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Cheap Auto Insurance Quotes in Gillette, WY (May 2022)

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Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

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Quick Facts

  • The average cost of car insurance in Gillette is $190 per month, or $2280 annually.
  • Car insurance in Gillette is $35 more than the average cost of car insurance in Wyoming.
  • The cheapest car insurance provider in Gillette on average is Safeco, but you should always compare quotes to find your best personal rate.

Car Insurance in Gillette, WY

The average cost of Wyoming car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gillette, WY to find you the cheapest quotes in the area.

Quotes by Top Companies

Allstate
$63
The General
$121
American Family
$267

Cheapest Car Insurance in Gillette, WY

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in GilletteQuotes
Allstate$63 /mo
The General$121 /mo
American Family$267 /mo

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Average Car Insurance Cost

Wyoming Cities
Cheyenne$93/mo
Casper$150/mo
Laramie$122/mo
Rock Springs$124/mo
Gillette$150/mo
Wyoming$128/mo
Cheyenne
$93
Laramie
$122
Rock Springs
$124
Average for WY
$128
Casper
$150
Gillette
$150
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in WY

Every state has at least a few different rules when it comes to car insurance. Wyoming requires minimum liability insurance coverage for every vehicle registered in the state. These minimum coverages are:

  • $25,000/$50,000 bodily injury liability per person/accident
  • $20,000 property damage liability coverage
  • $25,000/$50,000 uninsured motorist bodily injury coverage

The last component is not required. However, to reject uninsured motorist coverageWyoming drivers must do so in writing.

Find local Gillette agents

  • Scalzo Insurance Agency (FUSA)

    609 E 2Nd St,
    Gillette, WY 82716-3909
  • The Craft Agency (FUSA)

    1001 S Douglas Hwy Ste 184,
    Gillette, WY 82716-4958
  • Eric R. Scalzo Insurance Agency

    609 E 2nd Street,
    Suite B, Gillette, WY 82716
  • Elizabeth Jones Agency

    1001 S. Douglas Hwy,
    #184, Gillette, WY 82716
  • Tegeler & Associates

    1001 S. Douglas Highway,
    #270, Gillette, WY 82716-4909
  • Wyoming Financial Insurance, Inc.

    542 Running W Dr,
    Gillette, WY 82718
  • HUB International-Gillette

    601 4J Ct Unit A,
    Gillette, WY 82716-4110
  • Dee Dee Lore: Allstate Insurance

    1001 S Douglas Hwy Ste 130,
    Gillette, WY 82716
  • Farmers Insurance - Cindy Lovelace

    401 E 2nd St,
    Gillette, WY 82716
  • Farmers Insurance - Tracy Norris 

    1001 S Douglas Hwy Ste 240,
    Gillette, WY 82716
View more

FAQs - Gillette, WY Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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  • Personalized quotes in 5 minutes or less
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Gillette Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Gillette, Wyoming below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Gillette drivers measure up to their fellow motorists across Wyoming in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

gmc

GMC Sierra

Most Popular Car in Gillette

#2

City with the Most Speeding Tickets Rank in Wyoming

#2

City with the Most Moving Violations Rank in Wyoming

#1

City with the Most DUIs Rank in Wyoming

#2

City with the Most Suspended Licenses in Wyoming

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Gillette drivers rank 3 in the number of car accidents per driver across all cities in Wyoming.

    • Rank within state: #3
    • Percent of drivers in Gillette with an accident: 10.34%
    • Drivers in Gillette, WY with an accident in their driving history pay on average 9.15% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wyoming, Gillette drivers rank 2 in the number of speeding infractions per driver.

    • Rank within state: #2
    • Percent of drivers in Gillette with a speeding ticket: 12.57%
    • Drivers in Gillette, WY with a speeding ticket in their driving history pay on average 22.22% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gillette drivers rank 1 in the number of DUI’s per driver across all cities in Wyoming.

    • Rank within state: #1
    • Percent of drivers in Gillette with a DUI: 7.26%
    • Drivers in Gillette, WY with a DUI in their driving history pay on average 3.27% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gillette is the GMC Sierra.

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Content Specialist at Insurify

Olivia Oksenhorn is an SEO content specialist at Insurify and received a BA in English Literature from the University of Colorado. Before starting at Insurify, she worked as a freelance writer and in newsrooms and nonprofits across Colorado. Born and raised in the mountains, Olivia is a lover the outdoors and spends her spare time adventuring in nature whenever and wherever she can.

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