Cheap Car Insurance for Bad Credit Drivers in Wyoming:
Costs and Quotes (2021)

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Cheapest Companies for Drivers With Bad Credit in Wyoming (2021)

For drivers with bad credit in Wyoming, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wyoming. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Wyoming.

CarrierAvg. Monthly Cost
safeco

Safeco Insurance

$100/mo
dairyland

Dairyland Insurance

$119/mo
nationwide

Nationwide

$135/mo
american-family

American Family Insurance

$211/mo

Bad Credit Car Insurance in Wyoming

Known for its national parks, Wyoming attracts millions of tourist dollars to the state each year. But not everyone can be so forthcoming with their funds right now. If you have bad credit, you may be feeling the financial crush of steeper car insurance rates in this state.

The good news is that credit-based insurance scores aren't the only thing used to determine your insurance rates. By keeping a clean record and shopping around, you may be able to escape the pinch that bad credit can put on car insurance premiums.

Wyoming Car Insurance Rates for Bad Credit Drivers
Average Monthly Cost
$155
Excellent
$173
Good
$174
Average
$189
Poor
Credit Tier

Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does Bad Credit Impact Car Insurance Rates in Wyoming?

Insurance companies have found that a driver's credit score has financial implications that affect their business. Wyoming drivers with poor credit tend to make more claims, so insurance companies penalize them with higher-than-average premiums.

Wyoming drivers with questionable credit pay an average of $10 more monthly for car insurance than those with good credit. Though it doesn't seem like much, drivers could find better places to spend this 6.49 percent increase over time.

$154
Avg. Monthly Cost - for Drivers with Good Credit
$164
Avg. Monthly Cost - for Drivers with Bad Credit
$10 Monthly Impact of Bad Credit on Rates
6.49% Percent Bad Credit Impact Rates

Can I Get Car Insurance With No Credit Check in Wyoming?

In Wyoming, it will be tough to find an insurer not interested in using your credit score to inform their rates. Though small, local companies catering to high-risk drivers sometimes skip that part, the rates they offer are higher than average anyway.

If you're worried about how insurance companies will use your credit information, know that it cannot be their only reason for canceling, denying, or not renewing an insurance policy. Sometimes, car insurance companies will consider a life-event exception if you've had a hardship that may have hurt your credit history.

Wyoming Car Insurance Rates by Credit Tier

Though there are variances between different credit reporting agencies, credit tiers are a standard device for separating a range of credit scores from one another. Even moving up one credit tier from poor to average can improve your premiums by $15 a month in Wyoming.

Credit TierAvg. Monthly Cost
Excellent$155
Good$173
Average$174
Poor$189

Car Insurance Rates With Bad Credit in Wyoming Cities

Insurance rates for those with less-than-excellent credit are better in Casper and Rock Springs, at $106 per month, than in Cheyenne, where insurance is nearly $70 more. Because location influences premiums, this could be because Casper and Rock Springs are among the safest cities in which to live.

CityCredit TierAvg. Monthly Cost
CasperPoor$106
CheyennePoor$175
Rock SpringsPoor$106

Tips for Researching Bad Credit Wyoming Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a state like Wyoming draws a wide variety of choices when factoring insurance rates for drivers with bad credit.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

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