Cheap Auto Insurance Quotes in Central Falls, RI (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Ocean State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes

Car Insurance in Central Falls, RI

The average cost of Rhode Island car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Central Falls, RI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
ProgressiveTravelersLiberty MutualAmerican Family
Monthly $

Cheapest Car Insurance in Central Falls, RI

Here are the cheapest carriers in Central Falls for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
Rhode IslandProvidenceWarwickCranstonPawtucketCentral Falls
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Central Falls, RI Driving Facts


Minimum Car Insurance Requirements in RI

The state of Rhode Island requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Rhode Island are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that Rhode Island state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in Rhode Island are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Rhode Island requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local Central Falls agents

Loiselle Insurance Agency 
279 Dexter Street, Pawtucket, RI 02860
Butler & Messier, Inc. 
1401 Newport Ave, Pawtucket, RI 02861
Blais Insurance 
1 Walker street, Lincoln, RI 02865
Frazao Insurance LLC 
146 Central Avenue, Seekonk, MA 02771
A-Fast Tax Service Corp. 
442 Dexter St., Central Falls, RI 02863
Tanya Gonzalez & La Cima Ins. LLC 
Audrey G. Dickinson Insurance 
1401 Newport Avenue, Pawtucket, RI 02861
Smith Insurance Group, Inc. 
664 Armistice Blvd, Pawtucket, RI 02861-2709
Gardiner Whiteley Boardman Insurance Agency, LLC 
1 Main Street, Pawtucket, RI 02860
Affordable Insurance 
44 East Street, Pawtucket, RI 02860-1023

Insurify Insights: How Central Falls Drivers Measure Up

Honda Accord
Most Popular Car in
Central Falls, RI
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Central Falls drivers measure up to their fellow Rhode Island motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Central Falls

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Central Falls is the Honda Accord.

DUI/DWIs Central Falls

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Central Falls drivers rank -- in the number of DUI’s per driver across all cities in Rhode Island.

  • Rank within state: #--
  • Percent of drivers in Central Falls with a DUI: %
  • Drivers in Central Falls, RI with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Central Falls

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Rhode Island, Central Falls drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Central Falls with a speeding ticket: %
  • Drivers in Central Falls, RI with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.