Cheap Auto Insurance Quotes in Passaic, NJ (January 2022)

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Car Insurance in Passaic, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Passaic, NJ to find you the cheapest quotes in the area.
$111
$260
$287
$467
ProgressiveLiberty MutualTravelersState Farm

Cheapest Car Insurance in Passaic, NJ

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$300
$317
$303
$304
$294
$281
New JerseyNewarkJersey CityPatersonElizabethPassaic
Click here to learn about car insurance quotes and save on your current policy.

Passaic, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Find local Passaic agents

MG Agency
78 Market St A, Passaic, NJ 07055,
A Plus Insurance Agency
47 Broadway, Passaic, NJ 07055
Falen Agency INC
181 Prospect St, Passaic, NJ 07055
Insurox Group Incv
400 River Dr, Garfield, NJ 07026
Farmers Insurance - Hector Casillas
208B Lakeview Ave, Clifton, NJ 07011,
InsureOne Insurance
54 Main Ave, Passaic, NJ 07055
MG Agency
78 Market St A, Passaic, NJ 07055
Alex Vargas - State Farm Insurance Agent
45 Hoover Ave, Passaic, NJ 07055
Hugo G Balta Associates
205 Monroe St #1, Passaic, NJ 07055
Innovate Insurance Agency, Inc.
521 Van Houten Ave Ste 1B, Clifton, NJ 07013

Insurify Insights: How Passaic Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Passaic, NJ
suspended licenses
#17
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Passaic drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Passaic

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Passaic drivers rank 29 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #29
  • Percent of drivers in Passaic with an accident: 6.4%
  • Drivers in Passaic, NJ with an accident in their driving history paid on average 34.37% more than drivers with a clean record

Speeding in Passaic

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Passaic drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Passaic with a speeding ticket: 3.7%
  • Drivers in Passaic, NJ with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs in Passaic

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Passaic drivers rank 18 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #18
  • Percent of drivers in Passaic with a DUI: 1.01%
  • Drivers in Passaic, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Passaic

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Passaic is the Honda Accord.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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