Cheap DUI Car Insurance in Washington, D.C.:
Costs and Quotes (2021)

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DUI Car Insurance in Washington, D.C.

You should not get behind the wheel if you've been drinking. It's that simple. Not only is drinking and driving against the law, but it's also dangerous. You're not only putting your life at risk, but other people's as well. In fact, the best-case scenario is that you're pulled over and charged with driving under the influence (DUI) before you hurt someone—and that in itself is costly. Remember, you're too drunk to drive in Washington, D.C., if your blood alcohol content (BAC) is .08 or higher.

How costly can a DUI be? You could face legal fees, fines, criminal charges, and even jail time. Plus, when you're allowed on the road again, you're almost guaranteed to have a higher insurance rate. Insurance companies price policies based on risk. If you have a DUI on your driving record, an insurer is going to view you as a risk and increase your rates to offset that risk. If you were to ever get a second DUI, your insurance rates will only get higher.

Avg. Monthly Cost - No Violation
Avg. Monthly Cost - After DUI
$127 Monthly Impact of DUI on Rates
48.47% Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

What Are the Best Car Insurance Companies After a DUI in Washington, D.C.?

There will still be car insurance companies available to you after a DUI. They might just charge you more than normal to insure you and your vehicle. Liberty Mutual ($143.13 a month) is one of the least expensive insurers after a DUI in Washington, D.C.

CarrierAvg. Monthly Cost

Liberty Mutual


The General


How Much Does a DUI Impact Car Insurance Rates in Washington, D.C.?

A DUI will touch almost every aspect of your life. This includes your driving record, finances, relationships, and even your work. Naturally, a DUI will impact your car insurance rates, too.

It's better to have a clean driving record if you want to have a low car insurance payment. In Washington, D.C., drivers without a DUI on their record pay on average $126.51 less per month on their car insurance than drivers who have been charged. That means that one bad lapse in judgment could drive your car insurance costs up 48 percent, to $388.51. Such a dramatic rate hike should be enough motivation to not get behind the wheel after you have been drinking.

No Violation - Avg. Monthly RateAfter DUI - Avg. Monthly RateAverage Percent Increase After DUI

What Are the Average Car Insurance Prices After a DUI in Washington, D.C.?

Your individual circumstances will ultimately determine your car insurance rates. However, most drivers in Washington, D.C., with a DUI on their record pay $388.51 a month to keep their cars insured. This gives Washington, D.C., the 22nd most expensive car insurance rate after a DUI.

Be sure to take your time when you shop car insurance rates after you're charged with a DUI. You should also look at more than just price. Find out what other insurance products these companies offer; you might be able to combine your auto policy with one of them and get a discount.

California After DUI Avg. Monthly RateMost Expensive State for DUI (1-50)

How Long Is the Lookback Period for a DUI in Washington, D.C.?

A lookback period is how long a DUI remains on a driver's record. Washington, D.C., has a lookback period of 15 years for DUIs. This means that if you're charged with another DUI in that 15-year period, it will count as a second offense, and you could be looking at more jail time, bigger fines, or a longer driver's license suspension. If you get a DUI after the lookback period expires, however, it would be viewed as a first offense. Meanwhile, car insurance companies typically look back between three and five years for a DUI on your driving record when setting your rate.

Your car insurance rates are going to increase after a DUI. You can keep them from going up even more by maintaining a clean driving record going forward. Plus, you might see your car insurance premium go down over time, as long as you avoid any more traffic violations.

Washington, D.C. DUI Penalties

First-time DUI offenders in Washington, D.C., could face up to 180 days in jail and/or a $1,000 fine as well as a six-month driver's license revocation. A second offense could lead to one year in jail, a $2,500 to $5,000 fine, and a yearlong license revocation.

If a driver under 21 is found to have any measurable amount of alcohol in their breath, blood, or urine, they are subject to the same penalties. They could also face a civil fine of $300 to $1,000 and have their driver's license suspended for 90 days to a year for alcohol consumption.

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