Cheap Auto Insurance Quotes in Spanish Fork, UT (January 2022)

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Last Updated: January 2022

Car Insurance in Spanish Fork, UT

The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Spanish Fork, UT to find you the cheapest quotes in the area.
ProgressiveAllstateState FarmLiberty MutualThe General

Cheapest Car Insurance in Spanish Fork, UT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

UtahSalt Lake CityProvoWest JordanOremSpanish Fork
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Spanish Fork, UT Driving Facts



Minimum Car Insurance Requirements in UT

All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Utah are as follows:

  • $25,000 per person/$65,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Utah state law are $25,000 for the death or injury of a single victim as a result of a car accident and $65,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Utah law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Utah is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $3,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found at-fault. Medical expenses are covered by this type of protection, and a minimum of $3,000 is required for minimum coverage in Utah

Find local Spanish Fork agents

Leavitt Insurance & Central Bond Services, Inc. 
199 N Main St, Spanish Fork, UT 84660-1724
High West Insurance Agency, LLC 
265 N Main Street Ste 206, Spanish Fork, UT 84660
Western States Insurance Agency 
87 E Center Street, Spanish Fork, UT 84660
Security Insurance Agency, Inc. 
290 N Main St, Spanish Fork, UT 84660-1727
Mark Peterson- Peterson Agency Inc.
185 N Main St, Spanish Fork, UT 84660
John Smiley - State Farm Insurance Agent
391 N Main St, Spanish Fork, UT 84660
Farmers Insurance - Erika Davis
295 N Main St, Spanish Fork, UT 84660
Crowther and Larson Agency: Allstate Insurance
1125 Expressway Ln, Spanish Fork, UT 84660
Prideland Insurance
31 E 1600 N St, Spanish Fork, UT 84660
DCPRO Insurance - Seguros en Utah
265 N Main St #104, Spanish Fork, UT 84660

Insurify Insights: How Spanish Fork Drivers Measure Up

Jeep Grand Cherokee
Most Popular Car in
Spanish Fork, UT
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Spanish Fork drivers measure up to their fellow Utah motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Spanish Fork

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Spanish Fork drivers rank 7 in the number of car accidents per driver across all cities in Utah.

  • Rank within state: #7
  • Percent of drivers in Spanish Fork with an accident: 12.64%
  • Drivers in Spanish Fork, UT with an accident in their driving history paid on average 12.05% more than drivers with a clean record

Speeding in Spanish Fork

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, Spanish Fork drivers rank 21 in the number of speeding infractions per driver.

  • Rank within state: #21
  • Percent of drivers in Spanish Fork with a speeding ticket: 10.83%
  • Drivers in Spanish Fork, UT with a speeding ticket in their driving history paid on average 6.63% more than drivers with a clean record

DUI/DWIs in Spanish Fork

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Spanish Fork drivers rank 1 in the number of DUI’s per driver across all cities in Utah.

  • Rank within state: #1
  • Percent of drivers in Spanish Fork with a DUI: 3.61%
  • Drivers in Spanish Fork, UT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Spanish Fork

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Spanish Fork is the Jeep Grand Cherokee.

Hybrid/Electric Vehicle Ownership in Spanish Fork

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Spanish Fork drivers rank 17 in hybrid and electric vehicle ownership across all cities in Utah.

  • Rank within state: #17
  • Percent of drivers in Spanish Fork with a hybrid/electric vehicle: 0.97%


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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