Cheapest Auto Insurance in Roswell, New Mexico (2026)
With monthly liability rates of $53, Sun Coast is the cheapest car insurance company in Roswell.
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Written byJessica Martel
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Jessica MartelInsurance Writer
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
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Edited byAshley Cox
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Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Table of contents
The overall average monthly cost of car insurance in Roswell is $89 — slightly less than the state average of $94 and the national average of $136.
Larger and more densely populated cities, including Albuquerque and Las Cruces, may drive up New Mexico’s average insurance rates. Thanks to an alleged UFO crash in 1947, Roswell attracts some tourism; but its remote location helps minimize traffic.
Here’s what you should know about comparing quotes and finding affordable car insurance in Roswell.
Quick Facts
Roswell drivers pay an average of $60 per month for liability coverage and $118 per month for full coverage.
Sun Coast, National General, and The General are the cheapest car insurance companies in Roswell.
Full-coverage car insurance in Roswell costs an average of $1,416 per year.
3 of the cheapest car insurance companies in Roswell
The best auto insurance company for you will depend on your specific needs and budget. To find cheap car insurance, it’s a good idea to compare multiple companies before making a decision.
The table below lists the car insurance companies in Roswell with some of the lowest rates; the rates shown are for all of New Mexico.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| State Farm | 9.3 | $109 | $82 | Cheap rates |
| USAA | 9.1 | $132 | $99 | Military members |
| GEICO | 9.2 | $135 | $102 | Discounts |
Disclaimer: Table data sourced from real-time Roswell car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Roswell may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $77/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $102/mo |
4.1
Best choice in Roswell, NMBased on 15,424 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Customer service
Competitive rates
Discounts for safe drivers
Showing 11 New Mexico reviews for Roswell drivers - See all 7,109 State Farm reviews
Karen
Verified Review
Wish it was better
Reviewed in New Mexico on February 24, 2026
Rates keep going up.
Douglas
Verified Review
Positive Attitude
Reviewed in New Mexico on February 20, 2026
No balking on claims.
Douglasl
Verified Review
Satisfied Customer
Reviewed in New Mexico on January 29, 2026
Never a problem, never questioned a claim, always paid 100%.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has been providing insurance to customers for more than 100 years. Today, it offers a range of banking, investment, and insurance products, including homeowners insurance, renters insurance, life insurance, and auto insurance. State Farm offers New Mexico drivers some of the cheapest full-coverage and liability-only insurance rates.
Pros
Top J.D. Power customer satisfaction rating in the Southwest region
A++ (Superior) financial strength rating from AM Best
Cons
Doesn’t offer gap insurance
More expensive for drivers with violations
Best insurer for military members: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $93/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $124/mo |
4.9
Best choice in Roswell, NMBased on 3,045 verified driver reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Members of the military community
Outstanding customer service
Competitive rates
Showing 6 New Mexico reviews for Roswell drivers - See all 1,463 USAA reviews
Sharon
Verified Review
Rates quadruple when you use your insurance
Reviewed in New Mexico on February 25, 2026
Don’t file any claims with your insurance that aren’t absolutely necessary. Your rates will quadruple, and you won’t find out until it is due.
Lina
Verified Review
Good Old USAA
Reviewed in New Mexico on May 6, 2025
Great and cheaper than others!
Nancy
Verified Review
I Love USAA Insurance
Reviewed in New Mexico on April 19, 2025
I can always access my information on the app. If I ever need to call, the agents are always very friendly, professional, and helpful. My issues, concerns, or questions are always resolved in the first call. I love USAA, but unfortunately, I can only recommend it to those who have served or had parents that served in the military and were members of USAA.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The United Services Automobile Association has been in operation for more than 100 years. Today, it offers a variety of financial and insurance products to military members, veterans, and their families. Roswell, New Mexico, is home to the New Mexico Military Institute and has more than 2,600 veterans who might benefit from USAA’s rates and customer service.
Pros
Ability to save up to 30% with the SafePilot program
A++ (Superior) financial strength rating from AM Best
Cons
Not available to non-military members
No gap insurance
Best insurer for discounts: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $95/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $127/mo |
4.0
Best choice in Roswell, NMBased on 15,685 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Roswell for
Teen drivers
Cheap rates
Accident forgiveness
Showing 7 New Mexico reviews for Roswell drivers - See all 7,372 GEICO reviews
Jose
Verified Review
Compare Insurance Companies
Reviewed in New Mexico on December 7, 2025
Shop around and compare prices and benefits.
Patricia
Verified Review
Very Disappointed!
