Cheap Auto Insurance Quotes in Edmond, OK (January 2022)

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Last Updated: January 2022

Car Insurance in Edmond, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Edmond, OK to find you the cheapest quotes in the area.
$76
$84
$154
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$209
AllstateState FarmProgressiveTravelersThe General

Cheapest Car Insurance in Edmond, OK

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$172
$185
$168
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$162
OklahomaOklahoma CityTulsaNormanBroken ArrowEdmond
Click here to learn about car insurance quotes and save on your current policy.

Edmond, OK Driving Facts

oklahoma

Minimum Car Insurance Requirements in OK

All motor All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Edmond agents

Weddle Insurance Agency, LLC 
8151 E Sorghum Mill Rd., Edmond, OK 73034
Rightway Insurance LLC 
640 NW 150th St., Edmond, OK 73013
Insurance Agency of Mid-America Inc.-Edmond 
1800 Canyon Park Circle Suite 101, Edmond, OK 73013-6678
Edmond Insurance Agency LLC 
2000 East 15th Ste 450-B, Edmond, OK 73013-6670
Howell-Stone Insurance 
3500 S Broadway, Edmond, OK 73013
Canopy Insurance 
6180 Boucher Dr., Edmond, OK 73034
The Affinities Group, LLC 
933 NW 164th St , Edmond, OK 73013
Ed Berrong Insurance Agency Inc. 
1001 NW 139th St. Pkwy, Edmond, OK 73013
Davis Insurance Group LLC - Edmond 
17304 N May Ave Ste B, Edmond, OK 73012-9047
LBV Insurance LLC 
17308 N May Ave, Edmond, OK 73012-9047

Insurify Insights: How Edmond Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Edmond, OK
suspended licenses
#29
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Edmond drivers measure up to their fellow Oklahoma motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Edmond

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Edmond drivers rank 2 in the number of car accidents per driver across all cities in Oklahoma.

  • Rank within state: #2
  • Percent of drivers in Edmond with an accident: 11.12%
  • Drivers in Edmond, OK with an accident in their driving history paid on average 42.29% more than drivers with a clean record

Speeding in Edmond

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oklahoma, Edmond drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Edmond with a speeding ticket: 11.03%
  • Drivers in Edmond, OK with a speeding ticket in their driving history paid on average 40.57% more than drivers with a clean record

DUI/DWIs in Edmond

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Edmond drivers rank 6 in the number of DUI’s per driver across all cities in Oklahoma.

  • Rank within state: #6
  • Percent of drivers in Edmond with a DUI: 1.63%
  • Drivers in Edmond, OK with a DUI in their driving history paid on average -84.57% more than drivers with a clean record

Most Popular Vehicle in Edmond

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Edmond is the Honda Accord.

Rude in Edmond

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Oklahoma, Edmond drivers rank 3 in rude driving infractions.

  • Rank within state: #3
  • Percent of drivers in Edmond with a reckless driving violation: 2.08%
  • Drivers in Edmond, OK with a reckless driving violation in their driving history paid on average 35.43% more than drivers with a clean record.

Safest Drivers in Edmond

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Edmond drivers rank 8 in clean driving records across all cities in Oklahoma.

  • Rank within state: #8
  • Percent of drivers in Edmond with clean record: 79.11%

Failure to Yield the Right of Way in Edmond

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Edmond drivers rank 3 in failure to yield violations per driver across all cities in Oklahoma.

  • Rank within state: #3
  • Percent of drivers in Edmond with a failure to yield violation: 0.45%
  • Drivers in Edmond, OK with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Edmond

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Oklahoma, Edmond drivers rank 2 in the number of reckless driving offenses per driver.

  • Rank within state: #2
  • Percent of drivers in Edmond with a reckless driving offense: 0.09%

Hybrid/Electric Vehicle Ownership in Edmond

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Edmond drivers rank 4 in hybrid and electric vehicle ownership across all cities in Oklahoma.

  • Rank within state: #4
  • Percent of drivers in Edmond with a hybrid/electric vehicle: 1.05%

Green Driving in Edmond, OK

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of Oklahoma offers many green driver incentives, including federal tax credits, rebates, loans, and discounts through some car insurance carriers.

Greenes Cities

Edmond

Greenes Cities
% of Hybrids / Electrics
1%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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