For drivers with bad credit in Nevada, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Nevada. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Nevada.
Having bad credit can affect a lot of things in your life, including auto insurance rates. This is especially true for drivers who live in Nevada. On average, drivers with a poor credit history tend to pay much higher rates than drivers with good credit. While there really isn't any immediate way around having bad credit, there are still a few options available to Nevada drivers.
For example, the city in which you live can have a significant impact on how insurance providers view bad credit.
Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
Insurance providers in Nevada tend to be a little more lenient when it comes to the impact of bad credit on premium rates. Drivers with poor credit pay almost nine percent more for auto insurance than drivers with a good credit rating.
The difference in total monthly premiums is a $25 increase. Depending on what insurance provider you go with, the difference in rates between good and bad credit may even be smaller than that.
It can be difficult to find an insurance provider in Nevada that will offer auto coverage without a credit check. Often, credit ratings are used as a factor when assigning a risk level to new customers. The worse the rating, the more likely the driver is to file a claim or not pay their monthly premium.
The news isn't all bad for those with a poor credit rating, though. There are several insurance companies throughout the state of Nevada that offer competitive rates for drivers who have had credit issues in the past.
The credit tier you fall into could have a significant impact on your quoted rate. Drivers who are placed in the excellent credit tier often have the best rates, with average monthly costs of $285. Likewise, those in the poor credit tier have the highest premiums, with an average of $347 a month.
Cities throughout Nevada tend to handle poor credit ratings differently when it comes to auto insurance rates. Reno offers a lower average monthly cost around $157, while Las Vegas has an average rate of $308.
|North Las Vegas||Poor||$294|
Insurance prices and policies can vary significantly between companies, and a state like Nevada draws a wide variety of choices when factoring insurance rates for drivers with bad credit.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.