Cheap Auto Insurance Quotes in Princeton, NJ (2021)

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Car Insurance in Princeton, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Princeton, NJ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$124
$141
$202
$206
$291
Plymouth RockTravelersLiberty MutualMercuryMidvale Home & Auto
Monthly $

Cheapest Car Insurance in Princeton, NJ

Here are the cheapest carriers in Princeton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$281
$317
$295
$304
$294
$193
New JerseyNewarkJersey CityPatersonElizabethPrinceton
Monthly $

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Princeton, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

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Insurify Insights: How Princeton Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Princeton, NJ
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Princeton drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Princeton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Princeton is the Honda Civic.

DUI/DWIs Princeton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Princeton drivers rank -- in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #--
  • Percent of drivers in Princeton with a DUI: %
  • Drivers in Princeton, NJ with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Princeton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Princeton drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Princeton with a speeding ticket: %
  • Drivers in Princeton, NJ with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.