In general, Vermont’s required policy limits are similar to those of most other states. The state requires $25,000 in bodily injury liability per person and $50,000 per accident. So if someone is harmed in an accident where you are at fault, your insurance will cover the costs associated with these injuries up to that limit. Additionally, drivers in Vermont must have $10,000 of property damage liability per accident, which covers the costs associated with any property damage from an accident.
But that’s not all. Vermont also requires $50,000 in uninsured/underinsured motorist bodily injury per person and $100,000 per accident. This will help you out if you get in an accident with a driver who doesn’t have car insurance or whose policy limits do not cover the costs associated with the accident. Additionally, Vermonters must have $10,000 in uninsured motorist property damage coverage.