Cheap Auto Insurance Quotes in Oak Hill, WV (2021)

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Car Insurance in Oak Hill, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Oak Hill, WV to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Oak Hill, WV

Here are the cheapest carriers in Oak Hill for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Oak Hill, WV Driving Facts

Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.


Find local Oak Hill agents

Jim Lively Insurance, Inc. 
P O Box 1633, Oak Hill, WV 25901-1633
Mount Hope Insurance Agency, Inc. 
136 Main St., Oak Hill, WV 25901-3033
Ficon-Bush Insurance Agency, Inc
1214 Main St E, Oak Hill, WV 25901
Donnie Bowling - State Farm Insurance Agent
1443 E Main St, Oak Hill, WV 25901
Nationwide Insurance: Benjamin Farley Agency Inc.
821 Main St E, Oak Hill, WV 25901
Jesse Bane: Allstate Insurance
1805 Main St E, Oak Hill, WV 25901
Clark West Insurance
1558 E Main St, Oak Hill, WV 25901
Biggs Insurance Agency, Inc.
1509 Main St E, Oak Hill, WV 25901
Fayette Insurance
E Main St, Oak Hill, WV 25901
Prudence Insurance
1527 E Main St, Oak Hill, WV 25901

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Oak Hill stacks up for the state of West Virginia:

Chevrolet Silverado
Most Popular Car in
Oak Hill, WV
suspended licenses
Cities with Most
Suspended Licenses Rank