Cheap Auto Insurance Quotes in Rutland, VT (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Anyone looking to live in a quiet New England town would be excited to call Rutland home. Roughly 17,000 people live in this small city situated north of the Green Mountain National Forest. Rutland features two main highways that traverse the area, with surface streets arranged in an easy-to-navigate pattern. Drivers here would be wise to carry a robust auto insurance policy, as driving in winter weather can be difficult.

Car Insurance in Rutland, VT

The average cost of Vermont car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Rutland, VT to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Rutland, VT

Here are the cheapest carriers in Rutland for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Rutland, VT Driving Facts

Minimum Car Insurance Requirements in VT

Understanding car insurance requirements is key to getting the best coverage at the best rate. Remember that minimums are named minimum for a reason. You may need to carry higher limits depending on your specific situation. 

The Vermont car insurance requirements are:

  • $25,000/$50,000 bodily liability coverage per person/accident
  • $10,000 property damage liability coverage
  • $50,000/$100,000 uninsured motorist bodily injury coverage
  • $10,000 Uninsured motorist property damage coverage

That final requirement may or may not have a $150 deductible depending on the coverage options you choose. Be sure to speak with your insurance agent if you have any questions. 


Rutland, VT DMV Information

Only one DMV office serves the residents of Rutland, with hours from 8 a.m. to 4 p.m. Monday through Friday. It’s located north of the city, and while it may be difficult for those with full-time jobs to visit during business hours, most residents note that the staff is extremely helpful. Anyone who needs to access DMV services likely won’t experience a very long wait time at this location.

Public Transportation in Rutland, VT

Getting around Rutland without a vehicle isn’t impossible, although, for such a small city, it’s only natural to expect that public transportation won’t be robust. There are fixed bus routes that serve a portion of the area, and rideshare services like Uber or Lyft are nearly always available. During nice weather, some individuals may decide to travel via bicycle or on foot, although the feasibility of this will depend on where you need to go.

Conclusion: How to get the best and cheapest car insurance in Rutland, VT

Rutland is a beautiful city that offers a small-town feel, one that translates onto the road nearly every time you get behind the wheel. Rarely will you have to deal with traffic jams, although during inclement weather, you could experience your fair share of stressful driving. It’s important to have proper auto coverage here, as accidents due to snow or ice can happen easily.

Drivers in Rutland don’t have to pay more for car insurance when they use Insurify. After answering a few simple questions, you can determine which policy will best meet your driving and budgetary needs and then enroll with ease. Insurify can help you save time and money.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Rutland stacks up for the state of Vermont:

Ford F-Series Pickup
Most Popular Car in
Rutland, VT
suspended licenses
Cities with Most
Suspended Licenses Rank

FAQs - Rutland, VT Car Insurance

How expensive is auto insurance in Rutland?

Drivers in Rutland can typically expect to pay a bit less than the national average for car insurance, as this small city doesn’t experience enough collisions to dramatically raise rates for everyone. Keep in mind that your policy pricing will be determined on your own driving history along with other factors.

Do I have to purchase collision coverage to drive in Rutland?

Unlike other states, Vermont doesn’t require drivers to enroll in collision coverage before they hit the road. Instead, Rutland residents will need bodily injury, property damage, and uninsured motorist protection.

Where can I save money on my car insurance in Rutland?

Residents here are always on the hunt for a great deal, and with Insurify, you can easily save money on your auto policy. Visit Insurify today to compare quotes and enroll in a policy quickly and easily.