Cheap Auto Insurance Quotes in Hendersonville, TN (2021)

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Car Insurance in Hendersonville, TN

The average cost of Tennessee car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Hendersonville, TN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$48
$101
$143
$155
$172
ProgressiveState FarmLiberty MutualThe GeneralDirect Auto
Monthly $

Cheapest Car Insurance in Hendersonville, TN

Here are the cheapest carriers in Hendersonville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$128
$159
$112
$125
$120
$124
TennesseeMemphisKnoxvilleChattanoogaClarksvilleHendersonville
Monthly $

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Hendersonville, TN Driving Facts

tennessee

Minimum Car Insurance Requirements in TN

All motor vehicles operated or parked on Tennessee roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Tennessee are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Tennessee state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Tennessee law.

 

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverge required in the state of Tennessee is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Insurify Insights: How Hendersonville Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Hendersonville, TN
suspended licenses
#49
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Hendersonville drivers measure up to their fellow Tennessee motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Hendersonville

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Hendersonville drivers rank 12 in the number of car accidents per driver across all cities in Tennessee.

  • Rank within state: #12
  • Percent of drivers in Hendersonville with an accident: 13.05%
  • Drivers in Hendersonville, TN with an accident in their driving history paid on average 46.27% more than drivers with a clean record

Speeding Hendersonville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Tennessee, Hendersonville drivers rank 25 in the number of speeding infractions per driver.

  • Rank within state: #25
  • Percent of drivers in Hendersonville with a speeding ticket: 11.33%
  • Drivers in Hendersonville, TN with a speeding ticket in their driving history paid on average 34.33% more than drivers with a clean record

DUI/DWIs Hendersonville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Hendersonville drivers rank 6 in the number of DUI’s per driver across all cities in Tennessee.

  • Rank within state: #6
  • Percent of drivers in Hendersonville with a DUI: 2.71%
  • Drivers in Hendersonville, TN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Hendersonville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Hendersonville is the Nissan Altima.

Hybrid/Electric Vehicle Ownership Hendersonville

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Hendersonville drivers rank 19 in hybrid and electric vehicle ownership across all cities in Tennessee.

  • Rank within state: #19
  • Percent of drivers in Hendersonville with a hybrid/electric vehicle: 0.35%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.