|Insurify Composite Score||89||Number of discounts||17||Number of reviews||1,000||User Rating||4.3||A.M. Best||A+||Standard & Poor’s||A+|
Click here for our full review of Nationwide car insurance quotes, discounts, and coverages.
As we work together to slow the spread of COVID-19, state insurance commissions and
insurance providers are constantly changing regulations and practices surrounding monthly
payments, claim payouts, and more. To stay up to date with the latest on auto insurance
reimbursements in your area, be sure to check with your state’s insurance commission and
your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
|State||Average Monthly Cost|
|Overall Satisfaction||About average|
|Policy Offerings||Better than most|
|Local Agent||Better than most|
|Call Center Representative||The rest|
|Insurer Website||Among the best|
|Overall Satisfaction||About average|
|First Notice of Loss (FNOL)||Better than most|
|Claim Servicing||About average|
|Estimation Process||Better than most|
|Repair Process||Better than most|
|Rental Experience||Better than most|
|New England||817||About average|
|New York||806||The rest|
|North Central||815||The rest|
|Mobile App (iOS)||
|Mobile App (Android)||
|Standard & Poor's||A+|
The largest discounts from Nationwide are: Preferred payment discount, Family Discount, Multiple Policy Discount
|Discount Type||Discount %|
|Preferred payment discount||up to 30%|
|Family Discount||up to 25%|
|Multiple Policy Discount||up to 25%|
|Multiple Vehicle Discount||up to 20%|
|Good Student Discount||up to 15%|
|SmartRide discount||up to 10%|
|Organization Discount||up to 10%|
|Defensive Driver Discount||up to 10%|
|Farm Bureau Discount||up to 10%|
|Good Driver Discount||up to 10%|
|Anti-Theft Device Discount||up to 5%|
|Accident Free Discount||Varies|
|Affinity group discount||Varies|
|Paperless documents discount||Varies|
|Preferred payment discount||Varies|
|Driving Habits Discount||Varies|
Nationwide provides claim handling service 24 hours, 7 days a week. Customers can manage their payments, policies, and auto claims online. Nationwide offers other additional coverage options like accident forgiveness, vanishing deductible, roadside assistance, and towing and labor. Nationwide customers also have access to the On Your Side auto repair shop network, which guarantees the highest quality repairs. Policyholders can take advantage of their free annual insurance review (the On Your Side Review) to review possible changes in your policy that could unlock further car insurance discounts.
Other notable features include the SmartRide program, which allows Nationwide to monitor your safe driving behavior through a mobile app or small device, allowing you to stave off insurance rate increases; the Nationwide family plan, which renders each member of your family entitled to every policy feature and discount for which you qualify; and a paperless discount.
Sing it with us..."Nationwide is on your side...!"
Headquartered in Columbus, Ohio, Nationwide was founded in 1926.
Nationwide is a mutual insurance company, meaning its policyholders function as its owners. While Nationwide specializes in personal auto insurance coverage and other property and casualty insurance policies, like motorcycle insurance, classic car insurance, and ATV insurance, it's far more than an auto insurance company. Nationwide also sells life insurance, homeowners insurance, and specialty coverages like travel insurance, dental insurance, and wedding insurance. As one can imagine, multi-policy discounts abound.
A.M. Best, a credit rating company that assesses the financial strength of insurance companies, gives Nationwide an "A+," denoting superior financial health and ability to pay out claims.
Headquarters address: One Nationwide Plaza, Columbus, OH 43215
Phone number: 1 (800) 882-2822
You can cancel your policy over the phone by contacting your local agent. Your agent should be listed on your policy information. If you do not have an agent, you can call 800-882-2822 on weekdays between 8:00 a.m. and 6:00 p.m. Eastern.
I’ve been with nationwide for many years as a happy customer. I’m looking over the market to see if my rates are high or low.
Never could get a straight answer. No one would call me back. Got the run around. My rates kept climbing when my husband and I have perfect driving records.