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Wyoming Car Insurance for Bad Credit Drivers

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Why you can trust Insurify

Insurify is America's highest-rated insurance comparison platform. We partner with the nation's top insurance companies and are licensed as an agent in all 50 states. However, the insurance experts writing our content operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 satisfied customers, our data methodology, and our editorial standards.
Jeanette Wisniewski
Written by
Jeanette Wisniewski
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Written by
Jeanette Wisniewski
Insurance Writer
Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.
John Leach
Edited by
John Leach
Photo of an Insurify author
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Amber Benka
Reviewed by
Amber Benka
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Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated March 9, 2022

Cheapest Companies for Drivers With Bad Credit in Wyoming (2022)

For drivers with bad credit in Wyoming, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wyoming. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Wyoming.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Safeco Insurance$100
Dairyland Insurance$119
Nationwide$135
American Family Insurance$211

Bad Credit Car Insurance in Wyoming

Known for its national parks, Wyoming attracts millions of tourist dollars to the state each year. But not everyone can be so forthcoming with their funds right now. If you have bad credit, you may be feeling the financial crush of steeper car insurance rates in this state.

The good news is that credit-based insurance scores aren't the only thing used to determine your insurance rates. By keeping a clean record and shopping around, you may be able to escape the pinch that bad credit can put on car insurance premiums.

Wyoming Car Insurance Rates for Bad Credit Drivers

Excellent
$155
Good
$173
Average
$174
Poor
$189

Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does Bad Credit Impact Car Insurance Rates in Wyoming?

Insurance companies have found that a driver's credit score has financial implications that affect their business. Wyoming drivers with poor credit tend to make more claims, so insurance companies penalize them with higher-than-average premiums.

Wyoming drivers with questionable credit pay an average of $10 more monthly for car insurance than those with good credit. Though it doesn't seem like much, drivers could find better places to spend this 6.49 percent increase over time.

Avg. Monthly Cost - for Drivers with Good Credit
$154
Avg. Monthly Cost - for Drivers with Bad Credit
$164
$10 ▴
6.49% ▴
Monthly Impact of Bad Credit on Rates
Percent Bad Credit Impact Rates

Can I Get Car Insurance With No Credit Check in Wyoming?

In Wyoming, it will be tough to find an insurer not interested in using your credit score to inform their rates. Though small, local companies catering to high-risk drivers sometimes skip that part, the rates they offer are higher than average anyway.

If you're worried about how insurance companies will use your credit information, know that it cannot be their only reason for canceling, denying, or not renewing an insurance policy. Sometimes, car insurance companies will consider a life-event exception if you've had a hardship that may have hurt your credit history.

Wyoming Car Insurance Rates by Credit Tier

Though there are variances between different credit reporting agencies, credit tiers are a standard device for separating a range of credit scores from one another. Even moving up one credit tier from poor to average can improve your premiums by $15 a month in Wyoming.

Credit TierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$155
Good$173
Average$174
Poor$189

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Car Insurance Rates With Bad Credit in Wyoming Cities

Insurance rates for those with less-than-excellent credit are better in Casper and Rock Springs, at $106 per month, than in Cheyenne, where insurance is nearly $70 more. Because location influences premiums, this could be because Casper and Rock Springs are among the safest cities in which to live.

CityCredit TierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
CasperPoor$106
CheyennePoor$175
Rock SpringsPoor$106

Tips for Researching Bad Credit Wyoming Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a state like Wyoming draws a wide variety of choices when factoring insurance rates for drivers with bad credit.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Wyoming Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Wyoming. Insurify analyzed the latest data for the five most populous cities in Wyoming to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Wyoming and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jeanette Wisniewski
Written by
Jeanette Wisniewski

Insurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

Learn More
John Leach
Edited by
John Leach

Insurance Content Editor at Insurify

Photo of an Insurify author
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Amber Benka
Reviewed by
Amber Benka

Licensed Insurance Agent

Icon of a woman
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.