Cheap DUI Car Insurance in Washington, D.C. (With Quotes)

Best DUI Insurance Companies in Washington, D.C. (2022)

For drivers with a DUI or DWI offense in Washington, D.C., it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington, D.C.. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Washington, D.C..

DUI Car Insurance Costs in Washington, D.C.

In Washington, D.C., a DUI or DWI offense will on average have drivers paying $389 per month and $4,668 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 48% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Washington, D.C.?

A DUI will touch almost every aspect of your life. This includes your driving record, finances, relationships, and even your work. Naturally, a DUI will impact your car insurance rates, too.

It's better to have a clean driving record if you want to have a low car insurance payment. In Washington, D.C., drivers without a DUI on their record pay on average $126.51 less per month on their car insurance than drivers who have been charged. That means that one bad lapse in judgment could drive your car insurance costs up 48 percent, to $388.51. Such a dramatic rate hike should be enough motivation to not get behind the wheel after you have been drinking.

What Are the Average Car Insurance Prices After a DUI in Washington, D.C.?

Your individual circumstances will ultimately determine your car insurance rates. However, most drivers in Washington, D.C., with a DUI on their record pay $388.51 a month to keep their cars insured. This gives Washington, D.C., the 22nd most expensive car insurance rate after a DUI.

Be sure to take your time when you shop car insurance rates after you're charged with a DUI. You should also look at more than just price. Find out what other insurance products these companies offer; you might be able to combine your auto policy with one of them and get a discount.

How Long Is the Lookback Period for a DUI in Washington, D.C.?

A lookback period is how long a DUI remains on a driver's record. Washington, D.C., has a lookback period of 15 years for DUIs. This means that if you're charged with another DUI in that 15-year period, it will count as a second offense, and you could be looking at more jail time, bigger fines, or a longer driver's license suspension. If you get a DUI after the lookback period expires, however, it would be viewed as a first offense. Meanwhile, car insurance companies typically look back between three and five years for a DUI on your driving record when setting your rate.

Your car insurance rates are going to increase after a DUI. You can keep them from going up even more by maintaining a clean driving record going forward. Plus, you might see your car insurance premium go down over time, as long as you avoid any more traffic violations.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies