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Cheap Auto Insurance Quotes in Beloit, WI (January 2022)

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Last Updated: January 2022

Car Insurance in Beloit, WI

The average cost of Wisconsin car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Beloit, WI to find you the cheapest quotes in the area.
$76
$91
$104
State FarmTravelersNationwide

Cheapest Car Insurance in Beloit, WI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$96
$129
$80
$78
$101
$90
WisconsinMilwaukeeMadisonGreen BayKenoshaBeloit
Click here to learn about car insurance quotes and save on your current policy.

Beloit, WI Driving Facts

wisconsin

Minimum Car Insurane Requirements in WI

Wisconsin motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000/$50,000 for Bodily Injury Liability
  • $10,000 for property damage liability
  • $25,000/$50,000 uninsured motorist coverage for bodily injury or death 

Considering the cost of medical care—and the cost of vehicles younger than six years—these minimums may not be enough to cover costs in the event of an accident. This is especially true if you typically drive with passengers in your vehicle as your insurance will be your safety net for all medical costs involved in an at-fault accident.

Insurify Insights: How Beloit Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Beloit, WI
suspended licenses
#14
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Beloit drivers measure up to their fellow Wisconsin motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Beloit

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Beloit is the Chevrolet Impala.

Hybrid/Electric Vehicle Ownership in Beloit

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Beloit drivers rank 4 in hybrid and electric vehicle ownership across all cities in Wisconsin.

  • Rank within state: #4
  • Percent of drivers in Beloit with a hybrid/electric vehicle: 0.66%

DUI/DWIs in Beloit

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Beloit drivers rank 3 in the number of DUI’s per driver across all cities in Wisconsin.

  • Rank within state: #3
  • Percent of drivers in Beloit with a DUI: {{percentDrivers}}%
  • Drivers in Beloit, WI with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Beloit

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wisconsin, Beloit drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in Beloit with a speeding ticket: {{percentDrivers}}%
  • Drivers in Beloit, WI with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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