Car Insurance
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- Nationwide
- Both
Mercury vs Nationwide Car Insurance
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Last Updated: January 2022
Ratings
Insurify Composite Score
Mercury
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Insurify Composite Score
Nationwide
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Insurify Composite Score
Mercury VS Nationwide
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User Ratings
| Options | Mercury  | Nationwide |
|---|---|---|
| Rating/Reviews | 1,419 reviews | 3,848 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Mercury | Nationwide |
|---|---|---|
| Call Center Representative | -- | The rest |
| Insurer Website | -- | Among the best |
| Local Agent | The rest | Better than most |
| Overall Satisfaction | The rest | About average |
| Policy Offerings | The rest | Better than most |
| Pricing | The rest | About average |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Mercury | Nationwide |
|---|---|---|
| Claim Servicing | The rest | About average |
| Estimation Process | About average | Better than most |
| First Notice of Loss (FNOL) | The rest | Better than most |
| Overall Satisfaction | The rest | About average |
| Rental Experience | The rest | Better than most |
| Repair Process | About average | Better than most |
| Settlement | About average | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Mercury | Nationwide |
|---|---|---|
| California | 795 pt The rest | 796 pt About average |
| Central | -- | 803 pt The rest |
| Florida | 808 pt The rest | 793 pt The rest |
| Mid-Atlantic | -- | 823 pt The rest |
| New England | -- | 817 pt About average |
| New York | -- | 806 pt The rest |
| North Central | -- | 815 pt The rest |
| Northwest | -- | 782 pt The rest |
| Southeast | -- | 823 pt About average |
| Southwest | -- | 805 pt The rest |
| Texas | -- | 813 pt The rest |
Mobile App Ratings ℹ
| Region | Mercury | Nationwide |
|---|---|---|
| Android | 161 Reviews | 1,829 Reviews |
| iOS | -- | 40 Reviews |
Financial Ratings
| Options | Mercury | Nationwide |
|---|---|---|
| A.M. Best | A | A+ |
| Fitch | A | -- |
| Moody's | A2 | A1 |
| Standard & Poor's | -- | A+ |
Auto Insurance Quotes
For Married Drivers
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $74 | $73 |
| Chicago | $106 | $184 |
| Philadelphia | -- | $87 |
| Phoenix | $96 | -- |
| Santa Monica | $67 | $96 |
For Single Drivers
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $81 | $99 |
| Chicago | $152 | $183 |
| Philadelphia | -- | $96 |
| Phoenix | $93 | -- |
| Santa Monica | $122 | $231 |
For Male Drivers
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $77 | $84 |
| Chicago | $146 | $185 |
| Philadelphia | -- | $90 |
| Phoenix | $94 | -- |
| Santa Monica | $116 | $215 |
For Female Drivers
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $78 | $88 |
| Chicago | $113 | $182 |
| Philadelphia | -- | $93 |
| Phoenix | $95 | -- |
| Santa Monica | $72 | $112 |
For Drivers with Speeding Ticket
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $102 | $115 |
| Chicago | $174 | $285 |
| Philadelphia | -- | $102 |
| Phoenix | $114 | -- |
| Santa Monica | $134 | $270 |
For Drivers with No Speeding Ticket
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $72 | $80 |
| Chicago | $119 | $161 |
| Philadelphia | -- | $90 |
| Phoenix | $91 | -- |
| Santa Monica | $86 | $141 |
For Drivers Age Between 18-40
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $81 | $97 |
| Chicago | $150 | $185 |
| Philadelphia | -- | $94 |
| Phoenix | $92 | -- |
| Santa Monica | $136 | $262 |
For Drivers Age Between 40-65
