Cheap Auto Insurance Quotes in Owasso, OK (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Sooner State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Owasso, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Owasso, OK to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$49
$87
$155
$191
$217
ProgressiveAllstateTravelersThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Owasso, OK

Here are the cheapest carriers in Owasso for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$171
$185
$168
$180
$164
$159
OklahomaOklahoma CityTulsaNormanBroken ArrowOwasso
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Owasso, OK Driving Facts

oklahoma

Minimum Car Insurance Requirements in OK

All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Owasso agents

Bill Kelley & Associates Inc 
PO Box 983, Owasso, OK 74055-0983
Rhonda K. Botts Insurance Agency dba Hometown Insurance 
10314 N 138th E Ave Ste 104, Owasso, OK 74055-4633
St. John Financial Group Inc. 
9500 N 129 E Ave #122, Owasso, OK 74055-5376
Rich & Cartmill Inc. - Owasso 
125 South Main Street, Owasso, OK 74055
Extra Mile Insurance Solutions 
202 S Cedar St., Owasso, OK 74055
Green Country Agency LLC 
7917 N 142Nd East Ave, Owasso, OK 74055-5063
Hometown Insurance Agency
10314 N 138th E Ave Suite 104, Owasso, OK 74055
AAA Oklahoma - Owasso - Insurance/Membership Only
8506 N 128th E Ave, Owasso, OK 74055
TWFG Insurance Services - Stamper Agency
9100 N Garnett Rd Ste A, Owasso, OK 74055
St. John Financial Group, Inc. | Auto Insurance and Home Insurance
9500 N 129th E Ave #122, Owasso, OK 74055

Insurify Insights: How Owasso Drivers Measure Up

chevrolet
Chevrolet Silverado
Most Popular Car in
Owasso, OK
suspended licenses
#9
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Owasso drivers measure up to their fellow Oklahoma motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Owasso

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Owasso drivers rank 6 in the number of car accidents per driver across all cities in Oklahoma.

  • Rank within state: #6
  • Percent of drivers in Owasso with an accident: 10.58%
  • Drivers in Owasso, OK with an accident in their driving history paid on average 20.9% more than drivers with a clean record

Speeding Owasso

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oklahoma, Owasso drivers rank 9 in the number of speeding infractions per driver.

  • Rank within state: #9
  • Percent of drivers in Owasso with a speeding ticket: 9.49%
  • Drivers in Owasso, OK with a speeding ticket in their driving history paid on average 19.77% more than drivers with a clean record

DUI/DWIs Owasso

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Owasso drivers rank 17 in the number of DUI’s per driver across all cities in Oklahoma.

  • Rank within state: #17
  • Percent of drivers in Owasso with a DUI: 1.09%
  • Drivers in Owasso, OK with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Owasso

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Owasso is the Chevrolet Silverado.

Hybrid/Electric Vehicle Ownership Owasso

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Owasso drivers rank 2 in hybrid and electric vehicle ownership across all cities in Oklahoma.

  • Rank within state: #2
  • Percent of drivers in Owasso with a hybrid/electric vehicle: 1.6%

Green Driving in Owasso, OK

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of Oklahoma offers many green driver incentives, including federal tax credits, rebates, loans, and discounts through some car insurance carriers.

Greenes Cities

Owasso

Greenes Cities
% of Hybrids / Electrics
1%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.