Cheap Auto Insurance Quotes in Oak Hill, WV (January 2022)

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Last Updated: January 2022

Car Insurance in Oak Hill, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Oak Hill, WV to find you the cheapest quotes in the area.

Cheapest Car Insurance in Oak Hill, WV

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

West VirginiaCharlestonHuntingtonMorgantownParkersburgOak Hill
Click here to learn about car insurance quotes and save on your current policy.

Oak Hill, WV Driving Facts


Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.

Find local Oak Hill agents

Jim Lively Insurance, Inc. 
P O Box 1633, Oak Hill, WV 25901-1633
Mount Hope Insurance Agency, Inc. 
136 Main St., Oak Hill, WV 25901-3033
Ficon-Bush Insurance Agency, Inc
1214 Main St E, Oak Hill, WV 25901
Donnie Bowling - State Farm Insurance Agent
1443 E Main St, Oak Hill, WV 25901
Nationwide Insurance: Benjamin Farley Agency Inc.
821 Main St E, Oak Hill, WV 25901
Jesse Bane: Allstate Insurance
1805 Main St E, Oak Hill, WV 25901
Clark West Insurance
1558 E Main St, Oak Hill, WV 25901
Biggs Insurance Agency, Inc.
1509 Main St E, Oak Hill, WV 25901
Fayette Insurance
E Main St, Oak Hill, WV 25901
Prudence Insurance
1527 E Main St, Oak Hill, WV 25901

Insurify Insights: How Oak Hill Drivers Measure Up

Chevrolet Silverado
Most Popular Car in
Oak Hill, WV
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Oak Hill drivers measure up to their fellow West Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Oak Hill

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Oak Hill is the Chevrolet Silverado.

DUI/DWIs in Oak Hill

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Oak Hill drivers rank -- in the number of DUI’s per driver across all cities in West Virginia.

  • Rank within state: #--
  • Percent of drivers in Oak Hill with a DUI: {{percentDrivers}}%
  • Drivers in Oak Hill, WV with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Oak Hill

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in West Virginia, Oak Hill drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Oak Hill with a speeding ticket: {{percentDrivers}}%
  • Drivers in Oak Hill, WV with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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