides claim handling service 24 hours, 7 days a week. Customers can manage their payments, policies, and auto claims online. Nationwide offers other additional coverage options like accident forgiveness, vanishing deductible, roadside assistance, and towing and labor. Nationwide customers also have access to the On Your Side auto repair shop network, which guarantees the highest quality repairs. Policyholders can take advantage of their free annual insurance review (the On Your Side Review) to review possible changes in your policy that could unlock further car insurance discounts.

Other notable features include the SmartRide program, which allows Nationwide to monitor your safe driving behavior through a mobile app or small device, allowing you to stave off insurance rate increases; the Nationwide family plan, which renders each member of your family entitled to every policy feature and discount for which you qualify; and a paperless discount.

  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/online-portal.svg
    Online account management

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

  • complete-tick.svg
    Accident Forgiveness
    Info
  • complete-tick.svg
    Gap Insurance
    Info
  • complete-tick.svg
    Roadside Assistance
    Info
  • complete-tick.svg
    Rental Reimbursement
    Info
  • complete-tick.svg
    Vanishing Deductible
    Info
  • complete-tick.svg
    Antique or Collector Car Insurance
    Info

Nationwide Insurance Products

Learn more about Nationwide Life Insurance

products/home.svg
Home Insurance
products/life.svg
Life Insurance
products/auto.svg
Car Insurance
products/pet.svg
Pet Insurance

FAQs - Nationwide Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Nationwide to GEICO

Nationwide vs GEICO

Company History

Sing it with us..."Nationwide is on your side...!"

Headquartered in Columbus, Ohio, Nationwide was founded in 1926. 

Nationwide is a mutual insurance company, meaning its policyholders function as its owners. While Nationwide specializes in personal auto insurance coverage and other property and casualty insurance policies, like motorcycle insurance, classic car insurance, and ATV insurance, it's far more than an auto insurance company. Nationwide also sells life insurance, homeowners insurance, and specialty coverages like travel insurance, dental insurance, and wedding insurance. As one can imagine, multi-policy discounts abound. 

Nationwide holds a J.D. Power and Associates overall customer satisfaction rating of 3 out of 5. Among the nation's top insurance providers, this is an average score. 

A.M. Best, a credit rating company that assesses the financial strength of insurance companies, gives Nationwide an "A+," denoting superior financial health and ability to pay out claims.

Contact Information

Headquarters address: One Nationwide Plaza, Columbus, OH 43215

Phone number: 1 (800) 882-2822

How to cancel your Nationwide Car Insurance Policy

You can cancel your policy over the phone by contacting your local agent. Your agent should be listed on your policy information. If you do not have an agent, you can call 800-882-2822 on weekdays between 8:00 a.m. and 6:00 p.m. Eastern.

Nationwide Reviews

3.6
5 Stars
50 %
4 Stars
11 %
3 Stars
9 %
2 Stars
6 %
1 Star
24 %

Most Positive Review

By Jimmy
I’ve been with nationwide for many years as a happy customer. I’m looking over the market to see if my rates are high or low.

Most Critical Review

By Tammy
Never could get a straight answer. No one would call me back. Got the run around. My rates kept climbing when my husband and I have perfect driving records.

All Reviews

Showing 1 - 10 out of 1000 Reviews
Sort by

Read reviews that mention

csecesd
klmmlk
Ernest
appalling disconnect between field and home offices, with the home usually two weeks behind events in the field. Which causes continuing billing errors which NW does not acknowledge.
Darrell
They are fair
Saleem
The rates I had with them and their prompt and courteous service.
Michael
They are ok just price
Robert
Too expensive for the age of me and the car.
Todd
Price increases
Natale
After I had a serious accident the amount I received for my totaled car had been nickel and dimed so low there was no way to get a comparable car. I understand deductions for mileage etc... but when a top of the line model cant even equate to a bottom of the line model in an older model something is wrong.
Amy
Shannon
Nothing remarkable either way.
Showing 1 - 10 out of 1000 reviews

Nationwide Car Insurance Information

Insurify Composite Score89
Number of discounts17
Number of reviews3848
User Rating4.3
A.M. BestA+
Standard & Poor'sA+

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.