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Temporary Car Insurance in Idaho (With Quotes)
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Written by
Doug Shaffer
Insurance Writer
Doug Shaffer works as a content writer. He has had the opportunity to write for several national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. He enjoys being able to break down complex insurance jargon to allow consumers to fully understand their policies.
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated March 9, 2022
Cheapest Companies for Temporary Car Insurance Idaho (2022)
For drivers looking for temporary insurance in Idaho, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Idaho. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Idaho.
| Carrier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Foremost Signature | $93 |
| Travelers | $94 |
| Safeco | $116 |
| Dairyland | $131 |
| Acuity | $145 |
What Is Temporary Car Insurance and How to Get It in Idaho?
As a driver in Idaho, it is a requirement to maintain the minimum auto insurance coverage set forth by the state. Generally, most auto insurance companies will offer multiple options for coverage, but only two lengths: six months and one year. For most drivers, a six-month policy provides the most flexibility and the best competitive pricing.
It is also a great option for drivers who typically don’t need auto insurance coverage for an entire year. Parents often use it if they have students who only drive during the summer or winter months. It can also be used as a way to improve the driving record of motorists who have had violations in the past.
What Are the Average Short-Term Car Insurance Rates in Idaho?
In Idaho, a six-month short-term policy will cost a driver $156 a month on average. Compared to other states, the average is fairly competitive. Motorists can expect to pay less than $1,000 for a policy, as it usually costs $938 to maintain coverage for the six-month period.
| Length of Short-Term Insurance Policy | Avg. Monthly Rate, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Total Cost of 6 Month, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|---|
| 6 months | $156 | $938 |
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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Idaho?
For most drivers, the biggest benefit of selecting a six-month auto insurance plan is the flexibility in pricing it provides. Having a half-year commitment allows policyholders to shop around with multiple providers to find the best coverage and rates.
It is also a fantastic option for drivers who haven’t had a good history of keeping their driving record clean. Similar to how making timely payments on credit cards has a positive impact on your credit score, keeping a clean driving record during the six months can result in lower rates. To find out if you are eligible for lower rates, use Insurify to quickly compare quotes.
Find Cheap Short-Term Car Insurance in Minutes
You could find cheap short term car insurance options in Idaho within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.
Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.
Best Short-Term Car Insurance Plans in Idaho
Insurance prices and policies can vary significantly between companies, and a state like Idaho draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - Idaho Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Idaho. Insurify analyzed the latest data for the five most populous cities in Idaho to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Idaho and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.