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $70 | $70 |
| Chicago | $103 | $172 |
| Philadelphia | -- | $82 |
| Phoenix | $90 | -- |
| Santa Monica | $60 | $85 |
For Drivers Age of 65+
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $93 | $108 |
| Chicago | $147 | $217 |
| Philadelphia | -- | $112 |
| Phoenix | $123 | -- |
| Santa Monica | $67 | $88 |
For Drivers with Average Credit
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $86 | $105 |
| Chicago | $134 | $207 |
| Philadelphia | -- | $104 |
| Phoenix | $103 | -- |
| Santa Monica | $83 | $147 |
For Drivers with Fair Credit
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $84 | $87 |
| Chicago | $111 | $185 |
| Philadelphia | -- | $91 |
| Phoenix | $102 | -- |
| Santa Monica | $79 | $117 |
For Drivers with Good Credit
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $74 | $70 |
| Chicago | $123 | $197 |
| Philadelphia | -- | $90 |
| Phoenix | $99 | -- |
| Santa Monica | $67 | $106 |
For Drivers with Excellent Credit
| City | Mercury | Nationwide |
|---|---|---|
| Austin | $67 | $83 |
| Chicago | $149 | $144 |
| Philadelphia | -- | $80 |
| Phoenix | $75 | -- |
| Santa Monica | $147 | $285 |
Quotes & Discounts
| Discount type | Mercury | Nationwide |
|---|---|---|
| Good Credit | Up to 73% | -- |
| Multiple Vehicle | Up to 26% | Up to 20% |
| Good Driver | Up to 18% | Up to 10% |
| Good Student | Up to 10% | Up to 15% |
| Multiple Policy | Up to 10% | Up to 25% |
| Student Away at School | Up to 10% | -- |
| Anti-Theft Device | Up to 5% | Up to 5% |
| Passive Restraint | Up to 5% | -- |
| Federal Employee | Varies | -- |
| Low Mileage | Varies | -- |
| Occasional driver | Varies | -- |
| Organization | Varies | Up to 10% |
| Paid in full | Varies | -- |
| Professional organization | Varies | -- |
| Public Safety Professional | Varies | -- |
| Senior Adult | Varies | -- |
| VIN Etching | Varies | -- |
| Accident Forgiveness | -- | Varies |
| Accident Free | -- | Varies |
| Affinity group | -- | Varies |
| Defensive Driver | -- | Up to 10% |
| Driving Habits | -- | Varies |
| Family | -- | Up to 25% |
| Farm Bureau | -- | Up to 10% |
| Paperless documents | -- | Varies |
| Preferred payment | -- | Varies |
| SmartRide | -- | Up to 10% |
Payment Methods
| Discount type | Mercury | Nationwide |
|---|---|---|
| Automatic Online Payment ℹ | -- |  |
| Credit Card Payment | -- | |
| Debit Card Payments | -- | |
| Electronic Check ℹ | -- | |
| Mail Payment ℹ | | |
| Multi-Payment Installment Plans ℹ | -- | |
| Online Payment ℹ | | |
| Person 2 Person Payment | | |
| Phone Payment ℹ | | |
Features and Services
| Features and Services | Mercury | Nationwide |
|---|---|---|
| 24/7 service | | -- |
| Online account management | | |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Mercury | Nationwide |
|---|---|---|
| Accident Forgiveness ℹ | -- | |
| Antique or Collector Car Insurance ℹ | -- | |
| Comprehensive Claim Forgiveness ℹ | | -- |
| Gap Insurance ℹ | -- | |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Vanishing Deductible ℹ | -- | |
Insurance by State
Uber and Lyft driver insurance
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Compare Insurance Products
| Product | Mercury | Nationwide |
|---|---|---|
 Car Insurance | | |
 Business Insurance | | -- |
 Commercial Insurance | | -- |
 Condo Insurance | | -- |
 Home Insurance | | |
 Life Insurance | -- | |
 Pet Insurance | -- | |
 Renters Insurance | | -- |
 Umbrella Insurance | | -- |
User Reviews
- Mercury Reviews
- Nationwide Reviews
4.2
1,000 Reviews
5 Stars
67 %
4 Stars
12 %
3 Stars
8 %
2 Stars
4 %
1 Star
11 %
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
