4.8out of 3,000+ reviews
Wyoming Car Insurance for High Risk Drivers (With Quotes)
Secure. Free. Easy-to-use.
Why you can trust Insurify
Written by
Courtney Roy
Insurance Writer
Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated March 9, 2022
Cheapest Insurance Companies for High Risk Drivers in Wyoming (2022)
For drivers that are high-risk in Wyoming, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wyoming. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Wyoming.
| Carrier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Safeco Insurance | $153 |
| Dairyland Insurance | $199 |
| American Family Insurance | $283 |
What Makes a Driver High-Risk in Wyoming?
If you ask insurance companies, they'll say high-risk drivers are people who are more likely to file a claim than average drivers. And who you are or what you do can put you on the list. But just who is high-risk?
First-time drivers, teenage drivers, and those age 65 or older fall into the high-risk category, and the same goes for those with no credit or poor credit. You also earn a spot for one of the following snafus: driving with a suspended license, DUI/DWI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of the reason, the willing can find a way to save on Wyoming car insurance.
Wyoming Car Insurance Rates for High-Risk Drivers
No Violation$138
Failure to Stop$166
Reckless Driving$179
Speeding Ticket$187
At-Fault Accident$247
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Wyoming?
"Become a high-risk driver" won't show up on anyone's list of life goals, but it happens. It's usually a pesky speeding ticket, fender bender, or hard-to-see stop sign that does the trick. Does one little driving mistake equate to paying more forever?
Fortunately, most insurance companies stop the driving history check at the three-year mark. If you want to save in the meantime, compare quotes and coverages, avoid tickets and accidents, and shop around every six months. While you wait, check out how these different driving offenses could make a difference for your budget:
| Driving History | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| No Violation | $138 |
| Speeding Ticket | $187 |
| At-Fault Accident | $247 |
| Reckless Driving | $179 |
| Failure to Stop | $166 |
How Much Does a Speeding Ticket Impact Car Insurance Rates in Wyoming?
When you're rushing to work or school, one of the last things you're concerned about is a sneaky cop. But one speeding ticket later, and your price will balloon by over $45 per month, or $420 per year. Here is just how that change breaks down:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$187
$49 ▴
Avg. Monthly Rate Increase
How Does an at-Fault Accident Impact Insurance Rates in Wyoming?
Maybe you didn't total the other vehicle, and it was just a minor crash. But when the insurance company pays out for an accident, your future prices go sky-high. Add $109 per month, or over $1,200 per year, to your insurance costs for that small accident. Take a glance at the details:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$247
$109 ▴
Avg. Monthly Rate Increase
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Wyoming?
It's almost like a speed trap, the way the light went from green to yellow to red. A failure-to-stop ticket will pump up your rate by over $25 per month, or $300 per year. Here's a look at what may still be an affordable premium to many:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$166
$28 ▴
Avg. Monthly Rate Increase
Does Driving With a Suspended License Impact Car Insurance Rates in Wyoming?
If you ask insurance companies, they'll say high-risk drivers are people who are more likely to file a claim than average drivers. And who you are or what you do can put you on the list. But just who is high-risk?
First-time drivers, teenage drivers, and those age 65 or older fall into the high-risk category, and the same goes for those with no credit or poor credit. You also earn a spot for one of the following snafus: driving with a suspended license, DUI/DWI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of the reason, the willing can find a way to save on Wyoming car insurance.
Tips for Researching High-Risk Wyoming Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a large and growing state like Wyoming draws a wide variety of choices when factoring high-risk driving insurance rates.
Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.
Compare Car Insurance Quotes Instantly
Secure. Free. Easy-to-use.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - Wyoming Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Wyoming. Insurify analyzed the latest data for the five most populous cities in Wyoming to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Wyoming and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
Compare Car Insurance Quotes Instantly
Secure. Free. Easy-to-use.
Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.