Cheap Car Insurance for Bad Credit Drivers in Vermont:
Costs and Quotes (2021)
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- Car Insurance in Vermont
- Bad Credit Car Insurance in Vermont
Cheapest Companies for Drivers With Bad Credit in Vermont (2021)
For drivers with bad credit in Vermont, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Vermont. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Vermont.
| Carrier | |
|---|---|
 Liberty Mutual | $134/mo |
 Dairyland Insurance | $138/mo |
 Travelers | $147/mo |
 American Family Insurance | $149/mo |
Bad Credit Car Insurance in Vermont
Farms and artisan foods all play a part in this idyllic New England State. But if the picture your credit score paints of you isn't so pretty, know it can be better when it comes to getting good car insurance premiums.
Though insurance companies base ratings on many things you can't change (like your age), you can control your credit behavior. Did you know that 40 percent of a FICO credit score has to do with just paying your bills on time? If you are concerned that your insurance scores won't budge, they can if you're motivated to move them!
Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does Bad Credit Impact Car Insurance Rates in Vermont?
Every action you do (or don't) take has an impact on something else. This holds true with auto insurance costs as well. Drivers in Vermont whose actions have ended in bad credit are saddled with premiums that are nearly 13 percent higher than the rates good credit drivers receive.
Though it's important to be on top of your credit, insurance agencies have an important role to play as well. Under the Fair Credit Reporting Act, they have to tell you if your rate is increased or canceled or if you are denied coverage because of your credit.
Can I Get Car Insurance With No Credit Check in Vermont?
In California, Massachusetts, and Hawaii, using credit scores to influence car insurance premiums is illegal. In Vermont and the other states, however, the practice is legitimate.
Finding an insurer who'll write you an insurance policy without first running a credit check in Vermont is next to impossible. Why? Car insurance companies use select information from credit reports to determine how likely it is that you'll make a claim. This information is invaluable to them.
Vermont Car Insurance Rates by Credit Tier
Because there are credit tiers associated with different credit rating agencies, even the smallest improvements that Green Mountain Staters make can be recognized. Each tier you climb in Vermont shaves a little more money off of your monthly premium. Vermont drivers with poor credit scores on average pay $29 more per month than drivers with excellent credit scores.
| Credit Tier | |
|---|---|
| Excellent | $133 |
| Good | $148 |
| Average | $150 |
| Poor | $162 |
Car Insurance Rates With Bad Credit in Vermont Cities
Tips for Researching Bad Credit Vermont Car Insurance Rates
Insurance prices and policies can vary significantly between companies, and a state like Vermont draws a wide variety of choices when factoring insurance rates for drivers with bad credit.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
Insurify Rate Comparison Methodology
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
