What Makes a Driver High-Risk in Nevada?
Car insurance in Nevada can be somewhat costly even for the safest of drivers, so it's definitely worth paying attention while you're on the road to avoid paying high-risk rates. If you accidentally run a stop sign, speed, or change lanes too frequently, you may find yourself being included in this category and could end up seeing your premiums rise dramatically.
Should you find yourself faced with a larger car insurance bill in Nevada, you do have options. A wide range of carriers work with those who have a history of driving violations and can work with your budget to determine the best type of policy for your needs.
Nevada Car Insurance Rates for High-Risk Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does High-Risk Driving Affect Car Insurance Rates in Nevada?
Motorists in Nevada may wonder what constitutes high-risk behavior, as avoiding it is a wise financial decision. Whenever an insurance company finds that it's riskier to cover an individual due to speeding, multiple accidents, or reckless driving, they must charge more to ensure they can pay in the event of a claim.
Companies that work with high-risk drivers are typically well-versed in balancing adequate coverage options and trying to keep prices low, so it's smart for Nevada drivers to work with one of these carriers. In general, motorists can expect their new rates to look similar to this list:
How Much Does a Speeding Ticket Impact Car Insurance Rates in Nevada?
Although it might not seem like much on a monthly basis, the extra $15 every 30 days that you'll pay after a speeding ticket adds up quickly. Drivers in Nevada will most likely find their rates going up after this violation, with average price increases like this one affecting their policy:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Does an at-Fault Accident Impact Insurance Rates in Nevada?
Even the smallest fender bender can equal a large amount of out-of-pocket costs when you consider your insurance deductible and any additional repairs you may face. Once your car is fixed, the expenses don't stop, as Nevada residents often find their insurance rates rise a considerable amount:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Nevada?
Whether you're in a hurry to reach your destination or you simply didn't see that you had to stop, driving straight through an intersection can affect your car insurance rates. Nevada drivers who receive a citation for this infraction end up paying more each month for their premium, with rates averaging around the following figure:
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.