Cheap Auto Insurance Quotes in Oshkosh, WI (2021)

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Car Insurance in Oshkosh, WI

The average cost of Wisconsin car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Oshkosh, WI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$24
$82
$94
$99
$109
ProgressiveState FarmTravelersNationwideAmerican Family
Monthly $

Cheapest Car Insurance in Oshkosh, WI

Here are the cheapest carriers in Oshkosh for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$97
$129
$80
$78
$101
$97
WisconsinMilwaukeeMadisonGreen BayKenoshaOshkosh
Monthly $

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Oshkosh, WI Driving Facts

wisconsin

Minimum Car Insurane Requirements in WI

Wisconsin motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000/$50,000 for Bodily Injury Liability
  • $10,000 for property damage liability
  • $25,000/$50,000 uninsured motorist coverage for bodily injury or death 

Considering the cost of medical care—and the cost of vehicles younger than six years—these minimums may not be enough to cover costs in the event of an accident. This is especially true if you typically drive with passengers in your vehicle as your insurance will be your safety net for all medical costs involved in an at-fault accident.

Insurify Insights: How Oshkosh Drivers Measure Up

ford
Ford Focus
Most Popular Car in
Oshkosh, WI
suspended licenses
#5
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Oshkosh drivers measure up to their fellow Wisconsin motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Oshkosh

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Oshkosh drivers rank 5 in the number of car accidents per driver across all cities in Wisconsin.

  • Rank within state: #5
  • Percent of drivers in Oshkosh with an accident: 11.03%
  • Drivers in Oshkosh, WI with an accident in their driving history paid on average 37.76% more than drivers with a clean record

Speeding Oshkosh

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wisconsin, Oshkosh drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Oshkosh with a speeding ticket: 19.85%
  • Drivers in Oshkosh, WI with a speeding ticket in their driving history paid on average 55.1% more than drivers with a clean record

DUI/DWIs Oshkosh

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Oshkosh drivers rank 8 in the number of DUI’s per driver across all cities in Wisconsin.

  • Rank within state: #8
  • Percent of drivers in Oshkosh with a DUI: 2.21%
  • Drivers in Oshkosh, WI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Oshkosh

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Oshkosh is the Ford Focus.

Hybrid/Electric Vehicle Ownership Oshkosh

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Oshkosh drivers rank 1 in hybrid and electric vehicle ownership across all cities in Wisconsin.

  • Rank within state: #1
  • Percent of drivers in Oshkosh with a hybrid/electric vehicle: 1.08%

Green Driving in Oshkosh, WI

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of Wisconsin offers many green driver incentives, including tax refunds, biodiesel fuel use incentives, and discounts through some car insurance carriers.

Greenes Cities

Oshkosh

Greenes Cities
% of Hybrids / Electrics
2%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.