Reviewed in New Mexico on December 7, 2025
I called to ask a question about whether or not GEICO would still cover the repair of a chipped windshield with a crack less than 4 inches and waive my $500 deductible. The answer was no, but the customer service agent wrote this up as a claim. My policy was due for renewal, and GEICO increased my premium by about another $50 per month! I am a retiree. I am comfortable financially, but I don't need any higher costs. I am very disappointed in GEICO after being a customer for more than 3 decades!
Kyle
Verified Review
I got a rate a year ago. No claims in the first 6-month and second 6-month periods. Their driver spy score went from 100 to 86 over two policy periods. The rate went from mid $500s up after the first 6 months. The second six months quote is at $710. I am canceling them.
Reviewed in New Mexico on December 3, 2025
I got a rate a year ago. No claims in the first 6-month and second 6-month periods. Their driver spy score went from 100 to 86 over two policy periods. The rate went from mid $500s up after the first 6 months. The second six months quote is at $710. I am canceling them.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO was founded in 1936 during the Great Depression. Today, it’s a subsidiary of Berkshire Hathaway and boasts an A++ (Superior) financial strength rating from AM Best. Roswell drivers looking to reduce the cost of car insurance coverage can take advantage of GEICO’s variety of discounts, including new-vehicle discounts, good student discounts, defensive driving discounts, military discounts, and more.
Pros
A++ (Superior) financial strength rating from AM Best
Wide variety of insurance discounts
Cons
Doesn’t offer gap insurance
No rideshare insurance coverage
How to get the cheapest car insurance in Roswell
Several factors determine the price of your car insurance policy, including your age, gender, ZIP code, driving record, type of car you drive, and the amount and type of coverage you want. To find the cheapest car insurance rates available in Roswell, consider the following savings tips:[1]
Compare multiple insurance companies. The Insurance Information Institute (Triple-I) recommends getting quotes from at least three insurance companies before you make your selection, as policies and prices can vary greatly.
Keep a clean driving record. Generally, the better your driving record, the lower your premium. A history of accidents and other traffic violations can cause your rates to increase.
Increase your deductible. Requesting a higher deductible may result in a lower premium. For instance, raising your deductible from $200 to $500 could reduce your collision and comprehensive coverage by 15% to 30%, according to Triple-I. Raising it to $1,000 can save you 40% or more.
Find Cheap Car Insurance in Roswell
Monthly liability rates start as low as $53
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Cheapest liability-only car insurance in Roswell: Sun Coast
Nearly every state requires drivers to carry a minimum amount of liability insurance. Liability car insurance provides property and bodily damage coverage for the other driver if you cause an accident. Liability insurance doesn’t cover your medical expenses or damages to your vehicle.
Liability-only car insurance in Roswell costs $60 per month, on average.
The following table provides average monthly quotes for the cheapest liability-only coverage options in Roswell.
The below rates in Roswell, NM, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| Sun Coast | $53 |
| National General | $55 |
| The General | $56 |
| Root | $57 |
| Bristol West | $60 |
| GAINSCO | $72 |
| Safeco | $72 |
| State Farm | $77 |
| Direct Auto | $79 |
| Dairyland | $84 |
| USAA | $93 |
| GEICO | $95 |
| Liberty Mutual | $138 |
| Allstate | $153 |
| Farmers | $183 |
| Nationwide | $185 |
Disclaimer: Table data sourced from real-time Roswell car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Roswell may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Roswell: State Farm
If you want more than the minimum coverage required in your state, you can purchase full-coverage insurance. A full-coverage insurance policy typically includes liability, comprehensive, and collision coverage. If you’re responsible for an accident, full-coverage car insurance will cover your vehicle in addition to the other driver. It also provides coverage due to theft or damage caused by a flood, fire, or a falling tree.
Full-coverage car insurance in Roswell costs an average of $118 per month.
The table below provides average monthly quotes for the cheapest full-coverage auto insurance in Roswell.
The below rates in Roswell, NM, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $102 |
| Root | $104 |
| USAA | $124 |
| National General | $125 |
| GEICO | $127 |
| Sun Coast | $128 |
| Safeco | $138 |
| Direct Auto | $140 |
| Bristol West | $143 |
| The General | $147 |
| Liberty Mutual | $188 |
| Allstate | $202 |
| GAINSCO | $202 |
| Dairyland | $213 |
| Farmers | $242 |
| Nationwide | $246 |
Disclaimer: Table data sourced from real-time Roswell car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Roswell may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Roswell, New Mexico
Drivers in and around Roswell, New Mexico have found policies from Sun Coast, Root, Bristol West, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Roswell, New Mexico within the last 10 days. Last updated on February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Roswell, New Mexico within the last 10 days. Last updated on February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 26, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in New Mexico
In New Mexico, all drivers are expected to have liability auto insurance. Drivers who don’t have the minimum coverage risk having their vehicle registration suspended. New Mexico is an at-fault state, which means the driver who causes the accident will cover the other driver’s medical bills and repairs.
