The largest discounts from Root are: Driving Habits, Good Driver, Defensive Driver

Root is the nation's first and only entirely app-based car insurance company. Purporting to serve customers based on how they drive, "not who they are," Root is an anomaly in the car insurance industry: it's a car insurance company that leverages technology in smartphones (both iPhones and Androids) to measure driver behavior through an easy-to-use mobile app. 

Using technology in smartphones to measure over 200 variables of driving behavior (braking, turn speed, driving time, route regularity, etc.), Root determines a risk profile for each driver. Root only insures safe drivers in order to offer the most affordable car insurance rates. As such, Root requires prospective customers to complete a short test drive, measured through the Root app on the driver's smartphone, before providing a price. The prospective customer's "driving score" from the test drive is considered the single most important factor in determining an accurate auto insurance policy rate. 

Root Insurance is licensed to sell auto insurance policies in the following states: Arizona, Arkansas, Colorado, Delaware, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, New Mexico, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, and Utah. Root has plans to expand nationwide by 2020. 

Root Insurance is headquartered in Columbus, Ohio. Visit www.joinroot.com for more information.