4.8out of 3,000+ reviews
Wyoming Car Insurance for High Risk Drivers (With Quotes)
- Personalized quotes in 5 minutes or less
- No signup required
| Reviewed by licensed insurance agent, Amber Benka
Last Updated March 9, 2022
Why you can trust Insurify
Insurify partners with the best car insurance companies in the U.S. to provide a tailored car insurance comparison experience. To date, we've delivered over 26 million quotes from both national and regional companies to over 4 million customers. Check out reviews from over 3,000 satisfied customers, how we make money, how we get our data, our editorial standards, and a list of our partners.
Cheapest Insurance Companies for High Risk Drivers in Wyoming (2022)
For drivers that are high-risk in Wyoming, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wyoming. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Wyoming.
| Carrier | Avg. Monthly Cost |
|---|---|
| Safeco Insurance | $153 |
| Dairyland Insurance | $199 |
| American Family Insurance | $283 |
What Makes a Driver High-Risk in Wyoming?
If you ask insurance companies, they'll say high-risk drivers are people who are more likely to file a claim than average drivers. And who you are or what you do can put you on the list. But just who is high-risk?
First-time drivers, teenage drivers, and those age 65 or older fall into the high-risk category, and the same goes for those with no credit or poor credit. You also earn a spot for one of the following snafus: driving with a suspended license, DUI/DWI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of the reason, the willing can find a way to save on Wyoming car insurance.
Wyoming Car Insurance Rates for High-Risk Drivers
No Violation$138
Failure to Stop$166
Reckless Driving$179
Speeding Ticket$187
At-Fault Accident$247
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Wyoming?
"Become a high-risk driver" won't show up on anyone's list of life goals, but it happens. It's usually a pesky speeding ticket, fender bender, or hard-to-see stop sign that does the trick. Does one little driving mistake equate to paying more forever?
Fortunately, most insurance companies stop the driving history check at the three-year mark. If you want to save in the meantime, compare quotes and coverages, avoid tickets and accidents, and shop around every six months. While you wait, check out how these different driving offenses could make a difference for your budget:
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $138 |
| Speeding Ticket | $187 |
| At-Fault Accident | $247 |
| Reckless Driving | $179 |
| Failure to Stop | $166 |
How Much Does a Speeding Ticket Impact Car Insurance Rates in Wyoming?
When you're rushing to work or school, one of the last things you're concerned about is a sneaky cop. But one speeding ticket later, and your price will balloon by over $45 per month, or $420 per year. Here is just how that change breaks down:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$187
$49 ▴
Avg. Monthly Rate Increase
How Does an at-Fault Accident Impact Insurance Rates in Wyoming?
Maybe you didn't total the other vehicle, and it was just a minor crash. But when the insurance company pays out for an accident, your future prices go sky-high. Add $109 per month, or over $1,200 per year, to your insurance costs for that small accident. Take a glance at the details:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$247
$109 ▴
Avg. Monthly Rate Increase
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Wyoming?
It's almost like a speed trap, the way the light went from green to yellow to red. A failure-to-stop ticket will pump up your rate by over $25 per month, or $300 per year. Here's a look at what may still be an affordable premium to many:
No Violation - Avg. Monthly Rate$138
Speeding ticket - Avg. Monthly Rate$166
$28 ▴
Avg. Monthly Rate Increase
Compare Car Insurance Quotes Instantly
- Personalized quotes in 5 minutes or less
- No signup required
Does Driving With a Suspended License Impact Car Insurance Rates in Wyoming?
If you ask insurance companies, they'll say high-risk drivers are people who are more likely to file a claim than average drivers. And who you are or what you do can put you on the list. But just who is high-risk?
First-time drivers, teenage drivers, and those age 65 or older fall into the high-risk category, and the same goes for those with no credit or poor credit. You also earn a spot for one of the following snafus: driving with a suspended license, DUI/DWI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of the reason, the willing can find a way to save on Wyoming car insurance.
Tips for Researching High-Risk Wyoming Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a large and growing state like Wyoming draws a wide variety of choices when factoring high-risk driving insurance rates.
Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - Wyoming Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Wyoming. Insurify analyzed the latest data for the five most populous cities in Wyoming to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Wyoming and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
Compare Car Insurance Quotes Instantly
- Personalized quotes in 5 minutes or less
- No signup required
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Content Writer at Insurify
Courtney Roy is a financial and technology copywriter. He creates content that makes an actionable difference in the life of his readers. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering. He and his wife chase their five kids in the Phoenix, Arizona sun. You can learn more at thecopyprophet.com.
Learn More