New Mexico’s minimum coverage requirements are shown in the table below:[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $10,000 per accident |
Drivers in New Mexico can also choose to purchase additional coverage, including:
Collision coverage
Collision insurance provides coverage if you hit another car or run into a tree or signpost.
Comprehensive coverage
Comprehensive insurance covers you for loss or damage in most situations other than getting in an accident with another car, such as if your car is stolen or damaged in a hailstorm or fire.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you’re in an accident with a driver who doesn’t have auto insurance or doesn’t have enough insurance to cover all the damages.
Cheapest car insurance for drivers with an incident
When trying to find the cheapest car insurance available, your driving record matters. If you have driving incidents such as at-fault accidents, speeding tickets, driving under the influence (DUI), and other moving violations, you can expect your premiums to go up.[3] Insurers see you as a higher risk and charge accordingly.
The table below shows how different driving incidents can affect your liability insurance rates.
The below rates in Roswell, NM, are estimated rates current as of: Wednesday, February 25 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| Sun Coast | $53 | $61 | $74 | $77 |
| National General | $55 | $66 | $75 | $80 |
| The General | $56 | $72 | $79 | $82 |
| Root | $57 | $73 | $78 | $84 |
| Bristol West | $60 | $72 | $81 | $88 |
| GAINSCO | $72 | $82 | $95 | $105 |
| Safeco | $72 | $91 | $104 | $113 |
| State Farm | $77 | $94 | $105 | $113 |
| Direct Auto | $79 | $95 | $111 | $116 |
| Dairyland | $84 | $100 | $114 | $123 |
| USAA | $93 | $115 | $128 | $136 |
| GEICO | $95 | $119 | $127 | $138 |
| Liberty Mutual | $138 | $168 | $189 | $202 |
| Allstate | $153 | $191 | $211 | $224 |
| Farmers | $183 | $225 | $251 | $268 |
| Nationwide | $185 | $230 | $256 | $271 |
Disclaimer: Table data sourced from real-time Roswell car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Roswell may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Your age is another factor that insurers consider when calculating your premium. Teen drivers and young adults pay the highest car insurance rates due to inexperience and risky driving behaviors.[4]
Rates start to decrease around age 35 but increase for senior drivers around age 70 when age-related impairments can begin to affect driving ability.[5]
The table below shows average monthly insurance quotes for Roswell drivers of different ages.
Age | Average Monthly Quote |
|---|---|
| Teens | $367 |
| 20s | $252 |
| 30s | $176 |
| 40s | $167 |
| 50s | $141 |
| 60s | $126 |
| 70s | $148 |
Disclaimer: Table data is based on real-time Roswell quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Shop for Car Insurance in Roswell, NM
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Roswell car insurance quotes by credit tier
New Mexico auto insurance companies are allowed to consider your credit history when calculating your premium. But the state prohibits insurers from using a lack of credit history to calculate insurance premiums.
Insurers use your credit history to generate a credit-based insurance score to help predict the likelihood that you’ll file a claim. Excellent credit can help you secure a lower premium, while poor credit can make it more difficult to access cheap insurance.
The chart below provides average monthly quotes for each credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Roswell car insurance FAQs
If you’re shopping for car insurance in Roswell, New Mexico, this additional information may help as you research your coverage options.
How much is car insurance in Roswell?
Car insurance in Roswell costs an average of $60 per month for liability coverage and $118 per month for full coverage, according to Insurify data.
Which company has the cheapest car insurance in Roswell?
Sun Coast has the cheapest car insurance in Roswell, with a monthly liability rate of $53. National General and The General also offer affordable coverage, with respective monthly liability rates of $55 and $56.
But the cheapest insurer for you will depend on a number of factors, including your age, your ZIP code, the type of car you drive, and the coverage levels you choose.
What are the best car insurance companies in Roswell?
With a high IQ Score of 9.3 out of 5, an A++ (Superior) financial strength rating from AM Best, and above-average J.D. Power customer satisfaction ratings, State Farm is the best car insurance company in Roswell. Other top insurers include USAA and GEICO.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- New Mexico Motor Vehicle Division. "Insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
- Insurance Institute for Highway Safety. "Older drivers."
)
Jessica MartelInsurance Writer
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Ashley CoxSenior Managing Editor
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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