What Makes a Driver High-Risk in Wyoming?
If you ask insurance companies, they'll say high-risk drivers are people who are more likely to file a claim than average drivers. And who you are or what you do can put you on the list. But just who is high-risk?
First-time drivers, teenage drivers, and those age 65 or older fall into the high-risk category, and the same goes for those with no credit or poor credit. You also earn a spot for one of the following snafus: driving with a suspended license, DUI/DWI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of the reason, the willing can find a way to save on Wyoming car insurance.
Wyoming Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Wyoming?
"Become a high-risk driver" won't show up on anyone's list of life goals, but it happens. It's usually a pesky speeding ticket, fender bender, or hard-to-see stop sign that does the trick. Does one little driving mistake equate to paying more forever?
Fortunately, most insurance companies stop the driving history check at the three-year mark. If you want to save in the meantime, compare quotes and coverages, avoid tickets and accidents, and shop around every six months. While you wait, check out how these different driving offenses could make a difference for your budget:
How Much Does a Speeding Ticket Impact Car Insurance Rates in Wyoming?
When you're rushing to work or school, one of the last things you're concerned about is a sneaky cop. But one speeding ticket later, and your price will balloon by over $45 per month, or $420 per year. Here is just how that change breaks down:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Wyoming?
Maybe you didn't total the other vehicle, and it was just a minor crash. But when the insurance company pays out for an accident, your future prices go sky-high. Add $109 per month, or over $1,200 per year, to your insurance costs for that small accident. Take a glance at the details:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Wyoming?
It's almost like a speed trap, the way the light went from green to yellow to red. A failure-to-stop ticket will pump up your rate by over $25 per month, or $300 per year. Here's a look at what may still be an affordable premium to many:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.